Commercial Auto Insurance

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Commercial auto insurance for small business

Your business is on the go and you need your vehicles to move products, employees, or clients.

Sure, you have general liability insurance, but do you also need commercial auto insurance?

You understand your business operations but you don’t have control over road conditions, weather and all the other drivers you and your employees share the road with create a degree of unpredictability that can jeopardize your operations. When the unforeseen creates and injury or property damage for which you or your business becomes responsible, you could be putting your business in financial jeopardy without good business auto insurance protection.

Keeping your business on the road

Much like your private passenger auto insurance, business auto insurance is there to protect you and your employees from the hazards of the roadways. Business auto insurance is customizable to your unique business needs and coverage requirements.

Here are some of the flexible commercial auto insurance coverages:

You may have a fleet or just a few vehicles that need business auto insurance, here are some of the coverages available:

  • Bodily Injury Liability coverage for injuries or death done to others.
  • Property Damage Liability coverage for the damage to other people’s property.
  • Comprehensive Coverage for your commercial vehicle in the event of a loss resulting from an event other than an accident (eg vandalism).
  • Collision Coverage for your vehicle when your car hits, or is hit by, another vehicle.
  • Uninsured/Underinsured Motorist Coverage for your injuries, damages or death caused by an at-fault driver without insurance or without enough insurance to cover all costs.
  • Medical Payments Coverage for care expenses incurred by you and passengers in your vehicle injured in an accident.

Service & Discounts might make all the difference

Getting coverage tailored to your business is great, but it’s always better to get commercial auto insurance discounts. Your well run business may qualify for discounts that can make your business auto insurance policy more affordable. Some insurance companies may also offer you a discount if you purchase your commercial auto along with a business owners policy. Our insurance carriers also offer you 24/7/365 claims assistance in the event of a loss.

Service and discounts that make all the difference

Not only does IronPoint Insurance Services offer some of the best, personalized service and fast, but our insurance carriers offer expert claims handling in the business, but help is also available to your business to prevent incidents from recurring and/or mitigate potential future losses. Our insurance companies have highly trained loss prevention experts on staff who can guide you through safety programs and provide supporting materials designed to help educate employees. Contact an IronPoint agent to get more details and full protection for your California commercial auto insurance needs today.

Depend on IronPoint Insurance Services

Our business insurance customers, like our personal insurance customers are our bread-and-butter. We take a “customer-comes-first” philosophy. Give us a call  at 877.334.7646 if you want to know more about our commercial auto insurance, an IronPoint Insurance agent is ready to help. You can complete the form below, or request a quote online to get the process started today.

Location Address

Physical Address:
20322 Windrow, Suite 150-A
Lake Forest, CA 92630

Mailing Address:
PO Box 62436
Irvine, CA 92620

(714) 955-4132 - Local
(877) 344-7646 - Sales & Service
(760) 238-7116 - Agency Affiliation
(888) 316-4832 - Fax

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.