Condo Insurance

Compare condo insurance quotes in just minutes. How much could you save on condo insurance? Let’s get started, it’s safe, secure and easy.

Rather speak with an insurance agent?
(877) 334-7646

What is condo insurance and do I need it?

Condominiums occupy a special category in real estate. They’re not apartments. But they’re not single family homes either. So it’s no surprise they have their own unique category in insurance, too.

Unlike your home insurance policy, your condo policy works in conjunction with your master homeowners association (HOA) policy to provide protection for your condominium. The HOA policy is responsible for the exterior, and your condo policy is for protecting the interior of the condominium, your personal property along with several other important coverage

Ways to save on condo insurance

Condo insurance can be affordable, but that doesn’t mean you can’t find additional way to save money. Here are a few ways to save on condo coverage.
Condo Insurance Discounts

The new condo discount

If you’re moving into a new condo, you could get a discount right off the bat. Seriously! There are more discounts too more discount that are just as easy to earn.

Condo Insurance Devices

Protective devices

Get a discount if your condo has smoke detectors, fire alarms, burglar alarms or other qualifying devices. There may even be discounts for smart home devices!

Bundle condo insurance

Bundle auto & condo insurance

It’s called the Multi-Policy discount. Bundle multiple insurance policies with the same insurers (like condo & car or motorcycle), and you could save … BIG time.

What does condo insurance cover?

There are four general condominium insurance coverages: personal property, personal liability, damage to unit structure, and additional living expenses. Many plans bundle all of these coverages into one comprehensive insurance policy.
Condo Property Insurance

Personal Property

Personal belongings like clothing, electronics, furniture, appliances, tools, and power equipment are all covered by personal property coverage on the condo policy (up to the limits purchased) They’re covered most times even if they aren’t in the condo when damaged.

Example: A water leak happens in your bedroom and your clothes, furniture, and audio and video equipment are damaged. If a covered loss, your condo insurance may cover these items up to the limits purchased.

Condo liability insurance

Personal Liability

Condo Coverage

Damage to Unit Interior

Condo insurance loss of use

Additional Living Expense

Managing your policy is super easy

Online Insurance

Log in to your policy

Get policy status, request copies of your documents, print ID cards … it’s the whole paperless thing. Find your ID cards and take care of biz online. Now you’re the boss.

Get the mobile app

Make your policy mobile. Do most of you can do online, but also have a direct communication link with your agent. Just a few taps on your smartphone.

Compare insurance quotes online

We created ComparisonQuote.com so consumers can easily compare the rates of our excellent insurance carrier partners online, secure, fast, and always free.

Get a condo quote in minutes

Compare condominium insurance rates with our A+ carriers in just minutes. It save, secure and easy.

Call 1-877-334-7646 to speak with and agent.

Condo Insurance Shopping Tips

Got questions about condo insurance?
We’ve got answers.

How much does condo insurance cost?

Condominium insurance rates vary depending on many factors including: how much it would cost to rebuild your unit, the condition and age of your condo, and your location. But great news! Most insurance companies offer discounts and savings to help make your condo policy affordable.

Can I get a discount?

Yep. We offer loads of them. See all the ways you could save big bucks with when you bundle your car and condo insurance.

Doesn’t my HOA cover my condo?

Your homeowners association (HOA) likely has insurance that covers general risk in your building. A condo association policy is maintained through HOA fees that the collective condo owners pay. Basically everyone pays a little to insure the community.

Make sure you ask questions and understand the HOA insurance policy. It helps to know exactly what to expect of your HOA. Most HOA’s will cover common areas and the exterior structure, but the homeowner remains responsible for the interior.

Learn More

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services, LLC is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California, Colorado, Nevada and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships.

IronPoint Insurance Services, LLC offers multiple insurance quotes through ComparisonQuote.com to provide consumers several options for their insurance products. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto & Home, and Progressive. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent tries to charge you broker or agency service fees for representing these companies, please contact us immediately.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022.

Copy link