There are many ways apartment owners can be victim to financial consequences from either property or liability losses. Whether its fire, wind, or liability associated with swimming pools and spas, playground equipment, or parking areas, your business needs solid protection. Apartment owners insurance is a specialized form of business insurance, that protects against the unique risk associated with apartment owners ship.
You need an expert partner to help you get the best protection and value when purchasing apartment owner’s insurance for your apartment complex.
IronPoint Insurance Services has insurance products with A-Rated insurance carriers that provide the apartment owner with the most comprehensive and innovative insurance solutions regardless of size or complexity.
It’s not always easy to know exactly the right insurance you need. Sometimes it’s easiest to simply buy a Business Owner’s Policy to get the convenient package. But if you have the buy the coverage individually, here are a few coverage you should consider when purchasing apartment owner’s insurance policy:
Covers the building and structures at the described premises. This can include garages, storage buildings, swimming pools, fences, retaining walls, both completed additions and additions under construction and other appurtenant structures. Commercial property insurance also includes, owned personal property used to maintain or service the building and premises
To help protect the apartment owner against legal liability caused by bodily injury, damage caused to others, personal injury, and advertising injury to others that result from your actions. General liability insurance is one of the most important forms of business insurance protection for the apartment owner.
Covers the actual loss of business income caused by a suspension of operations because of covered accidental direct physical loss to the insured premises, including any extra expense incurred to the extent it minimizes the loss of income. This is an important coverage should tenants get displaced due to a covered loss.
Provides coverage for damage to covered property caused by mechanical breakdown of covered equipment, artificially generated current damaging covered equipment, explosion of steam boilers or loss of steam/hot water boilers.
Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damage buildings caused by an insured loss.
Coverages work together to help your business and you get back on track after a data breach occurs or if you, the business owner, becomes a victim of identity theft.
When you buy an apartment owner’s insurance policy through IronPoint Insurance Services you are entitled to 24/7 claims service with our A-Rated insurance carriers. For a free quote for apartment owners insurance call us today at(877) 334-7646.
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IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.