Special Events Insurance
Wedding Insurance
Get wedding insurance starting at just $160 *
Price Disclosure
In most states. Premium based on up to 200 attendees and the Level 1 package. There are additional charges for liquor and general liability coverage.
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Wedding insurance or insurance for special events like a charity run & more
Whether it’s for your big wedding day or a charity 5k run, Event Helper will make sure you can enjoy your event without worry. With our Wedding and Event Insurance by Travelers Insurance, you’re protected when the unexpected happens — with the right protection you can relax, have fun, and simply enjoy your big day. Wedding plans even come with cancellation coverage†, providing additional safeguards for your investment in the even of a need to cancel or even postpone.
What is special event insurance?
Special event insurance provides needed protection from financial loss for a specific occasion, such as a wedding or charity run. When you purchase event or wedding insurance, there are two types of coverage you can purchase:
- Liability: This is the most common, and frequently necessary to secure your event location, for or event insurance. Liability insurance protects the event holder and the venue in if there are claims resulting from property damage or injuries that occur during the event.
- Core Coverages: When you purchase a wedding insurance policy, you will get a certain set of core coverages, like Cancellation or Postponement, as well as various coverages to repair or replace photos, videos, gifts or attire.
Do I need insurance for my event?
When you’re booking a wedding, most venues will require you to provide general liability insurance for your wedding event. This coverage will protect you and the venue in case someone gets hurt or the property or facilities are damaged. In fact, you may need to show evidence of insurance to secure your date. Wedding insurance isn’t a bad idea even if not required by your venue. You could be at financial risk if you don’t have liability protection. For instance, if a wedding guest leaves the doesn’t properly plug a drink cooler, and water leaks on to the hardwood floors for hours, you could be responsible for a sizable repair bill — maybe has high as $10,000 or more.
There is good news, however, you can easily get the coverage you need to protect your wedding and your pocket book.
Not sure if you can insure your specific event? We have event programs for weddings and many other types of events like, birthday parties, festivals, meetings, and more. Quote event insurance now so you can relax the day of your next event or wedding.
What does event & wedding insurance cover?
Whether it’s a wedding or other special event, you can tailor your coverage to your events needs or budget.
Wedding and Event Coverages
Event Liability Insurance
Many times this is required by the venue owner, landlord or property management. A wedding policy or special event coverage comes can cover property damage or injuries to guests.
Example: A guest at your wedding slips and falls on the dance floor, requiring emergency medical treatment. If you’ve purchased liability coverage on your wedding or special event insurance policy, it will cover their medical bills up to the limits specified in your policy.
Wedding Cancellation
Wedding Cancellation coverage is part of the core coverages in your wedding insurance policy. It reimburses your non-refundable expenses, such as deposits, in case you must cancel or postpone your wedding. The core coverage may also apply to your cake, flowers, rental cars, and more.
Example: The fire sprinklers are malfunctioning at the event venue and the repair schedule will force you to postpone to a different day. You’ll be covered for non-refundable lost deposits up to the limits of your policy.
Special Coverage
These are the other coverages made part of your core coverages that include your cancellation protection, These additional coverages can insure your dress, tuxedos, gifts, photographs, and more against damage or theft prior to your event. You can select more or less coverage depending on your budget.
Example: During a fitting you accidentally rip your wedding dress. The Attire coverage can help reimburse you for the cost to repair or replace your dress up to the limits of your policy.
How much does event insurance cost?
It may surprise you, but insuring your wedding or special event can be extremely affordable. The exact cost of your event insurance policy will vary based on the number of people attending, the length of the event, as well as the coverages you buy.
Have more questions about insurance for your wedding or special event? Give us a call at (877) 334-7646 or request a quote.
Get an Event or Wedding Insurance Quote
Quote event insurance for your special occasion and get covered now
- Vehicle Insurance
- Auto
- Motorcycle
- Classic Car
- Boat/Yacht
- Quote & Buy Online
- Mexico Tourist Auto
- Mexico Motorcycle
Rather speak with an insurance agent?
(877) 334-7646