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Are You a First Time Captain? Navigate the Waters Like a Pro
Are You a First Time Captain? Navigate the Waters Like a Pro Congratulations on joining the ranks of boat owners! So you’ve bought your first boat—congrats! As a first time captain, you’re stepping into a new world of adventure on the water. But before you drift off into daydreams of perfect sunsets and impromptu swimming […]
Boating with Children: The Ultimate Guide to Creating Safe, Unforgettable Water Adventures
Boating with Children: The Ultimate Guide to Safe, Unforgettable Water Adventures Boating with children creates magic on the water. Pure and simple. It transforms ordinary outings into lifetime memories. But here’s the catch—success doesn’t just happen. Planning does. Those Instagram-worthy family voyages? The ones where everyone’s smiling instead of screaming? They demand more than just […]
Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising
Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising Your premiums went up again. You didn’t file a claim. What gives? The answer might surprise you: Third-Party Litigation Funding is quietly transforming business insurance costs across America. Spotless claims history, responsible risk management, yet your business insurance costs keep climbing. The culprit? It’s likely not […]
General Liability vs. Professional Liability Insurance: Choosing the Right Shield for Your Business
General Liability vs. Professional Liability Insurance: Choosing the Right Shield for Your Business Here’s a business truth you can take to the bank: Lawsuits happen. And they happen to businesses of all sizes, in all industries, whether you’re ready or not. When it comes to protecting your business from these inevitable legal storms, understanding the […]
Business Owners Policy vs. General Liability Insurance: What’s the Difference
Business Owners Policy vs. General Liability Insurance: What’s the Difference? If you’re researching “Business Owners Policy vs. General Liability Insurance,” you’re already asking the right question. But now you’re three articles deep and still confused? I get it. I can be confusing. And while you’re trying to figure it out, something is bound to happen. […]
Popular posts
Online Business Insurance: Do 60% of Small Businesses Really Buy Without an Agent?
Online Business Insurance: Do 60% of Small Businesses Really Buy Without an Agent? You’re scrolling through industry news with your morning coffee when BAM—a headline hits you like a brick through a window: “60% of small businesses are buying business insurance online without an agent.” If you’re an insurance agent, you probably just felt your […]
The 10 Most Common Business Insurance Gaps That Could Hurt Your Business
The 10 Most Common Business Insurance Gaps That Could Hurt Your Business You’re sitting in your office, feeling pretty good about your business insurance coverage. You’ve got general liability, property insurance, maybe even workers’ comp. You’re covered, right? But the reality is that most business insurance gaps start with this exact overconfidence. Let’s get real […]
Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising
Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising Your premiums went up again. You didn’t file a claim. What gives? The answer might surprise you: Third-Party Litigation Funding is quietly transforming business insurance costs across America. Spotless claims history, responsible risk management, yet your business insurance costs keep climbing. The culprit? It’s likely not […]
Save Money on Home Insurance: Insider Strategies That Actually Work
Save Money on Home Insurance: Insider Strategies That Actually Work Every year, millions of homeowners pay too much for coverage they don’t need — and not enough for the protection they do. If you want to save money on home insurance without risking your home, read this. Your home isn’t just four walls and a […]
California’s Home Insurance Crisis: What Homeowners Need to Know
California’s Home Insurance Crisis: What Homeowners Need to Know If you’re a California homeowner, you already know that finding affordable home insurance is getting harder. Without knowing why, as a homeowner, you’re deeply immersed in California’s home insurance crisis. A crisis that has led many carriers to stop writing personal property in the state or […]
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late?
