Motorcycle Insurance

Did you bundle your motorcycle insurance with your car, home, RV or boat? With many of our carriers you can save big when you bundle insurance policies.

Some carries will reward you with additional savings if you haven’t had an accident or any violations in the prior three years. Is that you?

This may be the easies way to save, but some carriers will give you a discount if you simply pay your bill on-time. Setup electronic payments and you may be able to save even more.

If you own a home, condo or mobile home, you may qualify for additional savings – even if not insured by the same carrier. That’s great!

When you have a covered accident, you want your bike returned to pre-accident condition. With this coverage, you can get just that.

Example: When you have an accident your rear tire is 2-years old with at least 5,000 miles. If depreciated, that tire may be worth only $50, but you need $300 to replace it. With this coverage you can get the new tire, not the depreciated value.

This is an optional coverage offered by some of our insurance carriers. If available, then when your bike is totaled in a covered accident and is no more than one model year old on a new policy, and two model years old during a renewal when the bike is declared a total loss. Then you may be entitled to the full MSRP for a new motorcycle, minus your deductible of course.

Example: You buy a motorcycle for $15,000 and a year later you have a covered accident where the bike it totaled. The value at the time of total is only $10,000. If you have this coverage the insurance carrier may pay to replace it with the latest model—even if that costs more than your original purchase price. When the coverage expires, after the first renewal, then you get the cash value payout.

Do you carry a lot of gear and personal belongings when you ride? Well, you can add coverage for just about anything you carry on your motorcycle. Coverage that can protect you if damaged or stolen. Even that fancy new phone you just bought!.

Example: Your iPhone, set into a nice RAM Mount, is damaged when your drop your bike in the driveway. Yep, you may have coverage for that, less your deducitlbe of course.