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Real Estate Business Insurance

Need comprehensive real estate business insurance? We shop with A+ rated carriers to find the best coverage and price for real estate agents, brokers, and property managers.

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Prefer to Speak with a Business Insurance Specialist? Call: (877) 334-7646

Real Estate Business Insurance Solutions

Real Estate Business Insurance

Running a real estate business means managing transactions, negotiating deals, and handling client expectations—all while protecting your business from risks like lawsuits, property damage, and cyber threats. The right real estate business insurance can safeguard your livelihood from these challenges.

You need an insurance partner who understands the unique challenges real estate businesses face. We offer customized coverage solutions designed for agents, brokers, property managers, and other real estate professionals.

Why Real Estate Business Insurance is Essential

The real estate industry is filled with risks—miscommunication, contract disputes, cyber threats, and liability claims can all put your business at financial risk. Having the right real estate business insurance policy ensures you’re protected from unexpected challenges so you can focus on growing your business.

Real Estate Risks Are Everywhere—Are You Covered?

Real estate professionals face unique risks. Get our Free Risk Summary & Checklists to identify coverage gaps and protect your business.

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Real Estate Professionals Who Need Insurance Coverage:

  • Real Estate Agents & Brokers

  • Property Managers

  • Real Estate Appraisers

  • Escrow Agents

  • Commercial Real Estate Firms
Business Insurance for Real Estate

Is a Business Owner’s Policy (BOP) the Best Choice for Real Estate Businesses?

A Business Owner’s Policy (BOP) is a great starting point for many real estate businesses. It combines general liability and property coverage in one policy, offering cost-effective protection for small to mid-sized real estate firms.

General Liability Insurance for Real Estate

General liability insurance

Protects against lawsuits related to property damage, bodily injury, and advertising claims—essential for any real estate business.

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General Liability Insurance for Real Estate

Workers’ Compensation

Provides coverage for employee injuries and lost wages—often. Normally required by state law.

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General Liability Insurance for Real Estate

Professional Liability Insurance

Covers negligence claims, misrepresentation, and contract errors—crucial for real estate agents and brokers.

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General Liability Insurance for Real Estate

Cyber Liability Insurance

Safeguards your business from cyber threats, data breaches, and fraud—especially important for agencies handling client data.

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Commercial Auto for Real Estate

Commercial Auto Insurance

Protects business-owned and personal vehicles used for real estate transactions, property showings, and client visits.

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How Much Does Real Estate Business Insurance Cost?

Real Estate Business Insurance Cost

Every real estate business is different, and so are its insurance costs. Your premium is based on factors like the types of real estate services you provide, business size, location, and revenue. The best way to determine your cost is to get a personalized real estate business insurance quote.

  • Real estate services offered
  • Business location and regulatory requirements
  • Annual revenue and number of employees
  • Business property and equipment value

The best way to know is to get a quote. Start a quote online to find your costs.

Protect Your Real Estate Business Today

We make it easy to find the right real estate business insurance policy. Our team
shops top-rated insurance carriers to find you the best protection at the best price.
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Call 1-877-334-7646 to speak with a business specialist

Real Estate Insurance FAQs

What types of insurance do real estate businesses need?

Most real estate businesses benefit from a Business Owner’s Policy (BOP), which combines general liability and property insurance. However, depending on your specific operations, you may also need:

Want to learn more? Download our FREE Real Estate Business Insurance Risk Summary & Checklists.

Is real estate E&O insurance required by law?

In many states, Professional Liability Insurance (E&O) is required for real estate agents and brokers to maintain their licenses. Even if it’s not mandatory in your state, having E&O coverage is highly recommended to protect against lawsuits and professional liability claims.

Does a real estate business need cyber insurance?

Yes! Real estate professionals handle sensitive client data, including financial records, personal information, and wire transfer details. Cyber insurance helps protect your business from data breaches, hacking, and fraud, which are growing threats in the industry.

Can I bundle multiple insurance policies for better pricing?

Yes! Many real estate businesses save money by bundling coverages like General Liability, E&O, Cyber Insurance, and Workers’ Comp into a customized package. Our team can help you find the best combination for your needs.

What information do I need to get a Real Estate E&O quote?

To get an Errors & Omissions (E&O) insurance quote, you typically need to provide:

  • Business details: Name, address, and years in operation.
  • License information: Your real estate license number and any regulatory requirements.
  • Revenue & transactions: Annual sales volume and transaction types (residential, commercial, property management, etc.).
  • Claims history: Any past lawsuits, complaints, or E&O claims.
  • Coverage preferences: Desired coverage limits and deductible preferences.

Providing accurate details helps ensure you receive a competitive and accurate quote.

How do I buy insurance for my real estate business?

Buying real estate business insurance is simple:

  1. Get a Quote: Start online or speak with a licensed insurance specialist.
  2. Compare Policies: Review different coverage options and pricing from top-rated carriers.
  3. Select & Customize: Choose the right policy for your business needs.
  4. Purchase & Get Covered: Once approved, you can finalize your policy and get coverage immediately.

We make the process easy—start your quote online today or call (877) 334-7646 to speak with a specialist.