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Author: Scott Boren

Do Freelancers Need Business Insurance?

Written by Scott Boren on . Posted in Business Insurance.

Do Freelancers Need Business Insurance? The number of people participating in the gig economy is growing every day. It’s estimated that 59 million people are currently working as freelancers, making this a new normal.  In fact, here are a few facts provided by Fortunly about the gig economy that may surprise you: Over 90% of US workers would consider going freelance. 47% of the freelance...

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Buying a Used Car? Is Age or Miles More Important?

Written by Scott Boren on . Posted in Personal Finance.

Buying a Used Car: Is Miles or Age More Important? Thinking of buying a used car?  That can be a frightening experience and a bit of a gamble. Why did the previous owner get rid of the car, and what did they do with it? If the prior owner simply traded up because they wanted new wheels, that works in your favor. But was it a total lemon that they simply couldn’t wait to get rid of? The questions,...

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What is Condo Insurance?

Written by Scott Boren on . Posted in Home Insurance 101.

What is Condo Insurance? If you own a condo, just like a single family home, you need insurance. It’s not homeowners insurance, rather it’s condo insurance  – sometimes referred to as an “HO6” policy. But what is condo insurance and what makes it different from homeowners? Like your home insurance, condo insurance can cover liability claims, damages to your condo unit and your...

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The History of Memorial Day

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

The History of Memorial Day The importance of Memorial Day isn’t lost on the average American, we all understand what we’re memorializing. However, given that only 10% of us have served, for many it’s an intellectual understanding. Memorial Day’s deeper meaning can be diluted by all the barbeques, family gatherings, and parties. The history of Memorial Day is our history....

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Hot Car Safety Tips

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Hot Car Safety Tips Memorial day is just around the corner, so that means summer has arrived. With summer comes vacation plans, travel and road trips. This is officially the time when Americas get on the go. It’s also the time of year where the temperature begin to rise, so as we get ready to embark on another summer season, this is a good time to get some safety tips for a hot car. The...

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Questions to Ask Before You Buy Business Insurance

Written by Scott Boren on . Posted in Business Insurance.

Questions to Ask Before You Buy Business Insurance Each small business owners is tasked with managing risk. From cashflow to capital investment, human resources,  or debt management, the business owner is constantly evaluating potential pitfalls and exposure. Most of these risks can’t be transferred away. This is what makes insurance so valuable. It allows you to take some of the businesses...

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Car Insurance For College Students

Written by Scott Boren on . Posted in Car Insurance 101.

Car Insurance for the College Student Explained As the parent of a college-age student, you’re now becoming fully aware of the cost of raising your child. Adding to this stress, you now have to get your young adult into a good school. The competition is fierce to get into college. If it’s a top-tier school, forget it. Along with all the application stressors, you are also thinking...

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The Importance of Financial Literacy

Written by Scott Boren on . Posted in Personal Finance.

Learn the Importance of Financial Literacy Do you want to improve your financial game? Getting a better understanding of your finances may, in fact, put you ahead of approximately 66% of Americans. In fact, 4 in 7 Americans may be financially illiterate. The foundation to developing a personal financial strategy begins with developing a retirement plan. In order to improve your odds of success,...

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Keep Your Pet Safe in the Car During a Road Trip

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Learn How to Keep Your Pet Safe In the Car on a Road Trip According to MMGY, in 2015 road trips represented 22% of all vacations. However, as of 2019 it had increased to 63%. That’s a 64% increase in vacationers intending to road trip. For those of you with a four-legged friend, that can present some challenges. Do you board? Do you bring them with you? If you’re like so many pet lovers,...

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What is the Best Type of Life Insurance?

Written by Scott Boren on . Posted in Life Insurance.

What is the Best Type of Life Insurance for Me? You’ve arrived at that time in life when buying life insurance makes since. You’ve done your homework and now understand how life insurance works. In fact, you may have already done the math and determined how much life insurance you’ll need. What is still uncertain is what’s the best type of life insurance for you. Shopping...

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