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Author: Scott Boren

Should I Buy Pet Insurance? A Look at Pros, Cons, and Costs

Written by Scott Boren on . Posted in Pet Insurance.

Should I Buy Pet Insurance? A Look at Pros, Cons, and Costs Your dog needs emergency surgery. The vet says it’ll cost $4,500. Do you have that money readily available? If not, you’re facing every pet owner’s worst nightmare—choosing between your pet’s health and your financial stability. This scenario is exactly why 1 in 3 pet owners are now asking: “Should I buy...

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Ride a Motorcycle in the Wind

How to Ride a Motorcycle in the Wind

Written by Scott Boren on . Posted in Adventure.

How to Safely Ride a Motorcycle in the Wind Every new rider gets a jolt of adrenaline the first time they ride across a windy bridge, through a gusty canyon, or has a large truck pass in the opposite lane on a small highway. The effect of wind, especially when it’s sudden, can be unnerving. Knowing how to ride a motorcycle in the wind is an essential skill for all riders. While being...

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Do You Need Insurance For a Motorcycle?

Written by Scott Boren on . Posted in Car Insurance 101.

Do You Need Insurance for a Motorcycle? In just about all states, with the exception being Florida, you’ll need proof of insurance to register your bike. So, it’s a solid ‘yes,’ you do need insurance for a motorcycle. Of course, you can always buy a motorcycle without insurance. However, if you intend to ride it – legally – you’ll need motorcycle...

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Fourth of July Pet Safety: A Survival Guide

Written by Scott Boren on . Posted in Pet Insurance.

Fourth of July Pet Safety: A Pet Lovers Survival Guide Every Fourth of July, animal shelters brace for a flood of escape artists. Dogs vault fences like Olympians. Cats vanish faster than your neighbor’s fireworks budget. The reason? Boom. Crack. Bang. The holiday is supposed to be fun, but for pets, it can feel like the world is ending. And when fear takes over, instinct wins. That’s how we...

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Change Your Homeowners Insurance

Your Agent is Betting You Won’t Change Your Homeowners Insurance (Here’s Why They’re Wrong)

Written by Scott Boren on . Posted in Home Insurance 101.

They’re Betting You Won’t Change Your Homeowners Insurance (Here’s Why They’re Wrong) Want to know a secret that keeps your insurance agent sleeping soundly at night? You won’t change your homeowners insurance even when you hate it. You’ll complain about it, sure. There’s going to be eyes rolling and grumbling about rate increases. But actually pick...

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New Car Insurance: What Everyone Forgets Until They’re Sitting at the Dealership

Written by Scott Boren on . Posted in Car Insurance 101.

New Car Insurance: What Everyone Forgets Until They’re Sitting at the Dealership You’ve done your homework. You’ve compared models online, watched dozens of YouTube reviews, and survived the awkward small talk during test drives. You’re ready to sign those papers and drive away! But wait—there’s one detail that often gets overlooked until the last minute: new car...

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Know Your Employment Practices Liability Coverage

Written by Scott Boren on . Posted in Business Insurance.

What Small Business Should Know About Employment Practices Liability What if an employee sues your business for an employment-related matter? Would you have protection? Do you know which coverage provides business protection from things like wrongful termination, discrimination, or sexual harassment? Most small business owners don’t know what insurance coverage protects them from...

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How to Dock a Boat (Without Becoming a Viral Video)

Written by Scott Boren on . Posted in Adventure.

How to Dock a Boat (Without Becoming a Viral Video) Learning how to dock a boat is the maritime equivalent of a high-wire act—performed with an attentive marina audience. It’s that moment when your casual day on the water transforms into a test of precision as you guide several tons of fiberglass into a space barely larger than the boat itself. Think about it: nobody gathers around to...

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Do You Really Need Boat Insurance? (The Answer Won’t Make You Squirm)

Written by Scott Boren on . Posted in Adventure.

Do You Really Need Boat Insurance? (The Answer Won’t Make You Squirm) Do you need boat insurance? If you’re reading this, you’re probably weighing whether that extra monthly expense is worth it – or if it’s just another financial anchor dragging behind your new seafaring investment. Here’s what might surprise you: In 48 states, there’s no legal requirement to...

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Right to Refuse Service

Right to Refuse Service: What Every Business Owner Needs to Know

Written by Scott Boren on . Posted in Business Insurance.

Right to Refuse Service: What Every Business Owner Needs to Know “We reserve the right to refuse service to anyone.” You’ve seen the sign. Perhaps you’ve even posted one in your own establishment. But can a business refuse service legally? And more importantly, should they? Jack Phillips, owner of Masterpiece Cakeshop in Colorado, learned the hard way that refusing...

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