The most recent stories
Restaurant Liability Risks: Hidden Dangers That Could Lead to Costly Lawsuits
Restaurant Liability Risks: Hidden Dangers That Could Lead to Costly Lawsuits Running a restaurant is tough—tight margins, demanding customers, and a fast-paced environment where one mistake can cost you everything. All this, and then there are restaurant liability risks that threaten your business every day. But the biggest restaurant liability risks aren’t always visible. They’re […]
The 7 Common Small Business Insurance Mistakes (And How to Avoid Them)
The 7 Common Small Business Insurance Mistakes (And How to Avoid Them) Some common small business insurance mistakes will wreck your company faster than any recession. We’ve seen it happen too many times. A business owner builds something incredible over years of hard work, only to put it at risk after a loss because of […]
Why You Should Customize a Business Owner’s Policy (and How to Do It Right)
Why You Should Customize a Business Owner’s Policy (and How to Do It Right) Every business has its own rhythm, risks, and roadblocks. Yet, too many small business owners settle for a one-size-fits-all Business Owner’s Policy (BOP), assuming it covers everything they need. The truth? It doesn’t. But here’s the good news—you can customize a […]
The Smart Business Owner’s Guide to Commercial Fleet Insurance
The Smart Business Owner’s Guide to Commercial Fleet Insurance You wouldn’t send your team into the field without the right gear—so why would you send your business vehicles on the road without solid protection? Commercial fleet insurance isn’t just another business expense; it’s a strategy, a safeguard, and quite possibly the smartest investment you’ll make […]
Commercial vs Personal Auto Insurance: Which One Do You Need?
Commercial vs Personal Auto Insurance: What’s the Difference and Which One Do You Need? A small business owner, Jake, runs a mobile locksmith service. One day, while driving to a client’s location, he gets into a minor accident. He assumes his personal auto insurance will cover the damage, but his claim is denied because he […]
Popular posts
Online Business Insurance: Do 60% of Small Businesses Really Buy Without an Agent?
Online Business Insurance: Do 60% of Small Businesses Really Buy Without an Agent? You’re scrolling through industry news with your morning coffee when BAM—a headline hits you like a brick through a window: “60% of small businesses are buying business insurance online without an agent.” If you’re an insurance agent, you probably just felt your […]
The 10 Most Common Business Insurance Gaps That Could Hurt Your Business
The 10 Most Common Business Insurance Gaps That Could Hurt Your Business You’re sitting in your office, feeling pretty good about your business insurance coverage. You’ve got general liability, property insurance, maybe even workers’ comp. You’re covered, right? But the reality is that most business insurance gaps start with this exact overconfidence. Let’s get real […]
Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising
Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising Your premiums went up again. You didn’t file a claim. What gives? The answer might surprise you: Third-Party Litigation Funding is quietly transforming business insurance costs across America. Spotless claims history, responsible risk management, yet your business insurance costs keep climbing. The culprit? It’s likely not […]
Save Money on Home Insurance: Insider Strategies That Actually Work
Save Money on Home Insurance: Insider Strategies That Actually Work Every year, millions of homeowners pay too much for coverage they don’t need — and not enough for the protection they do. If you want to save money on home insurance without risking your home, read this. Your home isn’t just four walls and a […]
California’s Home Insurance Crisis: What Homeowners Need to Know
California’s Home Insurance Crisis: What Homeowners Need to Know If you’re a California homeowner, you already know that finding affordable home insurance is getting harder. Without knowing why, as a homeowner, you’re deeply immersed in California’s home insurance crisis. A crisis that has led many carriers to stop writing personal property in the state or […]
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late?
