Tag: Insurance Basics

Learn How to File an Auto Insurance Claim When you buy a product you typically intend to use it. But that’s not the case with auto insurance. However, if you have a car accident, your car is stolen, or an unforeseen act damages your car, you’ll be happy to have discover you actually have good insurance. An auto insurance claim is the fastest way to test the quality of your car...

How Does Car Insurance Work? The Guide You Never Knew You Needed So your car needs insurance. Congratulations, you’ve just been initiated into one of America’s most common financial necessities. But fear not, fellow road warrior – understanding how car insurance works doesn’t require an advanced degree in actuarial science (though insurers might prefer you believe...

Seven Confusing Auto Insurance Terms Simplified Your auto insurance is a contract and like other contracts is can be confusing to read. It gets more complicated when you consider some of the other confusing auto insurance terms or jargon. Frankly, while some of the terms may seem “lawyerly” or even like reading a foreign language, they do not have to be. In the end, you just want to break...

Nonstandard Auto Insurance: What They Don’t Tell You About Your “Affordable” Policy So you think you scored a great deal on auto insurance? Bless your heart. You just bought a nonstandard auto insurance policy. What if I told you that your shockingly low premium might come with an equally shocking surprise when you actually need to use it? Welcome to nonstandard auto...

Auto Insurance Claims: The Guide Your Agent Hopes You’ll Never Need Let’s cut to the chase — auto insurance claims suck. They’re as welcome as a tax audit and about as much fun as explaining cryptocurrency to your grandparents. Yet here we are. The cold, hard truth: About 2% of California drivers file auto insurance claims each month. Translation: It’s not a question...

What to Do if Your Vehicle is a Total Loss You didn’t set out to crash your car, but it happened, and now you’re at the mercy of the claims process. Not just any claim, but a total loss insurance claim. Aargh! I’ve been there and fully understand. This isn’t fun, but a good insurance company will treat you fairly and keep you informed of the process. The first step in the claims...