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Author: Scott Boren

How to Get Cheaper Home Insurance

Written by Scott Boren on . Posted in Home Insurance 101.

Tips to Get the Cheapest Home Insurance Premium For most of us, our home is one of the most significant investments we’ll make. For this reason alone, homeowners insurance is one of the most important insurance policies we’ll buy. Just because it’s important doesn’t mean you have to pay extremely high premiums for a good policy. You can find the cheapest home insurance...

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Home Insurance For the First Time Home Buyer

Written by Scott Boren on . Posted in Home Insurance 101.

Home Insurance Tips for the First Time Home Buyer You’ve decided to buy a home and you’ve done all your homework and made your offer. Maybe you’re still thinking about buying a new home. Either way, you’re likely bound for a first time home buyer status. But before you can close escrow on your new home, you’re going to have to buy a home insurance policy. Insurance...

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How Much Does Home Insurance Cost?

Written by Scott Boren on . Posted in Home Insurance 101.

How Much Does Home Insurance Cost? According to NerdWallet, the average cost of homeowners insurance ranges from $483 ($40/month) to $3,644 ($304/month). The big difference in home insurance cost is driven by a few factors, including the state where you live, location within the state, claims history, characteristics, and size of your home, and the limit and coverage you select. In this way, home...

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Am I Ready to Buy a House? 8 Questions to Ask

Written by Scott Boren on . Posted in Personal Finance.

Ready to Buy A House? 8 Questions to Help You Decide So lately you’ve found yourself asking, “am I ready to buy a house?” Homeownership is a major milestone that many people dream of reaching one day. However, there are a variety of factors to consider when making one of the biggest financial decisions of your life.  So, if you’ve been thinking about becoming a homeowner, but aren’t sure if you’re...

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What is Personal Liability Coverage?

Written by Scott Boren on . Posted in Home Insurance 101.

What is Personal Liability Coverage? Every home insurance policy includes personal liability coverage. It’s the coverage that is designed to protect you financially if you’re determined to be responsible for damages or injuries to other people. If you have a family, personal liability also extends to household members. This means, if your teenager accidentally damages your neighbor’s...

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How Much Home Insurance Do You Need?

Written by Scott Boren on . Posted in Home Insurance 101.

How Much Home Insurance Do You Really Need? As a homeowner, it’s important to have the right amount of insurance coverage to protect your property and finances in case of unexpected events. But how do you know if you have the right amount of homeowner’s insurance? Let’s explore some key elements of home insurance coverage to help you understand how much home insurance you need. Home...

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How Does Homeowners Insurance Work?

Written by Scott Boren on . Posted in Home Insurance 101.

How Does Homeowners Insurance Work? When you buy a home your lender makes having homeowners insurance a condition of your mortgage. So you buy it. But do you really know how much home insurance you’ll need, or how much it will cost? Even after you get answers to those two questions, you’re still probably wondering how home insurance works. Home insurance claims do happen, so understanding...

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Tips to Creating a More Energy Efficient Home

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Tips to Designing an Energy Efficient Home When you buy a new home and you begin to think about furnishing and designing options, there’s a lot to consider. Chief among your considerations will be room design and setup, any architectural changes you might want to make, and certainly color changes or new trendy patterns for the walls. But your thoughts usually don’t gravitate toward creating a...

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Holiday Safety Tips to Help You Enjoy the Season

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Holiday Safety Tips to Help You Enjoy the Season The holidays are a time of celebration, love and charity. It’s the best time to spend time with with friends and family. But the truth is that all the celebrating can be a bit hectic, leaving us a little more distracted and stressed. The holidays actually increase risks, especially if you are on a quest for those special or hard-to-get gifts....

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How to File an Auto Insurance Claim

Written by Scott Boren on . Posted in Car Insurance 101.

Learn How to File an Auto Insurance Claim When you buy a product you typically intend to use it. But that’s not the case with auto insurance. However, if you have a car accident, your car is stolen, or an unforeseen act damages your car, you’ll be happy to have discover you actually have good insurance. An auto insurance claim is the fastest way to test the quality of your car insurance. Simply...

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