Tag: Insurance Basics

Had an Accident? Learn How to File an Auto Insurance Claim An auto insurance claim is a formal request to your insurer for financial compensation after a covered loss — whether that’s a collision, theft, vandalism, or weather damage. The process is consistent across most insurers, even if the details vary. What follows is what you need to know at each stage. Steps for Filing a Car...

How Does Car Insurance Work? The Guide You Never Knew You Needed So your car needs insurance. Congratulations, you’ve just been initiated into one of America’s most common financial necessities. But fear not, fellow road warrior – understanding how car insurance works doesn’t require an advanced degree in actuarial science (though insurers might prefer you believe...

Seven Confusing Auto Insurance Terms Simplified Your auto insurance is a contract and, like other contracts is can be confusing to read. It gets more complicated when you consider some of the other confusing auto insurance terms or jargon. Frankly, while some of the terms may seem “lawyerly” or even like reading a foreign language, they do not have to be. In the end, you just want to break...

Nonstandard Auto Insurance: What They Don’t Tell You About Your “Affordable” Policy So you think you scored a great deal on auto insurance? Bless your heart. You just bought a nonstandard auto insurance policy. What if I told you that your shockingly low premium might come with an equally shocking surprise when you actually need to use it? Welcome to nonstandard auto...

Auto Insurance Claims: The Guide Your Agent Hopes You’ll Never Need Let’s cut to the chase — auto insurance claims suck. They’re as welcome as a tax audit and about as much fun as explaining cryptocurrency to your grandparents. Yet here we are. The cold, hard truth: About 2% of California drivers file auto insurance claims each month. Translation: It’s not a question...

What If Your Car Is a Total Loss (And How to Handle It Like a Pro) The accident is the easy part. Okay, not easy. But at least it’s over in seconds. What comes next — the calls, the adjusters, the terminology, the waiting — that’s what really rattles people. If your car has been declared a total loss and you’re not sure what happens next, you’re in the right place....