Shoppers trust IronPoint for their auto insurance. Why? It’s because we offer a broad variety of leading car insurance carriers and several ways to save money – without compromising protection. Sure, we offer the convenience of fast online comparison car insurance quotes, and our insureds like that, but we also provide assistance to get the right protection for you and your family. Simply put, whatever your looking for in a auto insurance policy, we have you covered.
Auto insurance discounts are a great way to save additional money on your car insurance. Not all insurance carriers offer the same discounts, so when you compare quotes you may find new opportunities to save.
When you insure multiple cars on a single policy, you can save money. That’s pretty easy.
Some insurance carriers offer discounts for your renewal loyalty, and others may even provide discounts for your total continuous terms of insurance.
When you pay your premium up front, some carriers will provide discounts. When you pay in full, you can also save on monthly billing fees too.
From accidents and windshield damage to lawsuits and more, we have affordable insurance options to protect against just about anything. Get car insurance quotes online and customize your coverages to fit your needs.
Liability coverage pays for property damage and injuries you cause to others while driving. It also covers court and attorney costs.
Uninsured motorist coverage pays for your injuries or your car’s damages when the other driver is uninsured. There is also underinsured motorist coverage for the drivers who don’t have enough coverage for the damage they cause you or your passengers.
Shopping online is a great way to find affordable car insurance. However, you should figure out which coverages you want beforehand. Then make sure each quote includes the same coverages and limits. This’ll give you a better apples to apples comparison.
You could lower insurance costs by reducing your coverage limits and increasing your deductibles. However, that typically means you pay more out of pocket or have less protection.
Also, if you auto insurance policy only satisfies the state’s minimum liability requirements. Your car insurance may be on the cheap side. But it wouldn’t account for collision damage to your car and may not have enough liability protection when you need it.
In other words, “cheap” doesn’t always mean good insurance.
Truth is, car insurance varies.
Auto insurers mull over many factors to calculate your premium. Things that are considered, your car’s year, make, and model. Where you live. Your driving record. Your insurance history, insurance-based credit score, and more.
The truth is, there isn’t a “best time” of year to buy auto insurance. This is a common myth. With think, like the 16th century adage goes, “There’s no time like the present.”
Car insurance companies use a number of different things when rating your policy. Here are a few of the biggies:
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IronPoint Insurance Services, LLC is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California, Colorado, Nevada and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships.
IronPoint Insurance Services, LLC offers multiple insurance quotes through ComparisonQuote.com to provide consumers several options for their insurance products. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto & Home, and Progressive. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent tries to charge you broker or agency service fees for representing these companies, please contact us immediately.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022.