Did you bundle your motorcycle insurance with your car, home, RV or boat? With many of our carriers you can save big when you bundle insurance policies.
Some carries will reward you with additional savings if you haven’t had an accident or any violations in the prior three years. Is that you?
This may be the easies way to save, but some carriers will give you a discount if you simply pay your bill on-time. Setup electronic payments and you may be able to save even more.
If you own a home, condo or mobile home, you may qualify for additional savings – even if not insured by the same carrier. That’s great!
When you have a covered accident, you want your bike returned to pre-accident condition. With this coverage, you can get just that.
Example: When you have an accident your rear tire is 2-years old with at least 5,000 miles. If depreciated, that tire may be worth only $50, but you need $300 to replace it. With this coverage you can get the new tire, not the depreciated value.
This is an optional coverage offered by some of our insurance carriers. If available, then when your bike is totaled in a covered accident and is no more than one model year old on a new policy, and two model years old during a renewal when the bike is declared a total loss. Then you may be entitled to the full MSRP for a new motorcycle, minus your deductible of course.
Example: You buy a motorcycle for $15,000 and a year later you have a covered accident where the bike it totaled. The value at the time of total is only $10,000. If you have this coverage the insurance carrier may pay to replace it with the latest model—even if that costs more than your original purchase price. When the coverage expires, after the first renewal, then you get the cash value payout.
Do you carry a lot of gear and personal belongings when you ride? Well, you can add coverage for just about anything you carry on your motorcycle. Coverage that can protect you if damaged or stolen. Even that fancy new phone you just bought!.
Example: Your iPhone, set into a nice RAM Mount, is damaged when your drop your bike in the driveway. Yep, you may have coverage for that, less your deducitlbe of course.
There are plenty of ways you can protect your motorcyle and it’s rider when you customize your protection. Here are a few of the many coverages offered by our carrier partners.
Motorcycle insurance rates can vary alot between insurance companies. Make sure you compare rates. We shop the market for you to get the best rate possible.
When you bundle you save. It’s called the Multi-Policy discount. Bundle multiple insurance policies (like home & car or motorcycle), and you could save … BIG time.
Well, it’s the law almost everywhere. In fact, 47 out of 50 states require riders to have motorcycle insurance. Plus, to register your bike, you will need to show proof of insurance.
As for insurance coverages, requirements differ across states. Most states require AT LEAST bodily injury and property damage coverage. Find out more about state-specific motorcycle insurance requirements.
Motorcycle rates vary depending on which coverages you choose and many other factors. The make, model, and year of your bike could also determine how much you pay.
At Esurance, we believe insurance should be affordable. For everyone. That’s why we offer a wide range of discounts and competitive rates.
Motorcycle coverage from Esurance protects most bikes, including street bikes, cruisers, touring bikes, standard motorcycles, scooters, touring motorcycles, dirt bikes, trikes, classics, and other 2-wheeled rides.
Motorcycle policies come in all shapes and sizes, too. So whether you’ve got a Harley-Davidson or a Vespa, Esurance can help you find the right policy. Most riders are required to have at least bodily injury and property damage coverage. You can, however, choose to round out your policy for better protection.
Compared to cars, motorcycles don’t have anti-theft technology which gives thieves easier access to cracking their locks. Many models also have remote-starting devices (now banned in some states, including California) that let bike-jackers turn on the ignition without even bothering with a lock.
Thieves also tend to be attracted to motorcycles because they offer both a thrill factor and profit from the sale of whole bikes or stripped parts. Many motorcyclists also add aftermarket enhancements to their rides, making them that much more valuable to thieves.
Comprehensive coverage can help pay to replace your motorcycle if it’s stolen and help keep theft from wreaking havoc on your wallet.
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IronPoint Insurance Services, LLC is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California, Colorado, Nevada and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships.
IronPoint Insurance Services, LLC offers multiple insurance quotes through ComparisonQuote.com to provide consumers several options for their insurance products. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto & Home, and Progressive. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent tries to charge you broker or agency service fees for representing these companies, please contact us immediately.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022.