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IRONPOINT INSURANCE SERVICES, LLC

Business Insurance

Stuff for the Small Business Owner

Learn the Basics of General Liability Insurance

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Learn the Basics of General Liability Insurance Understanding business insurance terms isn’t something we’re born with and our parents don’t think to teach them to us as children. Heck, it’s not part of our high school curriculum. However, if you’re a small business owner you have to know them. Especially the really important ones like […]

Does the Apple Watch Present a Business Insurance Risk?

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Does the Apple iWatch Present a Business Risk? Is the Apple iWatch a business risk? That may sound ridiculous on it’s face, but we in the insurance business see the world through a risk colored lens. Our vision seems to focus in on the inherent risk in anything new, different, or that creates change. The […]

Is General Liability Insurance Important?

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Is General Liability Insurance Important to Your Business? Is general liability insurance important to your business? Of course, it is! There is possibly no more important business insurance coverage than general liability insurance. In fact, most people, when they think of business insurance they’re thinking of commercial general liability. However, when you first think to […]

Facebook Lawsuit and Why We Need Business Insurance

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Facebook Lawsuit and Why We Need Business Insurance How can Facebook help us to better understand the need for good business insurance? Well, directly, it really can’t. However, Facebook is now embroiled in a new class action lawsuit and it underscores one of the main reasons small businesses need good insurance protection. Hey, Facebook can […]

7 Things You Didn’t Know Your Business Insurance Might Cover

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7 Things You Didn’t Know Business Insurance Might Cover We aren’t born understanding the nuances and complexities of business insurance. Heck, many of the concepts are foreign to us so we hold on to popular myths about insurance. So, it’s understandable if you’re asking, “what does business insurance cover?” But you didn’t get this far […]

What is the price for small business insurance?

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What is the price for small business insurance? Business owners are constantly juggling a lot of expenses. For most of these expenses, it’s pretty easy to estimate the price. This isn’t the case with business insurance. This explains why one of the most popular questions we get is, what is the price for small business […]

What is Product Liability Insurance Coverage?

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What is Product Liability Insurance Coverage? You had a great idea to build a business, so you developed a plan and prototypes. It took time, but you made your pitches and secured your funding. Now you’re well on the way to realizing your dream.  You’re now a business owner and need to consider what happens […]

Have You Assessed Your Cyber Liability Risk?

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Have You Fully Assessed Your Cyber Liability Risk? When small business owners review the questions they have before they buy business insurance, they frequently don’t consider the cyber liability threat. In fact, many pay little attention to potential cyber-attacks and don’t buy cyber liability insurance. Why? Maybe it’s a feeling that most businesses are too […]

Should You be Concerned about Social Media Liability?

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Should You be Concerned about Social Media Liability? When we think of social medial liability, most of us are thinking of ways to protect our digital identity or manage our kid’s screen time. We’re not thinking of buying business insurance. Most business owners aren’t thinking of the risks they’re taking when they use social media. Businesses […]

Double Contracting In a Seller’s Real Estate Market

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Avoid Double Contracting In a Seller’s Real Estate Market According to a recent article in the LA Times, the California real estate market is poised for a strong market. This is good news for those who are thinking of selling their property this year. The return of a strong real estate market will certainly be applauded […]