CAR INSURANCE 101

What is GAP Insurance and How Does it Work? Gap insurance is another one of the optional coverages you can purchase to get more protection from you auto insurance policy. It’s also commonly referred to as loan/lease payoff coverage. This coverage applies if your car is stolen or deemed a total loss and your loan […]

What is Comprehensive Insurance Coverage? Just like Collision coverage, Comprehensive insurance (sometimes referred to as “Other than Collision”) is an optional coverage you can add to your auto insurance to pay for repairs to your car for very specific types of hazards. Comprehensive insurance covers damage to your car that is caused by events that […]

How Does Car Insurance Work and Do I Need It? You know you need to buy car insurance, but you’re not always certain how it works. In short, car insurance is as a protection against potential devastating financial consequences that may result after a car accident, theft, or other incidents beyond your control. When the […]

What is this Collision Coverage on My Policy? When purchasing auto insurance, you’ll have the option to select many other coverages designed to help you repair your own car after an accident. One of these options is Collision coverage. Collision helps pay to repair or replace your car if it’s damaged in an accident with […]

What is Liability Insurance and Do I Really Need It? When you buy auto insurance, you’re actually buying auto liability insurance. In fact, generally speaking, the liability coverage of your policy is the only form of car insurance that is required. For the most part, the other coverages are optional. So, what is liability insurance? […]

How Do Auto Insurance Deductibles Work? For many of us, we only marginally understand our insurance policy deductibles. So, it may be a good time to talk about auto insurance deductibles and how they work. Frankly, it’s a pretty common question, but luckily an easy question to answer. An auto insurance deductible is the portion […]

What Impacts Your Car Insurance Price? If you get a quote from an insurance agent or online, you are always asked very specific questions. These questions are used to gather the variables or both underwrite and price your car insurance. Now, there are many misconceptions about car insurance, and a lot of that has to […]

Four Tips to Help Buy the Best Car Insurance Policy There are so many ways to buy car insurance, it can make sorting through all the choices to find the best car insurance policy for you and your family challenging. With each new television commercial, and there are a ton of them, insurance carriers claim […]

Seven (7) Auto Insurance Terms Simplified Your auto insurance is a contract and like other contracts is can be confusing to read. It gets more complicated when you consider some of the other confusing auto insurance terms or jargon. Frankly, while some of the terms may seem “lawyerly” or even like reading a foreign language, […]

Seven Reasons to Shop Auto Insurance Regularly How frequently should you shop for auto insurance? One blog article we read advised as much as every renewal. Sure, switching auto insurance can save money, but there’s a point where it’s overkill.  The article does beg an interesting question, however. How frequently should you shop for your […]