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Author: Scott Boren

The Most Common Business Insurance Claims

What are the Most Common Business Insurance Claims? There are a lot of questions small business owners have before they buy business insurance. First and foremost, they want to know about the price of business insurance, but the real concern is whether it will protect their company from costly business insurance claims. Small business insurance is one of those things you buy, but never want...

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8 Critical Questions to Ask Before You Buy Small Business Insurance

8 Critical Questions to Ask Before You Buy Small Business Insurance Most business insurance articles start by scaring you with worst-case scenarios. We won’t do that. In fact, this one starts with a confession: when you buy small business insurance, you’re purchasing something that admittedly sounds boring and technical. But so are seatbelts until you need one. Let’s face it:...

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The Surprising things that are Simply Less Important Than General Liability Insurance

The Surprising Things That Are Simply Less Important Than General Liability Insurance Let’s be honest: launching a business these days is about as difficult as ordering takeout. Got a cute name? A free Canva account? Enough cold brew coursing through your veins to stay awake until 3 AM? Congratulations, entrepreneur! Your Shopify store can be live before your caffeine buzz wears off....

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7 Things You Didn’t Know Your Business Insurance Might Cover

7 Things You Didn’t Know Business Insurance Might Cover We aren’t born understanding the nuances and complexities of business insurance. Heck, many of the concepts are foreign to us so we hold on to popular myths about insurance. So, it’s understandable if you’re asking, “What does business insurance cover?” But you didn’t get this far as a business owner without some...

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What is the price for small business insurance?

What is the price for small business insurance? Business owners are constantly juggling a lot of expenses. For most of these expenses, it’s pretty easy to estimate the price. This isn’t the case with business insurance. This explains why one of the most popular questions we get is, what is the price for small business insurance? Unfortunately, this is not an easy question to...

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What is Product Liability Insurance Coverage?

What is Product Liability Insurance Coverage? You had a great idea to build a business, so you developed a plan and prototypes. It took time, but you made your pitches and secured your funding. Now you’re well on the way to realizing your dream.  You’re now a business owner and need to consider what happens if a product you manufacture, distribute, or sell causes harm to your...

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Ten Ways to Protect Against Identity Theft

Ten Ways to Protect Against Identity Theft Do you worry about identity theft? As it turns out, many of us do. According to a 2014 Gallup Poll, “Hacking” tops the list of crimes consumers are most concerned about. As companies push more commerce toward the internet, protecting our online data is becoming big business. Even for insurance agents and underwriters, the reality of cybercrimes...

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The Ten Myths about Insurance People Believe

The Ten Myths about Insurance People Believe As a young man fresh out of college, I didn’t see myself working in insurance, let alone as an insurance agent. It’s not because I thought it was beneath me, I simply wasn’t informed about the industry. In hindsight, it’s easy to understand why I was so ill-informed; there isn’t much education about insurance in our intermediate or higher...

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Cyber Liability Risk: Why Your Small Business Can’t Afford to Ignore It

Cyber Liability Risk: Why Your Small Business Can’t Afford to Ignore It Cyberattacks strike businesses every few seconds, and small businesses face the highest cyber liability risk. According to Cybersecurity Ventures, a ransomware attack now happens every 11 seconds – that’s how fast digital predators are moving. Imagine this: You walk into your office on a Monday morning, coffee...

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Social Media Liability: The Hidden Business Risk You Can’t Afford to Ignore

Social Media Liability: The Hidden Business Risk You Can’t Afford to Ignore Your social media liability exposure happens faster than you can click “post.” Your marketing team crafts what they believe is a clever tweet comparing your product to a competitor’s. It’s witty. It’s engaging. It’s shareable. It’s also, as your lawyer will later...

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