Tag: Insurance Basics

Auto Insurance Claims: Data to Help You Avoid Accidents Avoid Auto Insurance Claims with Data We purchase auto insurance to have protection against financial harm when we experience an accident. But nobody actually thinks they’ll be involved in an accident. The reality is that claims do happen, and they can have a dramatic impact on the lives of everyday people. So if you knew a little more about...

What to Do if Your Vehicle is a Total Loss You Totaled Your Car? What Should You Do? You didn’t set out to crash your car, but it happened and now you’re at the mercy of the claims process. Not just any claim, but a total loss insurance claim. Aargh! I’ve been there and fully understand, this isn’t fun, but a good insurance company will treat you fairly and keep you informed of the process. The...

The History of Auto Insurance The history of auto insurance, how do we get from Hammurabi to Your Hyundai? It’s easy to take insurance for granted. It’s not sexy or exciting, it’s just plain ol’ simple insurance. But reality, and history, informs us that insurance is actually a cornerstone of our economy as well as a foundation our daily personal lives. Or ancestors knew this as far back as ancient...

California Proposition 103 Actually Harms Consumers In 1988 voters passed California Proposition 103 by a vote of 51.1% to 48.9%. Proposition 103 was a populist movement led by Harvey Rosenfield and endorsed by Ralph Nader in response to rising California auto insurance rates.  At the time of passage, auto insurance rates were among the highest in the nation, and there were mounting perceptions...