Business Insurance

What Small Business Should Know About Employment Practices Liability What if an employee sues your business for an employment-related matter? Would you have protection? Do you know which coverage provides business protection from things like wrongful termination, discrimination, or sexual harassment? Most small business owners don’t know what insurance coverage protects them from employment-related claims, […]

Does Your Business Have a Right to Refuse Service? It’s generally understood that there are legitimate reasons for a business owner to refuse service to a customer and that it’s within their rights to do so.  In fact, you may have seen a sign at your favorite restaurant or retailer that reads, “We reserve the […]

Do Freelancers Need Business Insurance? The number of people participating in the gig economy is growing every day. It’s estimated that 59 million people are currently working as freelancers, making this a new normal.  In fact, here are a few facts provided by Fortunly about the gig economy that may surprise you: Over 90% of […]

Questions to Ask Before You Buy Business Insurance Each small business owners is tasked with managing risk. From cashflow to capital investment, human resources,  or debt management, the business owner is constantly evaluating potential pitfalls and exposure. Most of these risks can’t be transferred away. This is what makes insurance so valuable. It allows you […]

Restart Your Business in the Post COVID-19 Market It’s unclear how long the COVID-19 pandemic will last, but what is certain is that many states, including California, are beginning to re-open the economy. Will you be ready to restart your business in the post-COVID market? Many small businesses have been hit hard by the recent […]

Should I Cancel Business Insurance During Shutdown? If you’re one of the many businesses deemed “non-essential” and are feeling the impact of being temporarily shutdown by a shelter-in-place order, you’re seeking ways to manage your business through this tragedy. You may be asking, “should I cancel business insurance during the shutdown?” This makes sense, cost […]

Answers to COVID-19 Business Insurance Questions The COVID-19 outbreak represents an unparalleled disruption to our economy, and as a result to small businesses throughout the United States. Business owners will be scrambling to respond to the rapid changes. Of course, there will be many questions regarding business insurance protection. If you have business insurance questions, […]

What are the Most Common Business Insurance Claims? There are a lot of questions small business owners have before they buy business insurance. First and foremost, they want to know about the price of business insurance, but the real concern is whether will it protect their company from costly business insurance claims. Small business insurance […]

Small Business Insurance Checklist When you start a small business you’ll be presented with many new and complicated choices, among them will be the need to buy small business insurance. This can seem a bit daunting, possibly expensive … and maybe not very fun. Wouldn’t it be easier if you had a small business insurance […]

Lumber Liquidators Lawsuit Underscores the Need for Product Liability Insurance From time to time we get headline events that underscore the reason why we need good business insurance. These stories remind us that the risks we undertake as business owners are real and not abstract. In a current post, we outlined how the recent litigation […]