Condo Insurance

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Condo Insurance
  • Nationwide condo insurance
  • Safeco condo insurance
  • GUARD
  • Travelers Condominium Insurance
  • Allstate
  • CSE Insurance
  • Dairyland
  • Liberty Mutual
  • MetLife
  • Infinity Insurance
  • Aegis Condo Insurance
  • The Hartford
  • AmTrust
  • NatGen Premier Condo Insurance
  • Kemper

What is condo insurance and do I need it?

Condominiums occupy a special category in real estate. They're not apartments. But they're not houses. So it's no surprise they have their own unique insurance, too.

Unlike the homeowners association's (HOA) policy, which comes with your unit, condo insurance is something separate. Also known as H06 insurance, condominium insurance works with your HOA to make sure you're protected.


How to save on insurance for your condo

Just because your home costs a pretty penny doesn't mean your insurance has to.
We actually want you to save money. Imagine that.

Get the New Home discount.

If you're moving into a new home, you could get a discount right off the bat. Seriously. There are more discounts too! And most are pretty easy to get.

Do an inspection. Get $50. Instantly.

Use our handy app. Get the DIY Home Inspection discount right off the bat.

Bundle home with auto insurance.

It's called the Multi-Policy discount. Bundle multiple insurance policies with our insurers (like home & car or motorcycle), and you could save ... BIG time.


What does condo insurance cover?

There are four general condominium insurance coverages: personal property, personal liability, damage to unit structure, and additional living expenses. Many plans bundle all of these coverages into one comprehensive insurance policy.
Condo Property Insurance

Personal Property

Condo insurance can help replace stolen or lost things in a covered incident (like a fire). Your stuff can even be protected on the go.
Liability Insurance

Personal Liability

If a guest is injured inside your unit, condo insurance helps pay for their medical expenses and protects you financially.
Condo Coverage

Damage to Unit Interior

In a condo you OWN everything inside your unit (unlike an apartment) for instance, the carpeting, ceilings, and countertops. Condo insurance helps insure them.
Loss of Use

Additional Living Expense

If your condo is damaged and unlivable, condominium insurance helps cover living expenses while repairs are made.

We even make managing your policy easy

Online Insurance

Log in to your policy

Get policy status, request copies of your documents, print ID cards ... it's the whole paperless thing. Find your ID cards and take care of biz online. Now you're the boss.

Get the mobile app

Make your policy mobile. Do most of you can do online, but also have a direct communication link with your agent. Just a few taps on your smartphone.

Compare insurance quotes online

We created ComparisonQuote.com so consumers can easily compare the rates of our excellent insurance carrier partners online, secure, fast, and always free.

Get a condo insurance quote from
a trusted agent today

Comapre condominium insurance rates with A+ carriers in just minutes.
Call 1-800-334-7646 to speak with and agent.

Got questions about condo insurance?
We've got answers.

How much does condo insurance cost?
Condo insurance rates vary depending on many factors including: how much it would cost to rebuild your unit, the condition and age of your condo, and your location. But great news! Most insurance companies offer discounts and savings to help make condo insurance affordable.
Can I get a discount?
Yep. We offer loads of them. See all the ways you could save big bucks with when you bundle your car and condo insurance.
Doesn't my HOA cover my condo?

Your homeowners association (HOA) likely has insurance that covers general risk in your building. A condo association policy is maintained through HOA fees that the collective condo owners pay. Basically everyone pays a little to insure the community.

Make sure you ask questions and understand the HOA insurance policy. It helps to know exactly what to expect of your HOA. Most HOA's will cover common areas and the exterior structure, but the homeowner remains responsible for the interior.

Location Address

Physical Address:
20322 Windrow, Suite 150-A
Lake Forest, CA 92630

Mailing Address:
PO Box 62436
Irvine, CA 92620

(714) 955-4132 - Local
(877) 344-7646 - Sales & Service
(760) 238-7116 - Agency Affiliation
(888) 316-4832 - Fax

Copywrite IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.