Get an RV insurance quote for your motorhome or travel trailer
Whether you’re driving your RV or towing it, we’ll insure it
We insured many RVs and trailers, from state-of-the-art class A motorhomes to pop-up campers. In fact, our insurance providers take pride in insuring nearly all types of RVs – this includes travel and utility trailers. Here’s a quick list of the common types of RVs we and our insurance carrier partners insure:
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Save big with one of the our A+ RV insurance companies
When you get an RV insurance quote with us, you can include multiple ways to save money. If depending on how you set up your coverage, annual policies can start as low as $125. If you want to save more money, take a look at the many discounts that can help save when you quote RV insurance online or with an insurance agent.
Multi-Policy
Do you have a home, renters, condo, auto, boat, or motorcycle policy with us? If so, you’ll earn additional savings when you add RV insurance.
Original Owner
Responsible Driver
Advance Quote
RV insurance coverages that fit your unique needs
An RV insurance policy will protect you, your family, and your vehicle for recreational use – when you’re on the road, at a campsite or park, or simply vacationing. In fact, if you live in your motorhome or travel trailer, some of our carriers can provide full-time RV insurance packages which include coverages similar to what you’d find on a homeowners policy, like personal liability and loss assessment.
Total loss replacement
With this coverage, your totaled travel trailer or motorhome can be replaced with a brand-new one, minus your deductible. To qualify, your RV must be five model years old or less. If your RV is older than five model years, you’ll receive the amount specified in your policy.
Example: If your totaled RV originally cost $55,000, but is only worth $45,000 today, we’ll pay to replace it with the same model year or later and the same trim level or better—even if it costs more than the original vehicle’s purchase price.
Replacement cost/personal effects
Protect personal property inside your motorhome or travel trailer up to the limits you specify.
Example: You accidently back your trailer into your picnic table, damaging your cell phone and tablet. We’ll pay to replace both items up to the limits of your policy.
Emergency
Expense
If your RV is disabled due to a covered incident and you’re more than 50 miles from your residence, we’ll cover your resulting transportation and lodging costs up to $750 (you may upgrade your coverage to $2000).
Example: You’re more than 100 miles from home when an accident on the highway damages and disables your RV. We’ll help pay for your hotel and rental car costs, up to the limits of your policy , while your RV is being repaired.
Pro tips for quoting RV insurance
Getting the best rate or the right insurance coverage for your RV isn’t as difficult as changing a tire on the side of the interstate. Just keep the tips below in mind before you start your quote:
- Look up your RV’s value: Knowing your RV’s value will help determine how much coverage you need. Sites like NADA.com are a good starting point for researching your RV’s current worth.
- Pick the coverages you need: For example, personal effects coverage may make sense for you if you travel with a lot of expensive gear, such as a laptop or camera.
- Safety first: A clean driving record with both your car and RV can help lower your insurance costs.
Get a quote for your motorhome or travel trailer today and see how much you can save while getting the coverage you need.
What is RV Insurance?
The RV Features that Really Matter
