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Author: Scott Boren

Dwelling Coverage

What is Dwelling Coverage? (That Part of Your Policy You Can’t Afford to Ignore)

Written by Scott Boren on . Posted in Home Insurance 101.

What is Dwelling Coverage? (The One Part of Your Homeowners Policy You Can’t Afford to Ignore) Let’s be honest. Reading your homeowner’s insurance policy—especially the dwelling coverage section—ranks somewhere between watching paint dry and alphabetizing your spice rack on the excitement scale. But here’s the truth no insurance agent wants to admit: most people...

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What to Expect When Driving in Mexico

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

What to Expect When Driving in Mexico Are you planning to hit the road and drive to Mexico on your next vacation? Driving in Mexico can be a fantastic way to explore the country’s stunning landscapes, vibrant cities, and rich cultural heritage. However, before you head out on your adventure, it’s important to know what to expect and be prepared. This guide will provide a detailed...

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The Savvy Business Owner’s Blueprint: Shopping for Business Insurance That Works

Written by Scott Boren on . Posted in Business Insurance.

The Savvy Business Owner’s Blueprint: Shopping for Business Insurance That Actually Protects You Ever felt like shopping for business insurance is like trying to navigate a maze blindfolded? You’re not alone. As a business owner, you’ve worked too hard building your dream to let it get wiped out by an unexpected lawsuit, property damage, or cyber attack. Yet, when it comes...

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Personal Property Coverage

Personal Property Coverage: The Protection Most People Completely Overlook

Written by Scott Boren on . Posted in Home Insurance 101.

Personal Property Coverage: The Protection Most People Completely Overlook Personal property coverage deserves far more attention than it gets. While you’re busy comparing deductibles and dwelling limits, this critical protection sits quietly in your policy, potentially under-equipped for the job ahead. Here’s a reality check: You meticulously research every major purchase. You...

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Will My Cell Phone Work in Mexico?

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Will My Cell Phone Work In Mexico? Are you planning a road trip south of the boarder? If you are, you’d probably like to know if your cell phone works in Mexico. This is a common and important question when planning a trip to Mexico. This is one of the most common questions southbound travelers want to be answered before they travel. It makes sense. You’re going to want to use...

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Workers Compensation Audit

How to Handle a Workers Compensation Audit (And Not Lose Sleep)

Written by Scott Boren on . Posted in Business Insurance.

How to Handle a Workers Compensation Audit (And Not Lose Sleep) You’ve got your business running smoothly. Your employees are happy. Your customers are satisfied. Life is good. Then a letter arrives from your insurance company about a “workers compensation audit,” and suddenly you’re googling phrases like “what is this audit thing” and yelling...

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What is Garage Keepers Insurance

Garage Keepers Insurance: The Coverage Auto Shops Forget Until It’s Too Late

Written by Scott Boren on . Posted in Business Insurance.

Garage Keepers Insurance: The Coverage Auto Shops Forget Until It’s Too Late The 2 AM phone call no shop owner wants: “Sir, there’s been a break-in.” A quick scratch of your head, and you wonder, “Do I have garage keepers insurance?” By the time you arrive (still wearing mismatched shoes), three customer vehicles are gone — including that pristine ’69...

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Why Every Agent Should Consider Individual Real Estate Agent E&O Insurance

Written by Scott Boren on . Posted in Business Insurance.

Why Every Agent Should Consider Individual Real Estate Agent E&O Insurance If you’re a real estate agent, you already know how important it is to protect yourself from lawsuits. One slip-up, one misunderstanding, and you could find yourself in legal hot water. That’s why brokerages carry Real Estate Errors and Omissions (E&O) insurance. But here’s the kicker: your brokerage’s policy...

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Does Motorcycle Insurance Cover Other Riders

Does Motorcycle Insurance Cover Other Riders? What You Need to Know

Written by Scott Boren on . Posted in Car Insurance 101.

Does Motorcycle Insurance Cover Other Riders? What You Need to Know Ever tossed your buddy the keys to your beloved bike? Or maybe you’ve been contemplating taking your significant other for that romantic countryside ride you’ve been promising for months? Then you’ve probably wondered: Does motorcycle insurance cover other riders? It’s a fair question. After all, the...

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Auto Insurance Lapse

Oops! Your Auto Insurance Lapsed? Here’s Your Survival Guide

Written by Scott Boren on . Posted in Car Insurance 101.

Oops! Your Auto Insurance Lapsed? Here’s Your Survival Guide Let’s face it—life moves fast. Between juggling work deadlines, family obligations, and wondering if you remembered to feed the cat, it’s surprisingly easy to miss that auto insurance payment. And just like that—poof!—you’ve got yourself an auto insurance lapse. It’s like accidentally leaving your...

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