Call 1-877-334-7646 to see if
you can save 15% or more.
You get our Multi-Policy discount on the spot.* And if you ever have a claim involving both your car and home — it happens — you only pay 1 deductible, instead of 2. Whoa. Nice.
In a word, yes. On top of saving money, you also have the convenience of a single login for both policies. You can quickly pay your bill online and make updates to either policy — all in one place.
It’s important to get top-notch policies for both your home and auto, which is why IronPoint shops the market for you, and only represents the best insurance companies. Other insurers might offer quality auto insurance at an affordable price but not-so-great home insurance with bare minimum coverage. That could leave you with major bills after a homeowners claim. Luckily, with our insurance carrier partners, quality coverages go hand-in-hand with quantity savings for both our car and home insurance policies.
On top of your Multi-Policy discount, some insurers give you a single deductible for both policies. Here’s how that helps you save:
A deductible is the amount you pay out of pocket before coverage steps in. If your home is insured with one company while your car’s insured with another, you’ll likely have a deductible for each policy.
Now, say you’ve insured both your home and car with one company. You only have one deductible for a claim involving both your home and auto. So if you ever back into the fence with your car — you’d only need to file one claim and pay one deductible to get both the car and the fence repaired.
The vast majority of mortgage lenders require home insurance. So if you’re buying a new home or moving in with someone — start with your car insurance company and see if they also offer homeowners coverage. If so, they may offer a bundling discount. The added bonus here is, you’re already familiar with your insurer. Plus, the more policies you bundle with one insurer, the more savings you’re likely to see. Car, home, motorcycle … you name it.
You can start the process of switching companies before your current policy expires. But before you shop around, figure out your coverage needs first. Maybe you’ll want comp and collision on that auto policy. If you’re leasing a car, you might also need gap coverage. If you’re shopping for homeowners insurance, it’s important to know what it does and doesn’t cover. For instance, flood insurance is not generally included on homeowners insurance policies. So if you’re in a flood-risk area, you’ll need to buy flood insurance separately. Then, compare home and auto insurance quotes apples to apples.
If you decide to switch companies, wait until your new home or auto policy is active before terminating your old one. That way, you avoid a lapse in coverage.
Canceling either policy is easy-peasy with IronPoint. Doing so, however, means your Multi-Policy discount will fall off. Make sure to speak with your insurer before canceling to get a good understanding of whether or not it’s worth it.
Want to know if you can save on home or auto insurance? See for yourself. Start a quote today.
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Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646
IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.