ATV’s & UTV’s
Off-roading vehicles usually have four wheels, but they can have up to eight.
Cruisers
Custom Bikes
Motorcycles are custom-built by a manufacturer, shop, or owner.
Dirt Bikes
Lightweight motorcycles with rugged tires and enhanced suspension.
Scooters & Mopeds
Sport Bikes
Touring Bikes
Vintage Bikes
MORE WAYS TO SAVE
Multi-Policy
Did you bundle your motorcycle insurance with your car, home, RV, or boat? With many of our carriers, you can save big when you bundle insurance policies.
Responsible Rider?
Some carriers will reward you with additional savings if you haven’t had an accident or any violations in the prior three years. Is that you?
Make your payments timely
This may be the easiest way to save. Some carriers will give you a discount if you simply pay your bill on time. Set up electronic payments and you may be able to save even more.
Homeowner
If you own a home, condo, or mobile home, you may qualify for additional savings – even if not insured by the same carrier. That’s great!
SOME OF OUR COVERAGES
Full replacement cost for parts
When you have a covered accident, you want your bike returned to pre-accident condition. With this coverage, you can get just that.
Example: When you have an accident your rear tire is 2-years old with at least 5,000 miles. If depreciated, that tire may be worth only $50, but you need $300 to replace it. With this coverage you can get the new tire, not the depreciated value.
New bike total loss coverage
This is an optional coverage offered by some of our insurance carriers. If available, then when your bike is totaled in a covered accident and is no more than one model year old on a new policy, and two model years old during a renewal when the bike is declared a total loss. Then you may be entitled to the full MSRP for a new motorcycle, minus your deductible of course.
Example: You buy a motorcycle for $15,000 and a year later you have a covered accident where the bike it totaled. The value at the time of total is only $10,000. If you have this coverage the insurance carrier may pay to replace it with the latest model—even if that costs more than your original purchase price. When the coverage expires, after the first renewal, then you get the cash value payout.
Gear & Personal Belongings
Do you carry a lot of gear and personal belongings when you ride? Well, you can add coverage for just about anything you carry on your motorcycle. Coverage that can protect you if damaged or stolen. Even that fancy new phone you just bought!.
Example: Your iPhone, set into a nice RAM Mount, is damaged when your drop your bike in the driveway. Yep, you may have coverage for that, less your deducitlbe of course.
Get specialized motorcycle coverages for the way you ride and your unique bike
There are plenty of ways you can protect your motorcyle and it’s rider when you customize your protection. Here are a few of the many coverages offered by our carrier partners.
Compare Quotes
Motorcycle insurance rates can vary alot between insurance companies. Make sure you compare rates. We shop the market for you to get the best rate possible.
Get the right discounts
Bundle your policies
When you bundle you save. It’s called the Multi-Policy discount. Bundle multiple insurance policies (like home & car or motorcycle), and you could save … BIG time.
- All policies in one place
Our mobile app is a one-stop option for all your insurance policies. It lets you communicate with your agent, share documents, request changes, or even new quotes.
- Service made easy!It’s easy to make payments or use the app’s chatbot to request service. Now you can easily manage policy changes and make sure you make all your payments.
- Need a new quote?The app connects to our online quote, so you can get new auto or home insurance quotes from your phone. It has never been easier to confirm you’re getting the best rates.
Don’t have the app, login online: Customer Self-Service.
