Skip to main content

Tag: Business Coverage

What is a Business Owner’s Policy and Why Do You Need It?

Written by Scott Boren on . Posted in Business Insurance.

What is a Business Owner’s Policy? And Do I Need One? Running a small business comes with many risks. Unexpected events like property damage, lawsuits, or business interruptions all can threaten your business’s financial stability. That’s where a Business Owner’s Policy (BOP) comes in. Right now, you may be saying to yourself, “What is a Business Owner’s Policy? I haven’t heard of a...

Continue reading

Top 5 Cybersecurity Recommendations for Small Businesses in 2025

Written by Scott Boren on . Posted in Small Business.

Top 5 Cybersecurity Recommendations for Small Businesses in 2025 The new year is here and the cybersecurity landscape for small businesses continues to evolve rapidly. While larger organizations have dedicated teams and robust budgets to handle cyber threats, small businesses are often more vulnerable due to limited resources and awareness. Cybercriminals know this, and many target smaller...

Continue reading

Workers Compensation Audit

How to Handle a Workers Compensation Audit (And Not Lose Sleep)

Written by Scott Boren on . Posted in Business Insurance.

How to Handle a Workers Compensation Audit (And Not Lose Sleep) You’ve got your business running smoothly. Your employees are happy. Your customers are satisfied. Life is good. Then a letter arrives from your insurance company about a “workers compensation audit,” and suddenly you’re googling phrases like “what is this audit thing” and yelling...

Continue reading

Garage Liability vs. Garage Keepers

Garage Liability vs. Garage Keepers: What’s the Difference, and Why You Need Both

Written by Bradley Boren on . Posted in Business Insurance.

Garage Liability vs. Garage Keepers: What’s the Difference, and Why You Need Both You run an auto repair shop, not a courtroom—but without understanding the crucial garage liability vs. garage keepers distinction, you could end up in both. If you repair, tow, or store customer vehicles, there are two coverages you can’t afford to misunderstand: garage liability and garage keepers...

Continue reading

What is Garage Keepers Insurance

Garage Keepers Insurance: The Coverage Auto Shops Forget Until It’s Too Late

Written by Scott Boren on . Posted in Business Insurance.

Garage Keepers Insurance: The Coverage Auto Shops Forget Until It’s Too Late The 2 AM phone call no shop owner wants: “Sir, there’s been a break-in.” A quick scratch of your head, and you wonder, “Do I have garage keepers insurance?” By the time you arrive (still wearing mismatched shoes), three customer vehicles are gone — including that pristine ’69...

Continue reading

Business Insurance Review: The Smart Owner’s Guide to Protecting Your Company’s Future

Written by Scott Boren on . Posted in Business Insurance.

Business Insurance Review: The Smart Owner’s Guide to Protecting Your Company’s Future Are you staring at that business insurance renewal notice wondering if you should just hit “auto-renew” and be done with it? Stop right there. That seemingly innocent shortcut might be the most expensive business decision you make all year. Here’s why: Your business isn’t...

Continue reading

How Does Workers Compensation Work

How Does Workers’ Compensation Work? A Straightforward Guide for Employers

Written by Scott Boren on . Posted in Business Insurance.

How Does Workers’ Compensation Work? A Straightforward Guide for Employers You’ve had workers’ compensation for a while now, but you’re still wondering, exactly how does workers’ compensation work? You’re not alone. Most business owners treat workers’ compensation insurance like that weird relative nobody wants to talk about at family gatherings. They know...

Continue reading

Workers Compensation Insurance for Remote Employees

Do You Need Workers’ Compensation Insurance for Remote Employees? (Short Answer: Yep.)

Written by Scott Boren on . Posted in Business Insurance.

Do You Need Workers’ Compensation Insurance for Remote Employees? (Short Answer: Yep.) Remember the old days? You know, when “going to work” actually meant… going somewhere? Those days are gone, my friend. Your team now clocks in from couches, kitchen counters, and yes —  occasionally that beach chair they swore wouldn’t affect their Zoom background. Welcome to the...

Continue reading

Know Your Employment Practices Liability Coverage

Written by Scott Boren on . Posted in Business Insurance.

What Small Business Should Know About Employment Practices Liability What if an employee sues your business for an employment-related matter? Would you have protection? Do you know which coverage provides business protection from things like wrongful termination, discrimination, or sexual harassment? Most small business owners don’t know what insurance coverage protects them from...

Continue reading

Freelancers Need Business Insurance

Freelancers Need Business Insurance: The Protection Solopreneurs Foolishly Skip

Written by Scott Boren on . Posted in Business Insurance.

Freelancers Need Business Insurance: The Protection Solopreneurs Foolishly Skip “I became a freelancer to escape corporate nonsense like insurance paperwork,” said every soon-to-be-sorry solopreneur ever. Here’s the uncomfortable truth many freelancers avoid: the moment you accepted payment for that first gig, you didn’t just become your own boss — you became a...

Continue reading