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Author: Scott Boren

Conducting an annual home insurance review

Written by Scott Boren on . Posted in Home Insurance 101.

The Benefits of an Annual Home Insurance Review Home insurance, you need it, and you know it. It’s your safety net, your security blanket, and your shield against unexpected events like fires, thefts, or natural disasters. But let’s face it; it’s not exactly the most exciting topic of conversation. You’ve got better things to do than read about insurance, right? Well, hold...

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Should I Buy Home Insurance?

Written by Scott Boren on . Posted in Home Insurance 101.

Should I Buy Home Insurance, Do I Really Need It? If you’re questioning if you need to buy home insurance, let us help. Yes, you should! OK, let’s not be too blunt, maybe you have never filed a home insurance claim and it has you questioning if you need home insurance. We understand, that when you’re making your monthly home insurance premium payment it may be difficult to see the...

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It’s Just Better with an Insurance Agent

Written by Scott Boren on . Posted in Personal Finance.

It’s Just Better With an Insurance Agent I was recently surfing the web, snooping on competitors, reading my favorite marketing resources, and looking for new finance and wealth management blogs. I ended up on a new finance blog, and I came upon an article about insurance agents. My attention was affirmatively grabbed. After I was done being stumped that someone other than an insurance agent...

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Why Don’t You Switch Car Insurance Regularly?

Written by Scott Boren on . Posted in Car Insurance 101.

Five Reasons for Switching Car Insurance Roughly 72% of us renew with our car insurance company each year. But many of us could be saving hundreds of dollars if we simply switch car insurance. Really!  Hundreds of dollars for switching car insurance. Check it out and if you decide to shop for car insurance today, roughly 60% or more of you could save money. Why aren’t we switching car insurance...

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California Proposition 103 Actually Harms Consumers

Written by Scott Boren on . Posted in Car Insurance 101.

California Proposition 103 Actually Harms Consumers In 1988 voters passed California Proposition 103 by a vote of 51.1% to 48.9%. Proposition 103 was a populist movement led by Harvey Rosenfield and endorsed by Ralph Nader in response to rising California auto insurance rates.  At the time of passage, auto insurance rates were among the highest in the nation, and there were mounting perceptions...

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Five Tips for Selecting a Good Insurance Agent

Written by Scott Boren on . Posted in Personal Finance.

Five Tips for Choosing a Good Insurance Agent The modern insurance shopper has lots of options for buying their next insurance policy. In fact, it’s become rather fashionable to buy auto insurance online. Even business insurance startups are looking for ways to disrupt the good, old-fashioned insurance agent channel. Despite all the fuss over the latest digital distribution fads, we estimate...

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Shopping for Auto Insurance?

Written by Scott Boren on . Posted in Car Insurance 101.

Shopping for Auto Insurance, Start With an Indpendent Insurance Agent Here are 10 great reasons to choose an independent insurance agent when shopping for auto insurance. So, you’re ready to start shopping for auto insurance, business insurance or home insurance, you do have choices. You can select a captive insurance agent (an agent who represents only one insurance group), or an independent...

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All the Auto Insurance Advertising Can’t be Good

Written by Scott Boren on . Posted in General Insurance.

Does Auto Insurance Advertising Hurt Your Choices? The amount of auto insurance advertising is mind-boggling. Some insurance companies are spending big money to get their message out. In fact, GEICO will spend over $1B to influence you to buy their auto insurance, and Allstate (including Esurance), will spend over $800M. Progressive will easily spend over $500M to put Flo in front of potential...

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Do You Love Your Insurance Company?

Written by Scott Boren on . Posted in Personal Finance.

Do You Really Love Your Insurance Company? For those of us lucky enough to find that special someone, a partner who will stick by our side through thick and thin, who will take care of us when we aren’t well. You know,  someone we can brag about to our friends. That’s something special. It’s something that makes you feel secure, satisfied, and in love. Have you found that special...

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Learn to save money on auto insurance

Written by Scott Boren on . Posted in Car Insurance 101.

Learn Ways to Save Money on Auto Insurance Auto insurance is a necessary expense for all vehicle owners. It protects you from financial losses in case of accidents, theft, or damage to your vehicle. However, the cost of auto insurance can be quite high, especially if you have multiple vehicles or a high-risk driving history. If you are looking to save money on auto insurance, there are several...

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