Author: Scott Boren

Restaurant Liability Risks: Hidden Dangers That Could Lead to Costly Lawsuits Running a restaurant is tough—tight margins, demanding customers, and a fast-paced environment where one mistake can cost you everything. All this, and then there are restaurant liability risks that threaten your business every day. But the biggest restaurant liability risks aren’t always visible....

The 7 Common Small Business Insurance Mistakes (And How to Avoid Them) Some common small business insurance mistakes will wreck your company faster than any recession. We’ve seen it happen too many times. A business owner builds something incredible over years of hard work, only to put it at risk after a loss because of an insurance gap they never knew existed. Or worse, knew be chose...

Why You Should Customize a Business Owner’s Policy (and How to Do It Right) Every business has its own rhythm, risks, and roadblocks. Yet, too many small business owners settle for a one-size-fits-all Business Owner’s Policy (BOP), assuming it covers everything they need. The truth? It doesn’t. But here’s the good news—you can customize a Business Owner’s Policy to fit your unique needs,...

The Smart Business Owner’s Guide to Commercial Fleet Insurance You wouldn’t send your team into the field without the right gear—so why would you send your business vehicles on the road without solid protection? Commercial fleet insurance isn’t just another business expense; it’s a strategy, a safeguard, and quite possibly the smartest investment you’ll make this year. Imagine this: One of...

Commercial vs Personal Auto Insurance: What’s the Difference and Which One Do You Need? A small business owner, Jake, runs a mobile locksmith service. One day, while driving to a client’s location, he gets into a minor accident. He assumes his personal auto insurance will cover the damage, but his claim is denied because he was using his vehicle for business. Now, not only does he have to pay...

Cheap Commercial Auto Insurance: How to Find Affordable Coverage Without Sacrificing Protection Imagine you’re a small business owner, that’s probably pretty easy. Now, imagine you are on a tight budget. Ok, also easy. It’s also easy to imagine that you rely on your work vehicle every day—whether it’s for making deliveries, transporting tools, or visiting clients. Here’s the...