CAR INSURANCE 101

Do You Need Insurance for a Motorcycle? In just about all states, with the exception being Florida, you’ll need proof of insurance to register your bike. So, it’s a solid ‘yes,’ you do need insurance for a motorcycle. Of course, you can always buy a motorcycle without insurance. However, if you intend to ride it […]

How Does New Car Insurance Work? You’ve done all your research, watched all the videos on YouTube, and performed all the test drives, now it’s time to buy that new car. Fun! For many, there is just one more question to get answered, “how does new car insurance work?” You need coverage for your new […]

Do I Need Mexico Auto Insurance? You’re taking your first drive to Mexico and are wondering, “Do I need Mexico auto insurance?” It’s a common question. When it comes to driving in Mexico, there are several misconceptions regarding the importance of auto insurance. In fact, some believe that being caught driving without insurance is a […]

What is RV Insurance? You recently purchased an RV or travel trailer and you’ll need RV insurance. But you have questions, First is, what is RV insurance? What makes it different from your auto insurance? Well, like your car insurance, RV insurance is an agreement between you and your insurance company to protect your motorhome, […]

What is the Insurance Declarations Page? The insurance declarations page is an important part of your home or auto insurance policy. It’s also a part of understanding how your insurance works.  It has most of the vital information about your policy. It tells you who’s covered and the coverages you pay a premium for. When […]

Car Insurance for the College Student Explained As the parent of a college-age student, you’re now becoming fully aware of the cost of raising your child. Adding to this stress, you now have to get your young adult into a good school. The competition is fierce to get into college. If it’s a top-tier school, […]

What Happens if a Friend Crashes Your Car? It’s a popular insurance myth that car insurance follows the driver. In reality, it typically follows the car. As a result, if your friend crashes your car it’s going to be your auto insurance policy that’s first in line to pay the claim. Of course, the nature […]

Learn How to File an Auto Insurance Claim When you buy a product you typically intend to use it. But that’s not the case with auto insurance. However, if you have a car accident, your car is stolen, or an unforeseen act damages your car, you’ll be happy to have discover you actually have good […]

What is Personal Injury Protection Insurance? Personal injury protection insurance or PIP covers your medical bills if you’re injured in an accident. Personal Injury protection covers you no matter who is at fault. For this reason, it is frequently referred to as no-fault insurance. In some ways, personal injury protection insurance is like health insurance […]

What is Uninsured Motorist Insurance Coverage? Uninsured motorist insurance coverage or underinsured motorist coverage are liability coverages. However, rather than provide protection for your liabilities while driving, it protects you if you’re hit by a driver who doesn’t have auto insurance or doesn’t have enough liability coverage for the damages they have caused. In some […]