Tag: Insurance Basics

Learn How to File an Auto Insurance Claim When you buy a product you typically intend to use it. But that’s not the case with auto insurance. However, if you have a car accident, your car is stolen, or an unforeseen act damages your car, you’ll be happy to have discover you actually have good insurance. An auto insurance claim is the fastest way to test the quality of your car insurance. Simply...

How Does Car Insurance Work and Do I Need It? You know you need to buy car insurance, but you’re not always certain how it works. In short, car insurance is as a protection against potentially devastating financial consequences that may result after a car accident, theft, or other incidents beyond your control. When the unforeseen happens, it’s your car insurance company that can pay...

Seven Auto Insurance Terms Simplified Your auto insurance is a contract and like other contracts is can be confusing to read. It gets more complicated when you consider some of the other confusing auto insurance terms or jargon. Frankly, while some of the terms may seem “lawyerly” or even like reading a foreign language, it does not have to be. In the end, you just want to break through the jargon...

Driving Under the Influence of Distracted Driving? By now you should already know that texting and driving, also known as distracted driving, is a risky bet. We insurance agents, especially those who focus on auto insurance, are eager to get the word out to those who haven’t got the message. Hopefully, together, we can all help to mitigate or possibly eliminate this risky behavior. In our...

Did You Buy a Nonstandard Auto Insurance Policy? In a recent post we talked a lot about a segment of the auto insurance market called nonstandard auto insurance, and it struck me … many of you may not be familiar with the term nonstandard auto insurance. Why would you? When I began my career in insurance, I was a product analyst for a private passenger auto insurance carrier and at the time I...

The 8 Craziest Things Said to an Auto Insurance Adjuster Auto insurance claims are no fun, that’s for sure. If you’ve ever been through one, you’re sure to agree. The insurance adjuster, however, has to be there to participate in each one. Imagine if your job was to adjust these insurance claims, each day you’re trying to satisfy the needs and expectations of your claimants. That’s...

Auto Insurance Claims: Avoid Pitfalls and Nightmares Image Source: Pawel Kadysz Had a car accident? It’s time to file an auto insurance claim. Car accidents happen, that’s why we have auto insurance. Did you know that each time one of us has a car accident, a claims adjuster gets their wings? Not really. Statistically speaking, car accidents happen to approximately 2% of California drivers every...