Business Insurance

Business Insurance Review: The Smart Owner’s Guide to Protecting Your Company’s Future Are you staring at that business insurance renewal notice wondering if you should just hit “auto-renew” and be done with it? Stop right there. That seemingly innocent shortcut might be the most expensive business decision you make all year. Here’s why: Your business […]

When Do I Need to Buy Workers’ Compensation Insurance? (Hint: Sooner Than You Think) “I’ll get to it eventually” might work for cleaning out your garage or learning to play the ukulele, but when it comes to the decision to buy workers’ compensation insurance, procrastination is a dangerous game that could cost you your business. […]

How Does Workers’ Compensation Work? A Straightforward Guide for Employers You’ve had workers’ compensation for a while now, but you’re still wondering, exactly how does workers’ compensation work? You’re not alone. Most business owners treat workers’ compensation insurance like that weird relative nobody wants to talk about at family gatherings. They know it exists, they […]

Do You Need Workers’ Compensation Insurance for Remote Employees? (Short Answer: Yep.) Remember the old days? You know, when “going to work” actually meant… going somewhere? Those days are gone, my friend. Your team now clocks in from couches, kitchen counters, and yes —  occasionally that beach chair they swore wouldn’t affect their Zoom background. […]

How to Compare Business Insurance Quotes Like a Pro: 7 Critical Questions to Ask How to compare business insurance quotes is probably the last thing you want to think about today. But it might be the most important. Here’s why: Your business – the one you’ve poured your heart, soul, and savings into – is […]

What Small Business Should Know About Employment Practices Liability What if an employee sues your business for an employment-related matter? Would you have protection? Do you know which coverage provides business protection from things like wrongful termination, discrimination, or sexual harassment? Most small business owners don’t know what insurance coverage protects them from employment-related claims, […]

Right to Refuse Service: What Every Business Owner Needs to Know “We reserve the right to refuse service to anyone.” You’ve seen the sign. Perhaps you’ve even posted one in your own establishment. But can a business refuse service legally? And more importantly—should they? Jack Phillips, owner of Masterpiece Cakeshop in Colorado, learned the hard […]

Freelancers Need Business Insurance: The Protection Solopreneurs Foolishly Skip “I became a freelancer to escape corporate nonsense like insurance paperwork,” said every soon-to-be-sorry solopreneur ever. Here’s the uncomfortable truth many freelancers avoid: the moment you accepted payment for that first gig, you didn’t just become your own boss — you became a full-fledged business owner. […]

What Smart Business Owners Know Before They Buy Business Insurance When you buy business insurance, you’re making one of the most intelligent risk management decisions possible. It’s not just another expense—it’s your business survival strategy. Every day, you’re gambling with your company’s future. Every customer who walks through your door, every product you ship, every […]

What are the Most Common Business Insurance Claims? There are a lot of questions small business owners have before they buy business insurance. First and foremost, they want to know about the price of business insurance, but the real concern is whether will it protect their company from costly business insurance claims. Small business insurance […]