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Author: Scott Boren

Falling Tree

When Trees Attack: Does Home Insurance Cover Falling Trees? (The Surprising Truth)

Written by Scott Boren on . Posted in Home Insurance 101.

When Trees Attack: Does Home Insurance Cover Falling Trees? (The Surprising Truth) So there you are, sipping your morning coffee on the porch, admiring that 80-foot oak in your yard. Majestic. Beautiful. Completely unaware of its secret vendetta against your roof. The question isn’t if that leafy leviathan will fall – it’s when. And when it does, will your homeowners insurance...

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Workers Compensation Insurance for Remote Employees

Do You Need Workers’ Compensation Insurance for Remote Employees? (Short Answer: Yep.)

Written by Scott Boren on . Posted in Business Insurance.

Do You Need Workers’ Compensation Insurance for Remote Employees? (Short Answer: Yep.) Remember the old days? You know, when “going to work” actually meant… going somewhere? Those days are gone, my friend. Your team now clocks in from couches, kitchen counters, and yes —  occasionally that beach chair they swore wouldn’t affect their Zoom background. Welcome to the...

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Preparing Your Home For Vacation Travel

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Tips to Prepare Your Home Before You Leave for Vacation There are two near certainties when you take your annual family vacation: you’re about to create lasting memories, and the planning is hard work. It really doesn’t matter if you’re planning a cross-country RV road trip, traveling to an all-inclusive beach resort, or a European getaway. Vacation planning can be...

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Property Deductible

The “Safe” Property Deductible Choice That’s Costing You Money

Written by Scott Boren on . Posted in Home Insurance 101.

The “Safe” Property Deductible Choice That’s Costing You Money When I bought my first home, I did what everyone does – picked the lowest property deductible available. “Only $500 out-of-pocket if something goes wrong? Yes, please!” It felt like the smart, cautious choice. It wasn’t. Years later, I realized I’d been voluntarily sending thousands of...

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Renters Insurance Cost

Renters Insurance Cost: It’s Less Than Your Coffee Habit (And It Protects Your Stuff)

Written by Scott Boren on . Posted in Home Insurance 101.

Renters Insurance Cost: It’s Less Than Your Coffee Habit (And Protects Your Stuff) Think renters insurance costs an arm and a leg? Not really — think again. For the price of a few fancy coffees each month ($25-$180 depending on your situation), you can protect everything you own. Yes, renters insurance cost sits firmly in the “why haven’t you done this already?”...

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How to Compare Business Insurance Quotes Like a Pro: 7 Critical Questions to Ask

Written by Scott Boren on . Posted in Business Insurance.

How to Compare Business Insurance Quotes Like a Pro: 7 Critical Questions to Ask How to compare business insurance quotes is probably the last thing you want to think about today. But it might be the most important. Here’s why: Your business – the one you’ve poured your heart, soul, and savings into – is perpetually one disaster away from oblivion. Harsh? Perhaps. But true...

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How Mexico Tourist Auto Insurance Differs from U.S. Car Insurance

Written by Scott Boren on . Posted in Car Insurance 101.

How Mexico Tourist Auto Insurance Differs from U.S. Car Insurance Many travelers assume that their Mexico tourist auto insurance policy works the same as their U.S. auto insurance. However, there are key differences that can impact coverage, claims, and liability. Mexico’s insurance laws and regulations differ significantly from those in the U.S. While there are some similarities, it’s...

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What is Renters Insurance

What is Renters Insurance? (Hint: Not What Your Landlord Thinks It Is)

Written by Scott Boren on . Posted in Home Insurance 101.

What is Renters Insurance? (Hint: Not What Your Landlord Thinks It Is) So your landlord is asking “Do you have renters insurance?” and you’re frantically googling “what is renters insurance” while nodding confidently. Don’t worry, you’re not alone. Let’s get something straight right now: your landlord didn’t ask for proof of renters...

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Three Big Financial Fails People Make

Written by Scott Boren on . Posted in Personal Finance.

Three Big Financial Fails that People Make You are good at maintaining a healthy financial standing, are financially literate, and are generally good at planning and budgeting. This makes you financially savvy. However, even the savviest financial wiz kid will make mistakes from time to time. It’s easy, there are a lot of ways to goof up. Let’s take a look a three big financial...

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Should I Get Pet Insurance?

Written by Scott Boren on . Posted in Pet Insurance.

Should I Get Pet Insurance? If you’re asking yourself, should I get pet insurance, it’s because you care deeply for your pet. Why else would you consider paying an annual premium for your cat or dog? Now, pet health insurance isn’t going to be for everyone. But for a myriad of different reasons, it’s right for many pet owners. Of course, pet insurance isn’t...

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