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Author: Scott Boren

Lumber Liquidators Case Underscores the Need for Product Liability Insurance

Lumber Liquidators Lawsuit Underscores the Need for Product Liability Insurance From time to time we get headline events that underscore the reason why we need good business insurance. These stories remind us that the risks we undertake as business owners are real and not abstract. In a current post, we outlined how the recent litigation woes of Facebook are an example of why we need general liability...

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Learn the Basics of General Liability Insurance

Learn the Basics of General Liability Insurance Understanding business insurance terms isn’t something we’re born with and our parents don’t think to teach them to us as children. Heck, it’s not part of our high school curriculum. However, if you’re a small business owner you have to know them. Especially the really important ones like commercial general liability insurance. So for...

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Does the Apple Watch Present a Business Insurance Risk?

Does the Apple iWatch Present a Business Risk? Is the Apple iWatch a business risk? That may sound ridiculous on it’s face, but we in the insurance business see the world through a risk colored lens. Our vision seems to focus in on the inherent risk in anything new, different, or that creates change. The popularity of new wearable technologies like the Apple iWatch are no different. These...

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Is General Liability Insurance Important?

Is General Liability Insurance Important to Your Business? Is general liability insurance important to your business? Of course, it is! There is possibly no more important business insurance coverage than general liability insurance. In fact, most people, when they think of business insurance they’re thinking of commercial general liability. However, when you first think to open a small...

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Facebook Lawsuit and Why We Need Business Insurance

Facebook Lawsuit and Why We Need Business Insurance How can Facebook help us to better understand the need for good business insurance? Well, directly, it really can’t. However, Facebook is now embroiled in a new class action lawsuit and it underscores one of the main reasons small businesses need good insurance protection. Hey, Facebook can be useful! 🙂 Admittedly, I’m not the most active...

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Driving Under the Influence of Distracted Driving?

Driving Under the Influence of Distracted Driving? By now you should already know that texting and driving, also known as distracted driving, is a risky bet. We insurance agents, especially those who focus on auto insurance, are eager to get the word out to those who haven’t got the message. Hopefully, together, we can all help to mitigate or possibly eliminate this risky behavior. In our...

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7 Things You Didn’t Know Your Business Insurance Might Cover

7 Things You Didn’t Know Business Insurance Might Cover We aren’t born understanding the nuances and complexities of business insurance. Heck, many of the concepts are foreign to us so we hold on to popular myths about insurance. So, it’s understandable if you’re asking, “what does business insurance cover?” But you didn’t get this far as a business owner without some of...

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Ride-Hailing Insurance for Uber and Lyft Drivers

Ride-Hailing Insurance for Uber and Lyft Drivers Drivers working with Transportation Network Companies (TNC) like Umber and Lyft have been without serious private passenger auto insurance solutions. But that’s now about to change. For California drivers who want to earn some extra cash driving for Uber or Lyft, Mercury Insurance has announced that it will offer ride-hailing insurance that will...

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What is the price for small business insurance?

What is the price for small business insurance? Business owners are constantly juggling a lot of expenses. For most of these expenses, it’s pretty easy to estimate the price. This isn’t the case with business insurance. This explains why one of the most popular questions we get is, what is the price for small business insurance? Unfortunately, this is not an easy question to answer. For...

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What is Product Liability Insurance Coverage?

What is Product Liability Insurance Coverage? You had a great idea to build a business, so you developed a plan and prototypes. It took time, but you made your pitches and secured your funding. Now you’re well on the way to realizing your dream.  You’re now a business owner and need to consider what happens if a product you manufacture, distribute, or sell causes harm to your customers....

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