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Author: Scott Boren

How to Dock a Boat Properly

Written by Scott Boren on . Posted in Adventure.

How to Dock a Boat Properly and Safely It’s summer and you’re ready to get out on the water in your new boat. But wait, you’re not fully sure how to dock your boat properly. Well, this is common. Docking a boat in a tricky situation is one of those things that can get your heart racing, and answering that question you had about needing boat insurance. Don’t worry, docking...

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Do I Need Boat Insurance?

Written by Scott Boren on . Posted in Adventure.

Do I Need Boat Insurance? If you’re thinking of buying a new boat and you want to get a full assessment of your costs, it’s natural to ask, “do I need boat insurance?” The answer is actually, it depends. If you live in one of the few states that require it, then the answer is a big and absolute yes. Furthermore, if you’re financing your boat or docking in a marina,...

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Does Your Business Have a Right to Refuse Service?

Written by Scott Boren on . Posted in Business Insurance.

Does Your Business Have a Right to Refuse Service? It’s generally understood that there are legitimate reasons for a business owner to refuse service to a customer and that it’s within their rights to do so.  In fact, you may have seen a sign at your favorite restaurant or retailer that reads, “We reserve the right to refuse service,” or “No shoes, no shirt, no service.” It all...

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How Much is Boat Insurance?

Written by Scott Boren on . Posted in Adventure.

How Much is Boat Insurance? You’re thinking about buying a boat but your need to know all the costs. You’ve heard your friends fun with you, and tell you the two best days for a boat owner are they days he buys his boat, and the day he sells it. So you have some concerns. You want to do you homework. Of course you’re going to ask, “how much is boat insurance?” That...

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Do I Need Mexico Auto Insurance?

Written by Scott Boren on . Posted in Car Insurance 101.

Do I Need Mexico Auto Insurance? You’re taking your first drive to Mexico and are wondering, “Do I need Mexico auto insurance?” It’s a common question. When it comes to driving in Mexico, there are several misconceptions regarding the importance of auto insurance. In fact, some believe that being caught driving without insurance is a mere infraction that comes with a fine...

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What is RV Insurance?

Written by Scott Boren on . Posted in Car Insurance 101.

What is RV Insurance? You recently purchased an RV or travel trailer and you’ll need RV insurance. But you have questions, First is, what is RV insurance? What makes it different from your auto insurance? Well, like your car insurance, RV insurance is an agreement between you and your insurance company to protect your motorhome, travel trailer, camper, fifth wheel, for a premium. Also like...

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Make Life Insurance Your First Purchase

Written by Scott Boren on . Posted in Life Insurance.

Why You Should Make Life Insurance Your First Purchase I remember getting my first real job. Having a steady, good-paying job made me feel grown up. I wasted no time running out to buy a new car. My old bucket just wasn’t going to do it for me any longer. But that wasn’t the best way to invest my new income. Don’t do what I did. I was quickly making all the big financial fails....

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What is a Declarations Page?

Written by Scott Boren on . Posted in Car Insurance 101, Home Insurance 101.

What is the Insurance Declarations Page? The insurance declarations page is an important part of your home or auto insurance policy. It’s also a part of understanding how your insurance works.  It has most of the vital information about your policy. It tells you who’s covered and the coverages you pay a premium for. When you buy a new insurance policy, or your current policy renews,...

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What’s Your Dog’s Age In Human Years?

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Just How Old is Your Dog in Human Years? Even if only playfully, everyone has at one time or another wondered – how old is my dog in human years? In fact, we’ve all heard the popular expression “one human year is equivalent to seven dog years.” And we frequently use this method to determine our dog’s age in human years. But no one even knows the real origins of the...

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What are perils and hazards?

Written by Scott Boren on . Posted in Home Insurance 101.

What are the Perils and Hazards in Home Insurance? We insurance nerds deal in perils and hazards on a daily basis. But to the average consumer, perils and hazards may be foreign or abstract terms. What are they referring too? Well, a “peril” is an event or circumstance that results in property damage. Your homeowners insurance, condo or renters policy contain a list of perils that...

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