Author: Scott Boren

Why General Liability Insurance Is Important: The Protection Smart Businesses Don’t Skip You’re getting ready to launch your business. You’ve got the name, the logo, maybe even the matching t-shirts. But there’s one thing most new entrepreneurs skip over—or don’t think about until it’s too late: General liability insurance is important for any business that...

What Is a Certificate of Insurance — And Why You Should Know How to Read One You’ve just landed a big job. The client’s thrilled. You’re ready to get to work—and then they ask, “Can you send over a certificate of insurance?” Cue the record scratch. The blank stare. The frantic Google search. Let’s be honest: a certificate of insurance is one of those...

Restaurant Liability Risks: Hidden Dangers That Could Lead to Costly Lawsuits Running a restaurant is tough—tight margins, demanding customers, and a fast-paced environment where one mistake can cost you everything. All this, and then there are restaurant liability risks that threaten your business every day. But the biggest restaurant liability risks aren’t always visible....

The 7 Common Small Business Insurance Mistakes (And How to Avoid Them) Some common small business insurance mistakes will wreck your company faster than any recession. We’ve seen it happen too many times. A business owner builds something incredible over years of hard work, only to put it at risk after a loss because of an insurance gap they never knew existed. Or worse, knew be chose...

Why You Should Customize a Business Owner’s Policy (and How to Do It Right) Every business has its own rhythm, risks, and roadblocks. Yet, too many small business owners settle for a one-size-fits-all Business Owner’s Policy (BOP), assuming it covers everything they need. The truth? It doesn’t. But here’s the good news—you can customize a Business Owner’s Policy to fit your unique needs,...

The Smart Business Owner’s Guide to Commercial Fleet Insurance You wouldn’t send your team into the field without the right gear—so why would you send your business vehicles on the road without solid protection? Commercial fleet insurance isn’t just another business expense; it’s a strategy, a safeguard, and quite possibly the smartest investment you’ll make this year. Imagine this: One of...

Commercial vs Personal Auto Insurance: What’s the Difference and Which One Do You Need? A small business owner, Jake, runs a mobile locksmith service. One day, while driving to a client’s location, he gets into a minor accident. He assumes his personal auto insurance will cover the damage, but his claim is denied because he was using his vehicle for business. Now, not only does he have to pay...