The most recent stories
How to Fight Inflation and Protect Your Restaurant’s Profitability
How to Fight Inflation and Protect Your Restaurant’s Profitability The time when a restaurateur was primarily concerned with employee turnover, competition, inventory management, or managing against potential lawsuits seems like a bygone past. Today, inflation is putting significant pressure on restaurant owners, with rising food and labor costs, and even restaurant insurance eating into profit […]
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late?
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late? California’s homeowners insurance market is in crisis, with many residents struggling to secure affordable coverage. Wildfires continue to devastate communities, and insurers have responded by scaling back or pulling out altogether. While the California Department of Insurance has finally taken action to address […]
Safeco to Exit Specialty Insurance Lines in California by 2026: What This Means for the Market
Safeco to Exit Specialty Insurance Lines in California by 2026: What This Means for the Market The Department of Insurance has been working hard to find a fix to the home insurance crisis in California. Nonetheless, in December 2024, Liberty Mutual announced plans for Safeco to exit specialty insurance in California by 2026. This includes […]
Commercial Lease Insurance Requirements: What Business Owners Should Know Before Signing
Commercial Lease Insurance Requirements: What Business Owners Should Know Before Signing You found the perfect location. The commercial lease terms seemed reasonable. You were ready to sign on the dotted line and get your business rolling. Then you saw it—that insurance requirement. Not just any insurance, but general liability insurance with coverage limits that made […]
What is Dwelling Coverage? (That Part of Your Policy You Can’t Afford to Ignore)
What is Dwelling Coverage? (The One Part of Your Homeowners Policy You Can’t Afford to Ignore) Let’s be honest. Reading your homeowner’s insurance policy—especially the dwelling coverage section—ranks somewhere between watching paint dry and alphabetizing your spice rack on the excitement scale. But here’s the truth no insurance agent wants to admit: most people don’t […]
Popular posts
General Liability vs. Professional Liability Insurance: Choosing the Right Shield for Your Business
General Liability vs. Professional Liability Insurance: Choosing the Right Shield for Your Business Here’s a business truth you can take to the bank: Lawsuits happen. And they happen to businesses of all sizes, in all industries, whether you’re ready or not. When it comes to protecting your business from these inevitable legal storms, understanding the […]
Business Owners Policy vs. General Liability Insurance: What’s the Difference
Business Owners Policy vs. General Liability Insurance: What’s the Difference? If you’re researching “Business Owners Policy vs. General Liability Insurance,” you’re already asking the right question. But now you’re three articles deep and still confused? I get it. I can be confusing. And while you’re trying to figure it out, something is bound to happen. […]
Why General Liability Insurance Is Important: The Protection Smart Businesses Don’t Skip
Why General Liability Insurance Is Important: The Protection Smart Businesses Don’t Skip You’re getting ready to launch your business. You’ve got the name, the logo, maybe even the matching t-shirts. But there’s one thing most new entrepreneurs skip over—or don’t think about until it’s too late: General liability insurance is important for any business that […]
Save Money on Home Insurance: Insider Strategies That Actually Work
Save Money on Home Insurance: Insider Strategies That Actually Work Every year, millions of homeowners pay too much for coverage they don’t need — and not enough for the protection they do. If you want to save money on home insurance without risking your home, read this. Your home isn’t just four walls and a […]
California’s Home Insurance Crisis: What Homeowners Need to Know
California’s Home Insurance Crisis: What Homeowners Need to Know If you’re a California homeowner, you already know that finding affordable home insurance is getting harder. Without knowing why, as a homeowner, you’re deeply immersed in California’s home insurance crisis. A crisis that has led many carriers to stop writing personal property in the state, or […]
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late?
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late? California’s homeowners insurance market is in crisis, with many residents struggling to secure affordable coverage. Wildfires continue to devastate communities, and insurers have responded by scaling back or pulling out altogether. While the California Department of Insurance has finally taken action to address […]
Convertible Car Insurance: Why It Costs More (and How to Make It Work for You)
Convertible Car Insurance: Why It Costs More (and How to Make It Work for You) Let’s be honest — owning a convertible isn’t just about transportation. It’s about lifestyle. But that lifestyle demands protection — convertible car insurance. But let’s reset. There’s nothing quite like cruising down the highway, wind in your hair, sun on […]
Distracted Driving: What It Is, Why It Happens, and How to Prevent It
Distracted Driving: What It Is, Why It Happens, and How to Prevent It Distracted driving kills someone every 88 minutes in America. That’s not just a stat — that’s real people, real families, and real moments lost forever. And most of the time? It was preventable. Many of us don’t think we’re part of the […]
Seven Smart Reasons to Buy Mexico Auto Insurance Online
7 Reasons it’s Smart to Buy Mexico Auto Insurance Online If you’re planning to drive into Mexico, securing the best Mexico auto insurance should be a top priority. Mexico requires foreign drivers to carry a valid Mexican auto insurance policy, and having the right coverage can protect you from unexpected financial burdens due to accidents, […]
What to Expect When Driving in Mexico
What to Expect When Driving in Mexico Are you planning to hit the road and drive to Mexico on your next vacation? Driving in Mexico can be a fantastic way to explore the country’s stunning landscapes, vibrant cities, and rich cultural heritage. However, before you head out on your adventure, it’s important to know what […]
Will My Cell Phone Work in Mexico?
Will My Cell Phone Work In Mexico? Are you planning a road trip south of the boarder? If you are, you’d probably like to know if your cell phone works in Mexico. This is a common and important question when planning a trip to Mexico. This is one of the most common questions southbound travelers […]
Preparing Your Home For Vacation Travel
Tips to Prepare Your Home Before You Leave for Vacation There are two near certainties when you take your annual family vacation: you’re about to create lasting memories, and the planning is hard work. It really doesn’t matter if you’re planning a cross-country RV road trip, traveling to an all-inclusive beach resort, or a European […]
Three Big Financial Fails People Make
Three Big Financial Fails that People Make You are good at maintaining a healthy financial standing, are financially literate, and are generally good at planning and budgeting. This makes you financially savvy. However, even the savviest financial wiz kid will make mistakes from time to time. It’s easy, there are a lot of ways to […]
What is the Average Cost to Raise a Child?
What is the Averge Cost to Raise a Child? When you consider having children and starting your family, you’ll likely think about many things, most obvious among those would be timing, your monthly budget and concerns over the newborn’s health. What you may not think about is the average cost of raising a child from […]
Should I Pay Off My Mortgage Early?
Should I Pay off My Mortgage Early? If you’re a homeowner with a mortgage you’ve wondered from time-to-time just what it would be like if you just didn’t have a monthly mortgage payment. You may be asking yourself right now, should I pay off my mortgage? Oh, what you could do with the monthly savings. […]
Should I Get Pet Insurance?
Should I Get Pet Insurance? If you’re asking yourself, should I get pet insurance, it’s because you care deeply for your pet. Why else would you consider paying an annual premium for your cat or dog? Now, pet health insurance isn’t going to be for everyone. But for a myriad of different reasons, it’s right […]
How Much Does Pet Insurance Cost?
How Much Does Pet Insurance Cost? You’re bringing home a new pet, and you have a few questions. Should I get pet insurance, and what does pet insurance cost? Well, the reality is that the cost of pet insurance varies based on several factors. Things like your location, the type of pet you want to […]