auto insurance discounts

Auto Insurance Discounts


Auto Insurance Discounts to Save Money

You have to buy auto insurance, this mean you’re going to need to get a few auto insurance discounts. You know, to manage the expense. Just about everyone can qualify for at least one car insurance discount, so make sure you’re reading the fine print. Or make your insurance agent hunt down your discount.

You want to get the most for your auto insurance dollar.

Gotta be a safe driver

Of course, you’ll still need to be a save driver and avoid accidents and all that stuff. This also means keeping out of range of police radar guns. Tickets increase rates!

No, just kidding … slow down. 🙂

Give me my discount, I’m a safe driver

If you’re already a good driver and want to save even more on auto insurance, then you want to make sure you are getting as many discounts as possible.

Understanding what auto insurance discounts are available is a good starting point. You can also compare auto insurance online as a way to find additional savings.

Seven (7) discounts you may already qualify for:

Here are some of the great discounts that our auto insurance companies offer:

  1. Multi-Policy Discounts: Many insurance companies reward you with a discount if you bundle policies. The most common combination of policies to bundle are your car and home insurance. This not only saves you money, it’s simply more convenient. It’s also a good way to avoid gaps in your protection.
  2. Home Owner Discount: You have a proven track-record of responsibility when you purchase a home. That demonstrated stability. Some insurance companies will give you a discount when you own a home, condominium or town home.
  3. Multi-Car Discount: If you own more than one vehicle and insure it with the same carrier, you can save money on auto insurance. Well, you can’t drive them at the same time can you.
  4. Good Student Discount: Do you have a teen with an excellent academic record? If you do, you may be able to save money on car insurance. Many insurance companies will give you a discount for your honor student.
  5. Occupation Discounts: If you work in certain qualifying occupations you may qualify for a discount. This are called affinity programs. Speak with your insurance agent to see if you qualify.
  6. Affinity Discounts: Some insurance companies provide a discount if you’re a member of a group. Groups can include trade, alumni associations, or affinity organizations. If you belong to a group, or have a membership in an organization, make sure to ask your insurance agent if your membership qualifies for a discount.
  7. Usage-Based Auto Insurance Discounts (UBI): UBI is a new way to rate and price auto insurance. Many companies now have usage-based auto insurance programs that can give you discounts for how you drive your car. This is a great way to save money if you don’t use your car very often or don’t drive during safer hours. Next time you shop your auto insurance consider a usage-based auto insurance option.

Do you qualify for any of these discounts?

There must be at least one discount that you qualify for. If you’re not sure, consult an insurance agent. If you are going to compare auto insurance online, make sure you’re getting the best rates you can by applying all the discounts you deserve.

Get an Auto Insurance Quote Online

Compare auto insurance quotes online. It’s Fast, Free, and Secure.

Call 1-877-334-7646 to speak with an insurance agent.

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Location Address

Physical Address:
17901 Von Karman Ave, Suite 600
Irvine, CA 92614

Mailing Address:
PO Box 62436
Irvine, CA 92602

(714) 955-4132 - Local
(877) 344-7646 - Sales & Service
(760) 238-7116 - Agency Affiliation
(888) 316-4832 - Fax

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.

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