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Author: Scott Boren

California Boater Card

California Boater Card: The New Must-Have for Every Boater

Written by Scott Boren on . Posted in Adventure.

California Boater Card: The New Must-Have for Every Boater Here’s a scenario that’s playing out across California marinas right now: You’re backing your boat down the launch ramp, excited for a perfect day on the water, when a California State Parks officer walks over with a simple question: “Can I see your California Boater Card?” If your answer is anything...

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First Time Captain

Are You a First Time Captain? Navigate the Waters Like a Pro

Written by Scott Boren on . Posted in Adventure.

Are You a First Time Captain? Navigate the Waters Like a Pro Congratulations on joining the ranks of boat owners! So you’ve bought your first boat—congrats! As a first time captain, you’re stepping into a new world of adventure on the water. But before you drift off into daydreams of perfect sunsets and impromptu swimming stops, let’s talk reality: the learning curve for new...

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Boating With Children

Boating with Children: The Ultimate Guide to Creating Safe, Unforgettable Water Adventures

Written by Scott Boren on . Posted in Adventure.

Boating with Children: The Ultimate Guide to Safe, Unforgettable Water Adventures Boating with children creates magic on the water. Pure and simple. It transforms ordinary outings into lifetime memories. But here’s the catch—success doesn’t just happen. Planning does. Those Instagram-worthy family voyages? The ones where everyone’s smiling instead of screaming? They demand...

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Third-Party Litigation Funding

Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising

Written by Scott Boren on . Posted in Business Insurance.

Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising Your premiums went up again. You didn’t file a claim. What gives? The answer might surprise you: Third-Party Litigation Funding is quietly transforming business insurance costs across America. Spotless claims history, responsible risk management, yet your business insurance costs keep climbing. The culprit?...

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General Liability vs. Professional Liability Insurance

General Liability vs. Professional Liability Insurance: Choosing the Right Shield for Your Business

Written by Scott Boren on . Posted in Business Insurance.

General Liability vs. Professional Liability Insurance: Choosing the Right Shield for Your Business Here’s a business truth you can take to the bank: Lawsuits happen. And they happen to businesses of all sizes, in all industries, whether you’re ready or not. When it comes to protecting your business from these inevitable legal storms, understanding the difference between General...

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Business Owners Policy vs General Liability Insurance

Business Owners Policy vs. General Liability Insurance: What’s the Difference

Written by Scott Boren on . Posted in Business Insurance.

Business Owners Policy vs. General Liability Insurance: What’s the Difference? If you’re researching “Business Owners Policy vs. General Liability Insurance,” you’re already asking the right question. But now you’re three articles deep and still confused? I get it. I can be confusing. And while you’re trying to figure it out, something is bound to...

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General Liability Insurance Is Important

Why General Liability Insurance Is Important: The Protection Smart Businesses Don’t Skip

Written by Scott Boren on . Posted in Business Insurance.

Why General Liability Insurance Is Important: The Protection Smart Businesses Don’t Skip You’re getting ready to launch your business. You’ve got the name, the logo, maybe even the matching t-shirts. But there’s one thing most new entrepreneurs skip over—or don’t think about until it’s too late: General liability insurance is important for any business that...

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Certificate of Insurance

What Is a Certificate of Insurance — And Why You Should Know How to Read One

Written by Scott Boren on . Posted in Business Insurance.

What Is a Certificate of Insurance — And Why You Should Know How to Read One You’ve just landed a big job. The client’s thrilled. You’re ready to get to work—and then they ask, “Can you send over a certificate of insurance?” Cue the record scratch. The blank stare. The frantic Google search. Let’s be honest: a certificate of insurance is one of those...

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Convertible Car Insurance

Convertible Car Insurance: Why It Costs More (and How to Make It Work for You)

Written by Scott Boren on . Posted in Car Insurance 101.

Convertible Car Insurance: Why It Costs More (and How to Make It Work for You) Let’s be honest — owning a convertible isn’t just about transportation. It’s about lifestyle. But that lifestyle demands protection — convertible car insurance. But let’s reset. There’s nothing quite like cruising down the highway, wind in your hair, sun on your face, feeling like the world just got a little...

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Distracted Driving

Distracted Driving: What It Is, Why It Happens, and How to Prevent It

Written by Scott Boren on . Posted in Car Insurance 101.

Distracted Driving: What It Is, Why It Happens, and How to Prevent It Distracted driving kills someone every 88 minutes in America. That’s not just a stat — that’s real people, real families, and real moments lost forever. And most of the time? It was preventable. Many of us don’t think we’re part of the problem. We tell ourselves we’re good drivers. We can handle a quick glance at the phone...

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