Life Insurance

Buying life insurance isn’t something you just do, it requires thought and consulation. Do you know how much life insurance you need? What will your loved ones require when you’re gone?

You need to understand the type of life insurance that is best for your unique situation and that meets your needs and budget. Maybe just as important, you want to make sure you select an insurance company you can trust.

We can help you find competitive rates by comparing life insurance quotes online. This will allow you the ability to locate the best rates and quality coverage you can count on. If you need help, were always a phone call away (877) 334-7646.

You may be wondering which policy is right for you. Well, in terms of coverage, it is recommended that your have a policy that matches 10 to 15 times your annual income. This, of course, is going to be driven by what you can afford. That being said, if the choice is between term or permanent life policy, this these simple rules may be helpful.

• Considering a 10-year term? This might be the right choice if you are looking to supplement another policy, are relatively close to retirement, or your family nestegg is not quite where you want it. If this is you, and are looking to provide your family some extra protection, a 10-year term might be the solution.
• Considering a 20-year term? This term is good for those who have recently started a family, or plan to. A longer term like this can help provide financial security for your children as they head into college, and maybe a bit futher.
• Considering a 30-year term? This might be your option if you have have children, or a child with special needs who will rely on your care well into adulthood. Also, if you’re a homeowner with a mortgage, especially if you are the primary breadwinner. If these or circumstancs like these apply to your, then this may be the right option for you.

It’s important to note, the more coverage you buy the more expensive a policy is, so keep in mind that a permanent life policy will cost more than a term life policy. Additionally, the longer a term life policy lasts, the more it will cost. What to learn more aobut how much life insurance costs?

Life insurance premiums are more affordable than the average person thinks. In fact, depending on your coverage and condition, you could get a policy starting with low monthly payments. We work with highly rated life insurance companies to help get you competitive rates as well as easy to understand and simplified life insurance options. Some may even allow purchase without the need for an exam.

If yo want to get started, we make it easy to instantly compare life insurance policy options and estimated premiums from several leading life insurance companies online. Some of these policies even qualifry for a quick and easy approval. You can select coverage options beginning at $5,000 and go all the way up to $1 million … and maybe higher. Getting started early is best as younger, healthy people generally get better rates.