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late? California’s homeowners insurance market is in crisis, with many residents struggling to secure affordable coverage. Wildfires continue to devastate communities, and insurers have responded by scaling back or pulling out altogether. While the California Department of Insurance has finally taken action to address […]
Does Credit Score Affect Car Insurance? The Truth About Credit-Based Insurance Scoring
Does Credit Score Affect Car Insurance? The Truth About Credit-Based Insurance Scoring You check your mirrors. You signal lane changes. You haven’t had a ticket in years. So why is your car insurance bill so high? Here’s the plot twist most drivers never see coming: Your credit score might be sabotaging your premium. While you’ve […]
Texas Auto Insurance Claims: Why Texas Has the Second-Highest Denial Rate
Texas Auto Insurance Claims: Does Texas Have a High Denial Rate? Here’s a Texas-sized headache you probably didn’t see coming: Texas auto insurance claims get denied more often here than almost anywhere else. According to a Fox26 Houston report, Texas ranks second in the nation for denied auto claims. Nationwide, 5–10% of claims get rejected, […]
Guide to Car Insurance in Utah (And Why It’s Not Like Anywhere Else)
Your Guide to Car Insurance in Utah (Why It’s Not Like Anywhere Else) Driving and car insurance in Utah isn’t like anywhere else. And no, that’s not some cheesy tourism board slogan. It’s a cold, hard fact backed up by insurance claims data, weather reports, and anyone who’s ever white-knuckled their way down Parley’s Canyon […]
Hot Car Safety Tips
Hot Car Safety Tips Memorial Day is just around the corner, so that means summer has arrived. With summer comes vacation plans, travel, and road trips. This is officially the time when Americans get on the go. It’s also the time of year when the temperature begins to rise, so as we get ready to […]
Kid’s Screen Time: How to Take Back Control Without Losing Your Mind
Kid’s Screen Time: How to Take Back Control Without Losing Your Mind It’s 7:43 a.m. You’re already late. Backpacks are half-packed, breakfast is congealing on plates, and your nine-year-old is locked in mortal combat with a tablet you’ll definitely regret handing over “just for five minutes” twenty minutes ago. You ask nicely. You ask firmly. […]
Tips to Avoid Thanksgiving Day Home Cooking Fires
Avoid Thanksgiving Day Home Cooking Fires with These Tips When it comes to home insurance claims, the two biggest hazards are fire and water. So, Thanksgiving is a big “hold your breath” moment of the insurance industry because the holiday produces a bunch of home cooking fires. In fact, according to the National Fire Protection […]
Three Big Financial Fails People Make
Three Big Financial Fails that People Make You are good at maintaining a healthy financial standing, are financially literate, and are generally good at planning and budgeting. This makes you financially savvy. However, even the savviest financial wiz kid will make mistakes from time to time. It’s easy, there are a lot of ways to […]
What is the Average Cost to Raise a Child?
What is the Averge Cost to Raise a Child? When you consider having children and starting your family, you’ll likely think about many things, most obvious among those would be timing, your monthly budget and concerns over the newborn’s health. What you may not think about is the average cost of raising a child from […]
Should I Pay Off My Mortgage Early?
Should I Pay off My Mortgage Early? If you’re a homeowner with a mortgage you’ve wondered from time-to-time just what it would be like if you just didn’t have a monthly mortgage payment. You may be asking yourself right now, should I pay off my mortgage? Oh, what you could do with the monthly savings. […]
Halloween Pet Safety: Keep Your Furry Sidekick Out of the ER
Halloween Pet Safety: Keep Your Furry Sidekick Out of the ER Halloween is all fun and games… until your dog thinks the candy bowl is an all-you-can-eat buffet or your cat decides the fake cobwebs are their new jungle gym. That’s why a little Halloween pet safety goes a long way. What makes October 31 […]
Pets and Holidays – Keeping Your Furry Friends Safe Year-Round
Pets and Holidays – Keeping Your Furry Friends Safe Year-Round Your dog thinks chocolate is a gift from the gods. Your cat believes tinsel was invented specifically for their amusement. And that New Year’s Eve fireworks display? To your pets, it sounds like the world is ending. Pets and holidays are a wonderful thing, but […]
Should I Buy Pet Insurance? A Look at Pros, Cons, and Costs
Should I Buy Pet Insurance? A Look at Pros, Cons, and Costs Your dog needs emergency surgery. The vet says it’ll cost $4,500. Do you have that money readily available? If not, you’re facing every pet owner’s worst nightmare—choosing between your pet’s health and your financial stability. This scenario is exactly why 1 in 3 […]
Let’s Get Started
Select the way you want to start your quote.
