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Online Business Insurance: Do 60% of Small Businesses Really Buy Without an Agent? You’re scrolling through industry news with your morning coffee when BAM—a headline hits you like a brick through a window: “60% of small businesses are buying business insurance online without an agent.” If you’re an insurance agent, you probably just felt your […]

The 10 Most Common Business Insurance Gaps That Could Hurt Your Business You’re sitting in your office, feeling pretty good about your business insurance coverage. You’ve got general liability, property insurance, maybe even workers’ comp. You’re covered, right? But the reality is that most business insurance gaps start with this exact overconfidence. Let’s get real […]

Third-Party Litigation Funding: Why Your Insurance Premiums Keep Rising Your premiums went up again. You didn’t file a claim. What gives? The answer might surprise you: Third-Party Litigation Funding is quietly transforming business insurance costs across America. Spotless claims history, responsible risk management, yet your business insurance costs keep climbing. The culprit? It’s likely not […]

What Is the California FAIR Plan (and Why It Exists) Wildfires. Non-renewals. Headlines that make homeowners feel like they’re holding a ticking time bomb. If you own a home in California right now, you’ve probably heard the term California FAIR Plan tossed around like a lifeline. But what is the FAIR Plan, exactly? Is it […]

Save Money on Home Insurance: Insider Strategies That Actually Work Every year, millions of homeowners pay too much for coverage they don’t need — and not enough for the protection they do. If you want to save money on home insurance without risking your home, read this. Your home isn’t just four walls and a […]

California’s Home Insurance Crisis: What Homeowners Need to Know If you’re a California homeowner, you already know that finding affordable home insurance is getting harder. Without knowing why, as a homeowner, you’re deeply immersed in California’s home insurance crisis. A crisis that has led many carriers to stop writing personal property in the state or […]

Does Credit Score Affect Car Insurance? The Truth About Credit-Based Insurance Scoring You check your mirrors. You signal lane changes. You haven’t had a ticket in years. So why is your car insurance bill so high? Here’s the plot twist most drivers never see coming: Your credit score might be sabotaging your premium. While you’ve […]

Texas Auto Insurance Claims: Does Texas Have a High Denial Rate? Here’s a Texas-sized headache you probably didn’t see coming: Texas auto insurance claims get denied more often here than almost anywhere else. According to a Fox26 Houston report, Texas ranks second in the nation for denied auto claims. Nationwide, 5–10% of claims get rejected, […]

Your Guide to Car Insurance in Utah (Why It’s Not Like Anywhere Else) Driving and car insurance in Utah isn’t like anywhere else. And no, that’s not some cheesy tourism board slogan. It’s a cold, hard fact backed up by insurance claims data, weather reports, and anyone who’s ever white-knuckled their way down Parley’s Canyon […]

Three Big Financial Fails that People Make You are good at maintaining a healthy financial standing, are financially literate, and are generally good at planning and budgeting. This makes you financially savvy. However, even the savviest financial wiz kid will make mistakes from time to time. It’s easy, there are a lot of ways to […]

What is the Averge Cost to Raise a Child? When you consider having children and starting your family, you’ll likely think about many things, most obvious among those would be timing, your monthly budget and concerns over the newborn’s health. What you may not think about is the average cost of raising a child from […]

Should I Pay off My Mortgage Early? If you’re a homeowner with a mortgage you’ve wondered from time-to-time just what it would be like if you just didn’t have a monthly mortgage payment. You may be asking yourself right now, should I pay off my mortgage? Oh, what you could do with the monthly savings. […]

Halloween Pet Safety: Keep Your Furry Sidekick Out of the ER Halloween is all fun and games… until your dog thinks the candy bowl is an all-you-can-eat buffet or your cat decides the fake cobwebs are their new jungle gym. That’s why a little Halloween pet safety goes a long way. What makes October 31 […]

Pets and Holidays – Keeping Your Furry Friends Safe Year-Round Your dog thinks chocolate is a gift from the gods. Your cat believes tinsel was invented specifically for their amusement. And that New Year’s Eve fireworks display? To your pets, it sounds like the world is ending. Pets and holidays are a wonderful thing, but […]

Should I Buy Pet Insurance? A Look at Pros, Cons, and Costs Your dog needs emergency surgery. The vet says it’ll cost $4,500. Do you have that money readily available? If not, you’re facing every pet owner’s worst nightmare—choosing between your pet’s health and your financial stability. This scenario is exactly why 1 in 3 […]