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Author: Scott Boren

How Does Workers Compensation Work

How Does Workers’ Compensation Work? A Straightforward Guide for Employers

Written by Scott Boren on . Posted in Business Insurance.

How Does Workers’ Compensation Work? A Straightforward Guide for Employers You’ve had workers’ compensation for a while now, but you’re still wondering, exactly how does workers’ compensation work? You’re not alone. Most business owners treat workers’ compensation insurance like that weird relative nobody wants to talk about at family gatherings. They know...

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What is Motorcycle Insurance

Written by Scott Boren on . Posted in Car Insurance 101.

What is Motorcycle Insurance? Are you a motorcycle enthusiast? Are you planning to buy a new motorcycle or already own one? Motorcycle insurance is something that you need to consider. Accidents happen, and it is always better to be safe than sorry. But what is motorcycle insurance, and how does it work? Let us help you find answers to these questions and provide you with a guide to...

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Drive Your Classic Car

How Often Should You Drive Your Classic Car? (The Answer Will Surprise Most Collectors)

Written by Scott Boren on . Posted in Car Insurance 101.

How Often Should You Drive Your Classic Car? (The Answer Will Surprise Most Collectors) To drive your classic car, or not drive your classic—now that is the question. Some will say, the best way to preserve your classic car is to keep it locked in the garage, covered and untouched. Wrong. Dead wrong. That pristine 1967 Mustang or elegant Jaguar E-Type sitting in your garage wasn’t built...

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Falling Tree

When Trees Attack: Does Home Insurance Cover Falling Trees? (The Surprising Truth)

Written by Scott Boren on . Posted in Home Insurance 101.

When Trees Attack: Does Home Insurance Cover Falling Trees? (The Surprising Truth) So there you are, sipping your morning coffee on the porch, admiring that 80-foot oak in your yard. Majestic. Beautiful. Completely unaware of its secret vendetta against your roof. The question isn’t if that leafy leviathan will fall – it’s when. And when it does, will your homeowners insurance...

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Workers Compensation Insurance for Remote Employees

Do You Need Workers’ Compensation Insurance for Remote Employees? (Short Answer: Yep.)

Written by Scott Boren on . Posted in Business Insurance.

Do You Need Workers’ Compensation Insurance for Remote Employees? (Short Answer: Yep.) Remember the old days? You know, when “going to work” actually meant… going somewhere? Those days are gone, my friend. Your team now clocks in from couches, kitchen counters, and yes —  occasionally that beach chair they swore wouldn’t affect their Zoom background. Welcome to the...

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Property Deductible

The “Safe” Property Deductible Choice That’s Costing You Money

Written by Scott Boren on . Posted in Home Insurance 101.

The “Safe” Property Deductible Choice That’s Costing You Money When I bought my first home, I did what everyone does – picked the lowest property deductible available. “Only $500 out-of-pocket if something goes wrong? Yes, please!” It felt like the smart, cautious choice. It wasn’t. Years later, I realized I’d been voluntarily sending thousands of...

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Renters Insurance Cost

Renters Insurance Cost: It’s Less Than Your Coffee Habit (And It Protects Your Stuff)

Written by Scott Boren on . Posted in Home Insurance 101.

Renters Insurance Cost: It’s Less Than Your Coffee Habit (And Protects Your Stuff) Think renters insurance costs an arm and a leg? Not really — think again. For the price of a few fancy coffees each month ($25-$180 depending on your situation), you can protect everything you own. Yes, renters insurance cost sits firmly in the “why haven’t you done this already?”...

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How to Compare Business Insurance Quotes Like a Pro: 7 Critical Questions to Ask

Written by Scott Boren on . Posted in Business Insurance.

How to Compare Business Insurance Quotes Like a Pro: 7 Critical Questions to Ask How to compare business insurance quotes is probably the last thing you want to think about today. But it might be the most important. Here’s why: Your business – the one you’ve poured your heart, soul, and savings into – is perpetually one disaster away from oblivion. Harsh? Perhaps. But true...

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How Mexico Tourist Auto Insurance Differs from U.S. Car Insurance

Written by Scott Boren on . Posted in Mexico Tourism.

How Mexico Tourist Auto Insurance Differs from U.S. Car Insurance Many travelers assume that their Mexico tourist auto insurance policy works the same as their U.S. auto insurance. However, there are key differences that can impact coverage, claims, and liability. Mexico’s insurance laws and regulations differ significantly from those in the U.S. While there are some similarities, it’s...

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What is Renters Insurance

What is Renters Insurance? (Hint: Not What Your Landlord Thinks It Is)

Written by Scott Boren on . Posted in Home Insurance 101.

What is Renters Insurance? (Hint: Not What Your Landlord Thinks It Is) So your landlord is asking “Do you have renters insurance?” and you’re frantically googling “what is renters insurance” while nodding confidently. Don’t worry, you’re not alone. Let’s get something straight right now: your landlord didn’t ask for proof of renters...

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