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IronPoint Blog | Helping to Navigate Life

What is Personal Liability Coverage?

What is Personal Liability Coverage? Every home insurance policy includes personal liability coverage. It’s the coverage that is designed to protect you financially if you’re determined to be responsible for damages or injuries to other people. If you have a family, personal liability also extends to household members. This means, if your teenager accidentally damages […]

How Much Home Insurance Do You Need?

How Much Home Insurance Do You Really Need? The right amount of home insurance depends on the value of your home plus how much you have in personal property and assets. In case of a claim, you need enough coverage to rebuild your home, replace your belongings, and protect your wallet—if you’re liable for someone […]

How Does Homeowners Insurance Work?

How Does Homeowners Insurance Work? You buy a home and your lender makes having homeowners insurance a condition of your mortgage, so you buy it. But do you really know all that your home insurance does? You probably don’t and anticipate never having to find out. Home insurance claims do happen, so understanding your homeowners […]

Tips to Creating a More Energy Efficient Home

Tips to Designing an Energy Efficient Home When you buy a new home and you begin to think about furnishing and designing options, there’s a lot to consider. Chief among your considerations will be room design and setup, any architectural changes you might want to make, and certainly color changes or new trendy patterns for […]

Holiday Safety Tips to Help You Enjoy the Season

Holiday Safety Tips to Help You Enjoy the Season The holidays are a time of celebration, love and charity. It’s the best time to spend time with with friends and family. But the truth is that all the celebrating can be a bit hectic, leaving us a little more distracted and stressed. The holidays actually […]

How to File an Auto Insurance Claim

Learn How to File an Auto Insurance Claim When you buy a product you typically intend to use it. But that’s not the case with auto insurance. However, if you have a car accident, your car is stolen, or an unforeseen act damages your car, you’ll be happy to have discover you actually have good […]

Personal Injury Protection and Medical Payments

What is Personal Injury Protection Insurance? Personal injury protection insurance or PIP covers your medical bills if you’re injured in an accident. Personal Injury protection covers you no matter who is at fault. For this reason, it is frequently referred to as no fault insurance. In some ways, personal injury protection insurance is like health […]

What is Uninsured Motorist Coverage?

What is Uninsured Motorist Insurance Coverage? Uninsured motorist insurance coverage or underinsured motorist coverage are liability coverages. However, rather than provide protection for your liabilities while driving, it  protects you if you’re hit by a driver who doesn’t have auto insurance or doesn’t have enough liability coverage for the damages they have caused. In some […]

What is GAP Insurance and Do I need It?

What is GAP Insurance and How Does it Work? Gap insurance is another one of the optional coverages you can purchase to get more protection from you auto insurance policy. It’s also commonly referred to as loan/lease payoff coverage. This coverage applies if your car is stolen or deemed a total loss and your loan […]

What is Comprehensive Coverage?

What is Comprehensive Insurance Coverage? Just like Collision coverage, Comprehensive insurance (sometimes referred to as “Other than Collision”) is an optional coverage you can add to your auto insurance to pay for repairs to your car for very specific types of hazards. Comprehensive insurance covers damage to your car that is caused by events that […]

Location Address

Physical Address:
17901 Von Karman Ave, Suite 600
Irvine, CA 92614

Mailing Address:
PO Box 62436
Irvine, CA 92602

(714) 955-4132 - Local
(877) 344-7646 - Sales & Service
(760) 238-7116 - Agency Affiliation
(888) 316-4832 - Fax

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.

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