The Long-Awaited Fix for California’s Home Insurance Crisis: Too Little, Too Late? California’s homeowners insurance market is in crisis, with many residents struggling to secure affordable coverage. Wildfires continue to devastate communities, and insurers have responded by scaling back or pulling out altogether. While the California Department of Insurance has finally taken action to address […]
Does Credit Score Affect Car Insurance? The Truth About Credit-Based Insurance Scoring
Does Credit Score Affect Car Insurance? The Truth About Credit-Based Insurance Scoring You check your mirrors. You signal lane changes. You haven’t had a ticket in years. So why is your car insurance bill so high? Here’s the plot twist most drivers never see coming: Your credit score might be sabotaging your premium. While you’ve […]
Texas Auto Insurance Claims: Why Texas Has the Second-Highest Denial Rate
Texas Auto Insurance Claims: Does Texas Have a High Denial Rate? Here’s a Texas-sized headache you probably didn’t see coming: Texas auto insurance claims get denied more often here than almost anywhere else. According to a Fox26 Houston report, Texas ranks second in the nation for denied auto claims. Nationwide, 5–10% of claims get rejected, […]
Guide to Car Insurance in Utah (And Why It’s Not Like Anywhere Else)
Your Guide to Car Insurance in Utah (Why It’s Not Like Anywhere Else) Driving and car insurance in Utah isn’t like anywhere else. And no, that’s not some cheesy tourism board slogan. It’s a cold, hard fact backed up by insurance claims data, weather reports, and anyone who’s ever white-knuckled their way down Parley’s Canyon […]
Hot Car Safety Tips
Hot Car Safety Tips Memorial Day is just around the corner, so that means summer has arrived. With summer comes vacation plans, travel, and road trips. This is officially the time when Americans get on the go. It’s also the time of year when the temperature begins to rise, so as we get ready to […]
Kid’s Screen Time: How to Take Back Control Without Losing Your Mind
Kid’s Screen Time: How to Take Back Control Without Losing Your Mind It’s 7:43 a.m. You’re already late. Backpacks are half-packed, breakfast is congealing on plates, and your nine-year-old is locked in mortal combat with a tablet you’ll definitely regret handing over “just for five minutes” twenty minutes ago. You ask nicely. You ask firmly. […]
Tips to Avoid Thanksgiving Day Home Cooking Fires
Avoid Thanksgiving Day Home Cooking Fires with These Tips When it comes to home insurance claims, the two biggest hazards are fire and water. So, Thanksgiving is a big “hold your breath” moment of the insurance industry because the holiday produces a bunch of home cooking fires. In fact, according to the National Fire Protection […]
Three Big Financial Fails People Make
Three Big Financial Fails that People Make You are good at maintaining a healthy financial standing, are financially literate, and are generally good at planning and budgeting. This makes you financially savvy. However, even the savviest financial wiz kid will make mistakes from time to time. It’s easy, there are a lot of ways to […]
What is the Average Cost to Raise a Child?
What is the Averge Cost to Raise a Child? When you consider having children and starting your family, you’ll likely think about many things, most obvious among those would be timing, your monthly budget and concerns over the newborn’s health. What you may not think about is the average cost of raising a child from […]
Should I Pay Off My Mortgage Early?
Should I Pay off My Mortgage Early? If you’re a homeowner with a mortgage you’ve wondered from time-to-time just what it would be like if you just didn’t have a monthly mortgage payment. You may be asking yourself right now, should I pay off my mortgage? Oh, what you could do with the monthly savings. […]
Halloween Pet Safety: Keep Your Furry Sidekick Out of the ER
Halloween Pet Safety: Keep Your Furry Sidekick Out of the ER Halloween is all fun and games… until your dog thinks the candy bowl is an all-you-can-eat buffet or your cat decides the fake cobwebs are their new jungle gym. That’s why a little Halloween pet safety goes a long way. What makes October 31 […]
Pets and Holidays – Keeping Your Furry Friends Safe Year-Round
Pets and Holidays – Keeping Your Furry Friends Safe Year-Round Your dog thinks chocolate is a gift from the gods. Your cat believes tinsel was invented specifically for their amusement. And that New Year’s Eve fireworks display? To your pets, it sounds like the world is ending. Pets and holidays are a wonderful thing, but […]
Should I Buy Pet Insurance? A Look at Pros, Cons, and Costs
Should I Buy Pet Insurance? A Look at Pros, Cons, and Costs Your dog needs emergency surgery. The vet says it’ll cost $4,500. Do you have that money readily available? If not, you’re facing every pet owner’s worst nightmare—choosing between your pet’s health and your financial stability. This scenario is exactly why 1 in 3 […]
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