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Author: Scott Boren

How Much Life Insurance Do I Need?

How Much Life Insurance Do I Really Need? t would be great if there was a simple way to determine how much life insurance you need. There just isn’t. The reality is that this question is answered differently for each person. That being said, there are ways help determine the right amount of life insurance. A good place to start this analysis is to think about the financial gap that your...

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Does Home Insurance Cover Water Damage?

Does Home Insurance Cover Water Damage? The obvious answer to this question should be a simple yes, but it actually “depends.” The way your home insurance policy protects you from water damage is complicated and depends on the situation and source of the water. Under the average home policy, if the damage caused by water is considered sudden, accidental, and comes from inside your...

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How Much Does Life Insurance Cost?

How Much Does Life Insurance Cost? If you’re considering buying life insurance you may be asking yourself, how much does life insurance cost? In reality, life insurance is much more reasonable than you may think. In fact, some life insurance cost estimates suggest a 10-year, $250,000 life insurance policy can be bought as low as $15 and $17 per month for a healthy 40-year-old. But you’re...

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How Much Does Pet Insurance Cost?

How Much Does Pet Insurance Cost? You’re interested in buying pet insurance, but you’re wondering, what does pet insurance cost? Well, the reality is that the cost of pet insurance varies based several factors. Things like your location, the type of pet you want to insure, and the breed and age of your pet all play a part in determining the cost of pet insurance. But the big driver...

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Flood Insurance Basics

Understanding the Basics of a Flood Insurance Policy Your home insurance policy doesn’t cover water damage when it’s caused by a flood. In fact, it will likely have a specific exclusion for this type of damage. This means,  if you live in a designated flood zone, you’ll want to purchase a separate flood insurance policy. This can be done through the federal flood program or a...

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How to Get Cheaper Home Insurance

Tips to Get the Cheapest Home Insurance Premium For most of us our home is one of the most significant investments we’ll make. For this reason alone, homeowners insurance is one of the most important insurance policies we’ll buy. While it is important, you don’t necessarily need to pay extremely high premiums for an excellent policy. You can find the cheapest home insurance policy...

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Home Insurance For the First Time Home Buyer

Home Insurance Tips for the First Time Home Buyer You’ve decided to buy a home and you’ve done all your homework and made your offer. Maybe you’re still thinking about buying a new home. Either way, you’re likely bound for a first time home buyer status. But before you can close escrow on your new home, you’re going to have to buy a home insurance policy. Insurance...

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How Much Does Home Insurance Cost?

How Much Does Home Insurance Cost? According to NerdWallet, the average cost of homeowners insurance ranges from $483 ($40/month) to $3,644 ($304/month). The big difference in home insurance cost is driven by a few factors, including the state where you live, location within the state, claims history, and characteristic and size of your home, and the limit and coverage you select. In this way,...

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Am I Ready to Buy a House? 8 Questions to Ask

Ready to Buy A House? 8 Questions to Help You Decide So lately you’ve found yourself asking, “am I ready to buy a house?” Homeownership is a major milestone that many people dream of reaching one day. However, there are a variety of factors to consider when making one of the biggest financial decisions of your life.  So, if you’ve been thinking about becoming a homeowner, but aren’t sure if you’re...

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What is Personal Liability Coverage?

What is Personal Liability Coverage? Every home insurance policy includes personal liability coverage. It’s the coverage that is designed to protect you financially if you’re determined to be responsible for damages or injuries to other people. If you have a family, personal liability also extends to household members. This means, if your teenager accidentally damages your neighbor’s...

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Location Address

Physical Address:
17901 Von Karman Ave, Suite 600
Irvine, CA 92614

Mailing Address:
PO Box 62436
Irvine, CA 92602

(714) 955-4132 - Local
(877) 344-7646 - Sales & Service
(760) 238-7116 - Agency Affiliation
(888) 316-4832 - Fax

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services, LLC is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California, Colorado, Nevada and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships.

IronPoint Insurance Services, LLC offers multiple insurance quotes through ComparisonQuote.com to provide consumers several options for their insurance products. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto & Home, and Progressive. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent tries to charge you broker or agency service fees for representing these companies, please contact us immediately.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022.