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Author: Scott Boren

Auto Insurance Claims

Auto Insurance Claims: The Guide Your Agent Hopes You’ll Never Need

Written by Scott Boren on . Posted in Car Insurance 101.

Auto Insurance Claims: The Guide Your Agent Hopes You’ll Never Need Let’s cut to the chase — auto insurance claims suck. They’re as welcome as a tax audit and about as much fun as explaining cryptocurrency to your grandparents. Yet here we are. The cold, hard truth: About 2% of California drivers file auto insurance claims each month. Translation: It’s not a question...

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What to Do if Your Vehicle is a Total Loss

Written by Scott Boren on . Posted in Car Insurance 101.

What to Do if Your Vehicle is a Total Loss You Totaled Your Car? What Should You Do? You didn’t set out to crash your car, but it happened and now you’re at the mercy of the claims process. Not just any claim, but a total loss insurance claim. Aargh! I’ve been there and fully understand, this isn’t fun, but a good insurance company will treat you fairly and keep you informed of the process....

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Buy Rental Car Insurance

Should I Buy Rental Car Insurance? (Yes—You’ll Be Glad You Did)

Written by Scott Boren on . Posted in Car Insurance 101.

Should I Buy Rental Car Insurance? (Yes—You’ll Be Glad You Did) You’ve just survived the airport gauntlet — security lines, delayed flights, cramped seats, and that guy who reclined his seat directly into your kneecaps. You’ve dragged your luggage to the rental counter, and now you’re facing that inevitable question: “Would you like to buy rental car insurance...

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Full Coverage Auto Insurance

Full Coverage Auto Insurance: The Protection Myth That Could Leave You Exposed

Written by Scott Boren on . Posted in Car Insurance 101.

Full Coverage Auto Insurance: The Protection Myth That Could Leave You Exposed You’ve probably heard the term tossed around by everyone from your neighbor to your local insurance agent: “full coverage auto insurance.” It sounds reassuring, doesn’t it? Like a warm security blanket that protects your vehicle from any possible harm. There’s just one tiny problem. It...

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Underinsured

Being Underinsured: The $56,000 Mistake You Didn’t See Coming

Written by Scott Boren on . Posted in Car Insurance 101.

Being Underinsured: The $56,000 Mistake You Didn’t See Coming Remember when you said, “Nah, I don’t need a phone case,” and then watched your screen shatter in slow motion? That’s the exact feeling of being underinsured — except the damage costs way more than a screen repair. That’s what it feels like to be underinsured. And if you elected a cheap insurance option or less coverage, it’s a bet...

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Comparison Auto Insurance Quotes: The Naked Truth Behind Those Seductive Low Prices

Written by Scott Boren on . Posted in Car Insurance 101.

Comparison Auto Insurance Quotes: The Naked Truth Behind Those Seductive Low Prices Ever flirted with one of those comparison auto insurance quote sites? You know the ones—they promise the digital equivalent of speed dating with multiple insurance companies, all competing for your affection with their lowest possible rates. “What a time to be alive!” you might think. “I can...

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Is There Different Auto Insurance For Electric Cars?

Written by Scott Boren on . Posted in Car Insurance 101.

Is There Different Auto Insurance For Electric Cars? If you’re considering buying an electric car, or possibly a hybrid, and you may be wondering if there is different auto insurance for electric cars. The good news is that there really isn’t. Note: This was the blog post I was going to write before I saw that cool “Insane Mode” in the Tesla Model S and got distracted. If you haven’t...

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Driving Fast, the Tesla Model S and Insane Mode

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Driving Fast, the Tesla Model S and Insane Mode I’ll be honest, I set out to write a blog post on the providing auto insurance for the Tesla Model S, and when I started to do my research, I discovered something else … “Insane Mode.” That’s right, last year Tesla introduced a new feature for the Tesla Model S, and they call it “Insane Mode.” I couldn’t help but laugh as it conjured up...

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Safe cars for teenager? Checkout or recommended safe used cars for teenage drivers

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Safe Cars for Teenager: Recommended Safe Used Cars If you have teenagers, like I do, then you know what an assault on your emotions this can be, the ups-and-downs, the disagreements and rewards, the pride of seeing them grow into adults, and the sadness that you’re baby boy or girl is all grown up. It’s an emotional roller-coaster to say the least. But of all the emotional stress that we face...

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Insurance Protection

The Truth About Insurance Protection: Don’t Buy Your Safety Net at a Dollar Store

Written by Scott Boren on . Posted in Car Insurance 101.

The Naked Truth About Insurance Protection: Don’t Buy Your Financial Safety Net at the Dollar Store Look, we get it. Nobody wakes up in the morning thinking, “I can’t wait to spend money on insurance protection today!” But here’s the inconvenient truth: focusing on insurance premiums instead of the protection it provides is like buying a parachute based solely on how...

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