Auto Insurance
Let’s get started, compare auto insurance rates from leading insurance companies.
Select a line of business to start a comparison quote. If you’re ready to buy, select from the Quote & Buy options:
Rather speak with an insurance agent? Call us: (877) 334-7646
Auto insurance from a trusted source
Shoppers trust IronPoint for their auto insurance. Why? It’s because we offer a broad variety of leading car insurance carriers and several ways to save money – without compromising protection. Sure, we offer the convenience of fast online comparison car insurance quotes, and our insureds like that, but we also provide assistance to get the right protection for you and your family. Simply put, whatever your looking for in an auto insurance policy, we have you covered.
Simple savings with auto insurance discounts
Auto insurance discounts are a great way to save additional money on your car insurance. Not all insurance carriers offer the same discounts, so when you compare quotes you may find new opportunities to save.
Multi-Car Discount
More cars equal more savings
When you insure multiple cars on a single policy, you can save money. That’s pretty easy.
Continuous Insurance
Get rewarded for stability
Some insurance carriers offer discounts for your renewal loyalty, and others may even provide discounts for your total continuous terms of insurance.
Pay In Full Discount
More than premium savings
When you pay your premium upfront, some carriers will provide discounts. When you pay in full, you can also save on monthly billing fees too.
Get the best auto insurance coverage for your family
From accidents and windshield damage to lawsuits and more, we have affordable insurance options to protect against just about anything. Get car insurance quotes online and customize your coverages to fit your needs.
Liability
Protects you if you cause an accident
Liability coverage pays for property damage and injuries you cause to others while driving. It also covers court and attorney costs.
Comprehensive & Collision
Protection for your car
Collision coverage pays for the damages to your insured car for collisions with other cars and objects. Comprehensive pays for damages from natural events, theft, or vandalism.
Uninsured/Underinsured Motorist
Protects you if the other driver is uninsured
Uninsured motorist coverage pays for your injuries or your car’s damages when the other driver is uninsured. There is also underinsured motorist coverage for the drivers who don’t have enough coverage for the damage they cause you or your passengers.
More Ways to Save on Auto Insurance
Auto Insurance Savings
Sound easy? It can be. When you shop and compare insurance, you save. Not sure? Well, it’s true. You can compare auto insurance online and test our hypothesis. Fun!
Usage-Based Insurance
Rating your auto insurance on how you actually drive is the latest innovation in auto insurance. Many insurance companies now have usage-based insurance discounts. Drive safe. Save money. It totally makes sense.
Bundle home & Auto
Buying more than one policy from the same insurer is called bundling. When you bundle your home and auto insurance with a single insurance company, you could save 15% or more. Not too shabby.
We make managing your auto insurance policy easy
With our mobile app and online customer portal, you can easily manage your car insurance policy, download documents & ID cards, and compare insurance quotes. The mobile app lets you aggregate all your insurance policies in one easy-to-use technology.
- All policies in one place
Our mobile app is a one-stop option for all your insurance policies. It lets you communicate with your agent, share documents, request changes, or even new quotes.
- Service made easy!It’s easy to make payments or use the app’s chatbot to request service. Now you can easily manage policy changes and make sure you make all your payments.
- Need a new quote?The app connects to our online quote, so you can get new auto or home insurance quotes from your phone. It has never been easier to confirm you’re getting the best rates.
Don’t have the app, login online: Customer Self-Service.
Let’s Get Started
- Vehicle Insurance
- Auto
- Motorcycle
- Classic Car
- Boat/Yacht
- Quote & Buy Online
- Mexico Tourist Auto
- Mexico Motorcycle
Or call 877-334-7646 to speak with a
super helpful agent.
Got questions about auto insurance?
Look no further.
Shopping online is a great way to find affordable car insurance. However, you should figure out which coverages you want beforehand. Then make sure each quote includes the same coverages and limits. That’ll give you a better apples-to-apples comparison.
You could lower insurance costs by reducing coverage limits and increasing deductibles. However, that typically means less protection.
Also, if you cut coverage too much, and your auto insurance policy only satisfies the state’s minimum liability requirements, you may not have coverage to fix your own car. That could result in a lot of out-of-pocket expenses to repair your car after an accident.
In other words, cheap auto insurance, may not mean good protection. What you want is affordable auto insurance.
Truth is, car insurance varies.
Auto insurers mull over many factors to calculate your premium. Things that are considered, are your car’s year, make, and model. Where you live. Your driving record. Your insurance history, insurance-based credit score, and more.
Honestly, “there’s no time like the present.” You can get a quote online and start right now.
Frankly, buying car insurance isn’t seasonal, so there isn’t a “better” time to buy a policy. The time to buy a policy is when you think there are opportunities to save money, and still get quality protection.
Car insurance companies use a number of different things when rating your policy. Here are a few of the biggies:
- Driving record. If you don’t have accidents and tickets on your record, you pay less for car insurance. Simply put, the safer you drive the more you could save.
- Where you live. Rates vary from state to state and zip code to zip code. So if you live in a densely-packed city with lots of traffic, then you might pay more than if you lived in the burbs.
- Age. With age comes wisdom, so older drivers tend to pay less for insurance than younger drivers.
- Marriage status. Married or partnered? Depending on your state, married couples may see lower premiums than their single friends. Why? According to math, folks who’ve tied the knot are less likely to crash.
- Gender. Accidents, speeding, DUI convictions … women get less of them. Which’s why, in some states, they tend to pay less for insurance.