Motorcycle Insurance

Can you save by comparing
motorcycle insurance quotes?

Rather speak with an insurance agent?
(877) 334-7646

motorcycle insurance

What does motorcycle insurance cover?

Every state has their own rules for how much coverage you'll need. But generally, riders are required to have bodily injury and property damage coverage. Those sound pretty important … because they are!

If you're ever at-fault in an accident, bodily injury and property damage will mean you might not have to foot the bill (depending on your deductible and limits) for the other driver's medical bills or car repairs — or other stuff that gets damaged, like their fence.

Other coverages, like comprehensive and collision (which are optional) could help repair YOUR bike if it's damaged in an accident … or even if it's hit by a wayward tree branch or a nasty hail storm.


How to save on motorcycle insurance

Motorcycle insurance doesn't have to be expensive. Here are a few ways to start saving.

Improve your safety skills

If you're moving into a new home, you could get a discount right off the bat. Seriously. There are more discounts too! And most are pretty easy to get.

Make the switch to IronPoint ... and save

Use our handy app. Get the DIY Home Inspection discount right off the bat.

Bundle your policies

It's called the Multi-Policy discount. Bundle multiple insurance policies with Esurance (like home & car or motorcycle), and you could save ... BIG time.


We even make managing your
motorcycle policy easy

Log in to your policy

Get policy status, request copies of your documents, print ID cards ... it's the whole paperless thing. Find your ID cards and take care of biz online. Now you're the boss.

Get the mobile app

Make your policy mobile. Do most of you can do online, but also have a direct communication link with your agent. Just a few taps on your smartphone.

Compare insurance quotes online

We created ComparisonQuote.com so consumers can easily compare the rates of our excellent insurance carrier partners online, secure, fast, and always free.

Find out how much you can save
on motorcycle insurance

Or call (877) 334-7646 and let us do all the work.

Got questions about motorcycle insurance?
Look no further.

Why do I need motorcycle insurance?

Well, it's the law almost everywhere. In fact, 47 out of 50 states require riders to have motorcycle insurance. Plus, to register your bike, you will need to show proof of insurance.

As for insurance coverages, requirements differ across states. Most states require AT LEAST bodily injury and property damage coverage. Find out more about state-specific motorcycle insurance requirements.

How much will motorcycle insurance cost?

Motorcycle rates vary depending on which coverages you choose and many other factors. The make, model, and year of your bike could also determine how much you pay.

At Esurance, we believe insurance should be affordable. For everyone. That's why we offer a wide range of discounts and competitive rates.

What does motorcycle insurance cover?

Motorcycle coverage from Esurance protects most bikes, including street bikes, cruisers, touring bikes, standard motorcycles, scooters, touring motorcycles, dirt bikes, trikes, classics, and other 2-wheeled rides.

Motorcycle policies come in all shapes and sizes, too. So whether you've got a Harley-Davidson or a Vespa, Esurance can help you find the right policy. Most riders are required to have at least bodily injury and property damage coverage. You can, however, choose to round out your policy for better protection.

What makes motorcycles so stealable?

Compared to cars, motorcycles don't have anti-theft technology which gives thieves easier access to cracking their locks. Many models also have remote-starting devices (now banned in some states, including California) that let bike-jackers turn on the ignition without even bothering with a lock.

Thieves also tend to be attracted to motorcycles because they offer both a thrill factor and profit from the sale of whole bikes or stripped parts. Many motorcyclists also add aftermarket enhancements to their rides, making them that much more valuable to thieves.

Comprehensive coverage can help pay to replace your motorcycle if it's stolen and help keep theft from wreaking havoc on your wallet.

Location Address

Physical Address:
20322 Windrow, Suite 150-A
Lake Forest, CA 92630

Mailing Address:
PO Box 62436
Irvine, CA 92620

(714) 955-4132 - Local
(877) 344-7646 - Sales & Service
(760) 238-7116 - Agency Affiliation
(888) 316-4832 - Fax

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.