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Author: Scott Boren

What is Liability Insurance Anyway?

Written by Scott Boren on . Posted in Car Insurance 101.

What is Liability Insurance and Do I Really Need It? When you buy auto insurance, you’re actually buying auto liability insurance. In fact, generally speaking, the liability coverage of your policy is the only form of car insurance that is required. For the most part, the other coverages are optional. So, what is liability insurance? Well, auto liability insurance is the coverage that...

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How Do Auto Insurance Deductibles Work?

Written by Scott Boren on . Posted in Car Insurance 101.

How Do Auto Insurance Deductibles Work? For many of us, we only marginally understand our insurance policy deductibles. So, it may be a good time to talk about auto insurance deductibles and how they work. Frankly, it’s a pretty common question, but luckily an easy question to answer. An auto insurance deductible is the portion of a claim you pay “out of pocket.” Or, insurance...

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What Impacts Your Car Insurance Price?

Written by Scott Boren on . Posted in Car Insurance 101.

What Impacts Your Car Insurance Price? If you get a quote from an insurance agent or online, you are always asked very specific questions. These questions are used to gather the variables that underwrite and price your car insurance. Now, there are many misconceptions about car insurance, and a lot of that has to do with how it’s priced. So, if you’ve ever wondered what actually...

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What is the Average Cost to Raise a Child?

Written by Scott Boren on . Posted in Personal Finance.

What is the Averge Cost to Raise a Child? When you consider having children and starting your family, you’ll likely think about many things, most obvious among those would be timing, your monthly budget and concerns over the newborn’s health. What you may not think about is the average cost of raising a child from birth to year 18. Regardless if you’re already expecting or merely in the...

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Tips to Avoid Thanksgiving Day Home Cooking Fires

Written by Scott Boren on . Posted in Family, Lifestyle & Home.

Avoid Thanksgiving Day Home Cooking Fires with These Tips When it comes to home insurance claims, the two biggest hazards are fire and water. So, Thanksgiving is a big “hold your breath” moment of the insurance industry because the holiday produces a bunch of home cooking fires. In fact, according to the National Fire Protection Association (NFPA), Thanksgiving ranks as the leading day for...

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Tips to Choosing Your First Motorcycle

Written by Scott Boren on . Posted in Adventure.

Tips for Choosing Your First Motorcycle There is absolutely no single motorcycle that is perfect for everyone. That’s as true for veteran riders as beginners. Heck, there are so many brands, types, styles, and sizes – it’s simply difficult to choose. Honestly, it’s much easier to help you know if you need to buy motorcycle insurance. But if you’re in the market to buy your first...

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Starter Classic Car

The Starter Classic Car Guide: Finding Your First Vintage Ride

Written by Scott Boren on . Posted in Car Insurance 101.

The Starter Classic Car Guide: Finding Your First Vintage Ride You never forget your first starter classic car. Mine came courtesy of weekends spent with my father, learning how to resurrect forgotten engines and breathe life back into neglected chrome. But what if you weren’t lucky enough to have your own automotive mentor? How do you navigate the labyrinth of classic car ownership...

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Should I Pay Off My Mortgage Early?

Written by Scott Boren on . Posted in Personal Finance.

Should I Pay off My Mortgage Early? If you’re a homeowner with a mortgage you’ve wondered from time-to-time just what it would be like if you just didn’t have a monthly mortgage payment. You may be asking yourself right now, should I pay off my mortgage? Oh, what you could do with the monthly savings. Maybe to buy better home insurance? 😊 It’s an interesting question, because for most...

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best car insurance policy

Four Tips to Help You Buy the Best Car Insurance

Written by Scott Boren on . Posted in Car Insurance 101.

Four Tips to Help Buy the Best Car Insurance Policy There are so many ways to buy car insurance, it can make sorting through all the choices to find the best car insurance policy for you and your family challenging. With each new television commercial, and there are a ton of them, insurance carriers claim to offer the best value. But what is “value?”This is difficult to...

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Things to Consider Before You Buy an Electric Car

Written by Scott Boren on . Posted in Personal Finance.

Five Considerations Before You Buy an Electric Car Electric cars have become extremely fashionable. If you’re considering buying a new car, you’re likely wondering if you should buy an electric car. I was in your shoes a year ago, and I happily became an electric car owner. In my humble opinion, there are good reasons to go electric. It’s always good to do some research...

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