CAR INSURANCE 101

Auto Insurance Claims: Data to Help You Avoid Accidents Avoid Auto Insurance Claims with Data We purchase auto insurance to have protection against financial harm when we experience an accident. But nobody actually thinks they’ll be involved in an accident. The reality is that claims do happen, and they can have a dramatic impact on the […]

What to Do if Your Vehicle is a Total Loss You Totaled Your Car? What Should You Do? You didn’t set out to crash your car, but it happened and now you’re at the mercy of the claims process. Not just any claim, but a total loss insurance claim. Aargh! I’ve been there and fully […]

Should I Buy Rental Car Insurance? Many of us have been at the rental car counter and asked, “Would you like to purchase the insurance coverage?” And there is a momentary pause, because you don’t know. You ask yourself, “should I buy rental car insurance?” Or you wonder, “Does my current auto insurance cover me in a […]

What is Full Coverage Auto Insurance? It’s common for someone to ask for full coverage auto insurance. However, the concept of full coverage is a little misleading. In fact, no auto insurance policy actually offers coverage for everything. When customers, agents, or even the insurance company, talk about full coverage, they’re really talking about liability […]

The History of Auto Insurance The history of auto insurance, how do we get from Hammurabi to Your Hyundai? It’s easy to take insurance for granted. It’s not sexy or exciting, it’s just plain ol’ simple insurance. But reality, and history, informs us that insurance is actually a cornerstone of our economy as well as a foundation […]

Being Underinsured Might Cost Big Money When you’re underinsured, you’re gambling with your financial future. When I was actively selling insurance, I would go through a comprehensive (or at least as comprehensive as the client would let me 🙂 ), checklist to make sure that the client had the right amount of protection. This wasn’t […]

How to Use Comparison Auto Insurance Quotes Online quote comparison sites have existed for some time, and they’re experiencing a resurgence with a few, well-funded, new entrants to the market. I understand why, as a business model it’s attractive, simply render a rate for several insurance companies and let the consumer decide. What could be […]

Is There Different Auto Insurance For Electric Cars? If you’re considering buying an electric car, or possibly a hybrid, and you may be wondering if there is different auto insurance for electric cars. The good news is that there really isn’t. Note: This was the blog post I was going to write before I saw […]

What is the Right Price for Auto Insurance? [Infographic] Have you ever wondered if you’re paying too much for auto insurance? Sure you have, each time you pay the bill or you see the EFT transaction for the monthly payment on your bank statement. What is the right price for auto insurance anyway? Getting a […]

Insurance Protection is Why You Buy Insurance, Not Price As insurance professionals, we have a tough job, we need to provide our consumers with the right insurance protection, but frequently all the consumer wants is to save money. This desire to save money is totally understandable, none of us what to pay too much for […]