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Pet Insurance

Get cat or dog health insurance for as little as $1 per day *

You may be able to save 5% on a BestBenefit policy, and an additional 5% when insuring more than one pet.2

Rather speak with an insurance agent? Call us: (877) 334-7646

Pet insurance helps provide peace of mind by reimbursing up to 90% of eligible vet bills 1

We work with Pets Best to offer you pet health insurance plans, so you’re protected in the event of unexpected veterinary visits for your dog or cat. Pets are a part of the family and deserve the right protection to allow them to thrive.

Get affordable pet insurance for unexpected and expensive vet visits

Start an online pet insurance quote with with Pets Best and you’ll be able to select a plan and customize coverage. You can get a policy that provides the coverage your pet needs and that fits nicely into your budget. And check this out, when you get a quote for your cat or dog with Pets Best, you may be able to save 5% on a BestBenefit policy, and an additional 5% when insuring more than one pet.2

All Pets Best customers also get access to the 24/7 Pet Helpline, connecting you with veterinary experts when you have questions or concerns about your pet, like “What should I do if fluffy ate an entire chocolate bar?”

Pet Insurance Coverage

With the BestBenefit Accident and Illness Plan you can choose 70%, 80%, or 90% reimbursement of your vet bills for all covered illnesses and injuries after you meet your annual deductible. The BestBenefit Accident and Illness Plan could cost as little as $1 per day. *

pet insurance

Types of Plans

BestBenefit Accident and Illness Plan

This is the most popular plan as it covers illnesses and injuries, no matter how serious. Choose this plan for comprehensive coverage that includes emergency care, diagnostic testing, specialist visits, and more.

Accident Only Plan

With this insurance plan your dog or cat is covered for the treatment of accidents, like broken bones, bite wounds, and other common injuries. It covers the treatment of accidents including exams, x-rays, surgeries, hospitalization and medications. This budget friendly plan is only $6/mo for cats and $9/mo for dogs regardless of age or breed in all states (except Washington where the plan is $7/mo for cats and $10/mo for dogs).

Wellness Routine Care Plan

This routine care coverage can be added to any BestBenefit plan. The coverage helps you pay for routine care, like vaccinations, spay and neuter, bloodwork and more. If you add this to a BestBenefit plan an additional premium will apply.

Pet protection plans are customizable

You have flexibility when selecting your coverage. For the BestBenefit Accident and Illness plan, you can choose your deductible – between $50 to $1,000, select your reimbursement percentage – between 70% to 90%, and even the annual limit – from $5,000 to unlimited. This allows you to tailor your pet’s insurance plan to fit your budget and their coverage needs. Get a pet insurance quote online today to create a plan that works for you.

Pet insurance doesn’t cover everything

Pet health insurance is for future medical expenses, so it won’t cover any pre-existing conditions your dog or cat may have. Other items not covered include (but are not limited to):

  • Preventive, elective or experimental procedures
  • Non-veterinary expenses, food, special diets, vitamins and supplements

Compare our Pets Best insurance with other plans

Not all pet insurance is the same. While some of the coverages may be similar, many times there are other benefits that make one plan superior to another. Pets Best offers more key advantages. Here are a few:

  • A single annual deductible: You only have to pay one deductible per year. This can be much better than paying a deductible with each claim.
  • Easy and quick claims processing and payment: Pets Best makes submitting claims easy, customers can submit them online in their customer account or in the mobile app. Claims are processed quickly and can be direct deposited to your bank account.
  • Easy and simple payment plans: The payment options are super easy. You can select to pay your premium monthly, quarterly, or annually, whatever works best for your budget.

Let’s get started!

Start a pet insurance quote today & be prepared for that next unexpected, expensive vet bill

IronPoint customers can save 5%. 2

Got questions about pet insurance?

What is pet insurance?

Pet insurance is like having health insurance for your dog or cat. A pet insurance policy can reimburse you for a portion of your pet’s eligible veterinary expenses.

If you have a form of pet injury coverage from the collision coverage on your auto insurance policy, pet insurance is different from that protection.

How does pet coverage work?

When your pet becomes ill or injured, get treatment from any licensed veterinarian of your choice. Pay your veterinarian, and then file a claim with Pets Best online or using their mobile app.

Should I buy pet insurance?

Pet insurance helps you manage your pet’s veterinary expenses and be prepared for unexpected expensive veterinary care. For example, when a pet is diagnosed with cancer, that can have an average cost in excess of $3,000 per year (Pets Best claims data 2017 – May 2020).

How much is pet insurance?

The price of an Accident and Illness BestBenefit plan is based on your pet’s age, breed and location. Additionally, the cost will depend on the annual deductible, reimbursement level, and annual limit that is selected. Get a quote to see how much it would cost for your pet.

*Rates are subject to change upon regulatory approval and will vary based on location, breed, age, and selected coverage options, deductible and reimbursement level. Actual rates may be higher or lower. Rates calculated based on 2018 data. Terms and conditions apply. See policy for details. 

1Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible veterinary treatment. Limited to covered expenses. Terms and conditions apply. See policy for details. 

25% discount applies to BestBenefit plans; discount not available in AK, FL, HI, or TN. Additional 5% discount if insuring more than one pet.

Pet insurance coverage is offered and administered by Pets Best Insurance Services, LLC and is underwritten by American Pet Insurance Company, a New York insurance company. Please visit to review all available pet health insurance products. Terms and conditions apply. See policy for details.