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Author: Scott Boren

Ten Ways to Protect Against Identity Theft

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Ten Ways to Protect Against Identity Theft Do you worry about identity theft? As it turns out, many of us do. According to a 2014 Gallup Poll, “Hacking” tops the list of crimes consumers are most concerned about. As companies push more commerce toward the internet, protecting our online data is becoming big business. Even for insurance agents and underwriters, the reality of cybercrimes...

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The Ten Myths about Insurance People Believe

Written by Scott Boren on . Posted in General Insurance.

The Ten Myths about Insurance People Believe As a young man fresh out of college, I didn’t see myself working in insurance, let alone as an insurance agent. It’s not because I thought it was beneath me, I simply wasn’t informed about the industry. In hindsight, it’s easy to understand why I was so ill-informed; there isn’t much education about insurance in our intermediate or higher...

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Cyber Liability Risk: Why Your Small Business Can’t Afford to Ignore It

Written by Scott Boren on . Posted in Business Insurance.

Cyber Liability Risk: Why Your Small Business Can’t Afford to Ignore It Cyberattacks strike businesses every few seconds, and small businesses face the highest cyber liability risk. According to Cybersecurity Ventures, a ransomware attack now happens every 11 seconds – that’s how fast digital predators are moving. Imagine this: You walk into your office on a Monday morning, coffee...

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Social Media Liability

Social Media Liability: The Hidden Business Risk You Can’t Afford to Ignore

Written by Scott Boren on . Posted in Business Insurance.

Social Media Liability: The Hidden Business Risk You Can’t Afford to Ignore Your social media liability exposure happens faster than you can click “post.” Your marketing team crafts what they believe is a clever tweet comparing your product to a competitor’s. It’s witty. It’s engaging. It’s shareable. It’s also, as your lawyer will later...

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Nonstandard Auto Insurance

Nonstandard Auto Insurance: What They Don’t Tell You About Your “Affordable” Policy

Written by Scott Boren on . Posted in Car Insurance 101.

Nonstandard Auto Insurance: What They Don’t Tell You About Your “Affordable” Policy So you think you scored a great deal on auto insurance? Bless your heart. You just bought a nonstandard auto insurance policy. What if I told you that your shockingly low premium might come with an equally shocking surprise when you actually need to use it? Welcome to nonstandard auto...

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Do I Need an Insurance Agent? Here’s Why the Answer Matters

Written by Scott Boren on . Posted in Personal Finance.

Do I Need an Insurance Agent? Here’s Why the Answer Matters We live in an era where you can buy almost anything online with a few clicks—including insurance. Online quote aggregators let you compare quotes, check prices, and complete a purchase without ever speaking to a person. Sounds efficient, right? But here’s the thing: Insurance isn’t a commodity like a t-shirt or a cup of coffee. It’s...

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5 Tips to Help Prevent Home Fires

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

5 Tips to Help Prevent Home Fires and Protect Your Family There are few things more devastating to a family than the destruction caused by home fires. Sure, you’re home insurance can help to rebuild your house, but some possessions, like pictures, can’t be replaced. It’s important to take some time to learn the common causes of home fires, so you can help to prevent them from happening. The...

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[Video] Driving Safety Tip: Create Safety Zones to Prevent Driver Distraction

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Driving Safety Tip: Create Safety Zones to Prevent Driver Distraction We all know that cellphones are a major source of driver distraction, and they’re a rising cause of accidents nationally and rising auto insurance costs. But did you know that the second leading cause of driver distraction is the other passengers in your vehicle? That’s right. I’ve witnessed this with my own personal...

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Avoiding Double Contracting in a Hot Real Estate Market: What Agents Need to Know

Written by Scott Boren on . Posted in Business Insurance.

Avoiding Double Contracting in a Hot Real Estate Market: What Agents Need to Know The real estate market moves fast. In a seller’s market, homes can receive multiple offers within hours of listing. This kind of competitive environment is exciting, but it also brings risks—one of the biggest being double contracting. Double contracting occurs when a seller (intentionally or unintentionally)...

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Buy Real Estate Agent E&O Insurance

Tips to Buy Real Estate Agent E&O Insurance: A Smart Guide for Protection

Written by Scott Boren on . Posted in Business Insurance.

Tips to Buy Real Estate Agent E&O Insurance: A Smart Guide for Protection You work hard to close deals. You guide clients through one of the biggest transactions of their lives, navigating contracts, inspections, negotiations, and ever-changing market conditions. You’re good at what you do. But even the best agents make mistakes—or get blamed for things beyond their control. That’s why...

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