No restaurant business is immune from risk. Fast food, deli or fine dining establishments all need to consider the best ways to manage their inherent risk.
Are you properly prepared for an equipment breakdown, a claim of foodborne illness, or an employee injury? These all happen at any restaurant. When they do, the result is typically a loss of income or legal expenses – the bottom line – your business can be harmed or even closed.
Restaurant insurance doesn’t prevent these incidents, but it does help transfer that risk away from your financials.
These types of insurance provide coverage for the most common risks businesses in the restaurant industry face.
This policy bundles property insurance and general liability insurance under one plan. It’s one of the most popular and cost-effective options for a restaurant.
Workers’ comp is required in almost every state for restaurants with employees. It can help cover medical fees and lost wages for work-related injuries and illnesses.
This general insurance provides important coverage and financial protection from risks that arise from bodily injury and property damage claims of others.
This policy covers the cost of accidents involving restaurant delivery vehicles, as well as the cost of vehicle damage from theft and vandalism.
This policy covers legal fees, property damage, and medical costs if alcohol is served or sold at a restaurant to a visibly intoxicated person who then harms others.
Monthly restaurant insurance costs are based on your particular small business, including:
You provide us your information once and we’ll shop the
market for you. It’s fast, safe and secure.
Call 877-334-7646 to speak with a business specialist.
Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646
IronPoint Insurance Services, LLC is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California, Colorado, Nevada and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships.
IronPoint Insurance Services, LLC offers multiple insurance quotes through ComparisonQuote.com to provide consumers several options for their insurance products. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto & Home, and Progressive. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent tries to charge you broker or agency service fees for representing these companies, please contact us immediately.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022.