Let the Competition begin, the captive insurance agent vs the independent insurance agent As a consumer you now have more ways to purchase an insurance policy than ever before. Much of this is due to the proliferation of the internet. You can purchase you policy direct from the insurance company, using the phone or online, or you can consult an insurance agent. So, this brings us the age old question, should you use a captive insurance agent or an independent insurance agent? Which is … [Read more...]
What is an independent insurance agent?
Did you ever wonder what an independent insurance agent is? Maybe not :-) Let see if we can answer it anyway This may come as a surprise, but insurance is sold in many different ways. The most recognizable way to purchase insurance is through an insurance agent. But there are actually two different types of insurance agents. Yep, that’s right. Some agents are captive or exclusive and only sell for one insurance group, and the other sells for many different insurance companies … these … [Read more...]
Should I Buy Commercial Auto Insurance?
Commercial Auto Insurance vs. Personal Auto Insurance This is a very common questions, believe it or not. Many of you are out there right now using your private passenger auto policy in a commercial auto insurance capacity. In many cases this is a very simple answer, for example, if you drive a tow truck, box truck, or stake-bed truck while conducting your business, then logically you are in the market for commercial auto insurance. However, if you don’t drive an "obviously" commercial use … [Read more...]
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