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Author: Scott Boren

Personal Property Coverage

Personal Property Coverage: The Protection Most People Completely Overlook

Written by Scott Boren on . Posted in Home Insurance 101.

Personal Property Coverage: The Protection Most People Completely Overlook Personal property coverage deserves far more attention than it gets. While you’re busy comparing deductibles and dwelling limits, this critical protection sits quietly in your policy, potentially under-equipped for the job ahead. Here’s a reality check: You meticulously research every major purchase. You...

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Will My Cell Phone Work in Mexico?

Written by Scott Boren on . Posted in Mexico Tourism.

Will My Cell Phone Work In Mexico? Are you planning a road trip south of the border? If you are, you’d probably like to know if your cell phone works in Mexico. This is a common and important question when planning a trip to Mexico. This is one of the most common questions southbound travelers want to be answered before they travel. It makes sense. You’re going to want to use your...

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Workers Compensation Audit

How to Handle a Workers Compensation Audit (And Not Lose Sleep)

Written by Scott Boren on . Posted in Business Insurance.

How to Handle a Workers Compensation Audit (And Not Lose Sleep) You’ve got your business running smoothly. Your employees are happy. Your customers are satisfied. Life is good. Then a letter arrives from your insurance company about a “workers compensation audit,” and suddenly you’re googling phrases like “what is this audit thing” and yelling...

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What is Garage Keepers Insurance

Garage Keepers Insurance: The Coverage Auto Shops Forget Until It’s Too Late

Written by Scott Boren on . Posted in Business Insurance.

Garage Keepers Insurance: The Coverage Auto Shops Forget Until It’s Too Late The 2 AM phone call no shop owner wants: “Sir, there’s been a break-in.” A quick scratch of your head, and you wonder, “Do I have garage keepers insurance?” By the time you arrive (still wearing mismatched shoes), three customer vehicles are gone — including that pristine ’69...

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Why Every Agent Should Consider Individual Real Estate Agent E&O Insurance

Written by Scott Boren on . Posted in Business Insurance.

Why Every Agent Should Consider Individual Real Estate Agent E&O Insurance If you’re a real estate agent, you already know how important it is to protect yourself from lawsuits. One slip-up, one misunderstanding, and you could find yourself in legal hot water. That’s why brokerages carry Real Estate Errors and Omissions (E&O) insurance. But here’s the kicker: your brokerage’s policy...

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Does Motorcycle Insurance Cover Other Riders

Does Motorcycle Insurance Cover Other Riders? What You Need to Know

Written by Scott Boren on . Posted in Car Insurance 101.

Does Motorcycle Insurance Cover Other Riders? What You Need to Know Ever tossed your buddy the keys to your beloved bike? Or maybe you’ve been contemplating taking your significant other for that romantic countryside ride you’ve been promising for months? Then you’ve probably wondered: Does motorcycle insurance cover other riders? It’s a fair question. After all, the...

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Auto Insurance Lapse

Oops! Your Auto Insurance Lapsed? Here’s Your Survival Guide

Written by Scott Boren on . Posted in Car Insurance 101.

Oops! Your Auto Insurance Lapsed? Here’s Your Survival Guide Let’s face it—life moves fast. Between juggling work deadlines, family obligations, and wondering if you remembered to feed the cat, it’s surprisingly easy to miss that auto insurance payment. And just like that—poof!—you’ve got yourself an auto insurance lapse. It’s like accidentally leaving your...

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Refund on Your Auto Insurance

Breaking Up with Your Insurer? Here’s How to Get a Refund on Your Auto Insurance

Written by Scott Boren on . Posted in Car Insurance 101.

Breaking Up With Your Insurer? Here’s How to Get a Refund on Your Auto Insurance So, you’re thinking about dumping your auto insurance company. Maybe they’ve jacked up your rates one too many times, or perhaps you’ve found a sexier deal elsewhere. Whatever your reason, one burning question remains: Can you get a refund on your auto insurance when you call it quits?...

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Cancel Your Auto Insurance

It’s Not Me, It’s You: The Smart Way to Cancel Your Auto Insurance

Written by Scott Boren on . Posted in Car Insurance 101.

It’s Not Me, It’s You: The Smart Way to Cancel Your Auto Insurance So, you want to cancel your auto insurance? Maybe you’ve found a better deal elsewhere. Perhaps you’ve sold your wheels. Or maybe you and your current insurer just need some “space.” Whatever your reason, ending this financial relationship requires more finesse than ghosting an awkward...

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When Is A Car Considered A Classic? What To Know Before You Buy

Written by Scott Boren on . Posted in Car Insurance 101.

When Is A Car Considered A Classic? What To Know Before You Buy You’ve spotted a gorgeous vintage Mustang at a local car show. Or maybe that 90s-era BMW in your garage is starting to look less like a used car and more like a potential collector’s item. Either way, you’re wondering what truly makes a car a “classic” – especially if you’re looking to buy your...

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