Author: Scott Boren

What is Personal Injury Protection Insurance (PIP)? Most people think auto insurance is about the car. It’s not. Well, not entirely. Your car gets fixed. Your body — and your bank account — are a different story. Medical bills don’t pause while fault gets sorted out. Neither does your rent, your childcare, or your job. That’s exactly what Personal Injury Protection (PIP) is...

Uninsured and Underinsured Motorist Coverage: What It Is and Why It Matters Every time you pull out of your driveway, you’re sharing the road with drivers you know nothing about. Their driving record. Their financial situation. Whether they bothered to buy car insurance at all. That last one matters more than most people realize. According to the Insurance Information Institute, roughly...

What is GAP Insurance and How Does it Work? The moment you drive a new car off the lot, it starts losing value. Your loan balance, however, doesn’t drop nearly as fast. That growing difference between what your car is worth and what you still owe is called the gap — and if your car is ever totaled or stolen, it becomes your problem to solve. Unless you have GAP insurance. GAP...

What is Comprehensive Insurance Coverage? Just like Collision coverage, Comprehensive insurance (sometimes referred to as “Other than Collision”) is an optional coverage you can add to your auto insurance to pay for repairs to your car for very specific types of hazards. Comprehensive insurance covers damage to your car that is caused by events that are out of your control. For...