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Tag: Small Business

Where to Start Shopping for Business Insurance

Where to Start Shopping for Business Insurance? As a small business owner, you’ve got a lot of questions before you take the plunge and invest in business insurance. And rightly so – your company’s future depends on it. That’s why it’s important to start by asking the right questions about potential insurance carriers. Of course, the best place to start shopping for...

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Why Buy Individual Real Estate Agent E&O Insurance?

Why Buy Individual Real Estate Agent E&O Insurance? You’re a successful real estate agent with an increasing number of transactions. You’re probably not thinking about your E&O insurance, right? Why would you, the brokerage you work with has you covered, right? Don’t be so sure. Do you really know what you need to about the firm’s real estate agent insurance protection?...

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When Do I Need to Buy Workers Compensation Insurance?

When Do I Need to Buy Workers’ Compensation Insurance? If you’re an employer, it’s important to have workers’ compensation insurance to protect both you and your employees. Workers’ comp is a business insurance coverage that takes care of your employees in the event of an injury or illness on the job, regardless of fault. It also saves employers from potentially expensive...

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How to Compare Business Insurance Quotes

How to Compare Small Business Insurance Quotes In order to get good business insurance  you’ll need to compare small business insurance quotes from agents, brokers, and even online providers. This is an important process for the small business owner. There are a lot of options, and many questions to ask before you buy business insurance. It’s much more than the premiums you’ll...

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Does Your Business Have a Right to Refuse Service?

Does Your Business Have a Right to Refuse Service? It’s generally understood that there are legitimate reasons for a business owner to refuse service to a customer and that it’s within their rights to do so.  In fact, you may have seen a sign at your favorite restaurant or retailer that reads, “We reserve the right to refuse service,” or “No shoes, no shirt, no service.” It all...

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Questions to Ask Before You Buy Business Insurance

Questions to Ask Before You Buy Business Insurance Each small business owners is tasked with managing risk. From cashflow to capital investment, human resources,  or debt management, the business owner is constantly evaluating potential pitfalls and exposure. Most of these risks can’t be transferred away. This is what makes insurance so valuable. It allows you to take some of the businesses...

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Does the Apple Watch Present a Business Insurance Risk?

Does the Apple iWatch Present a Business Risk? Is the Apple iWatch a business risk? That may sound ridiculous on it’s face, but we in the insurance business see the world through a risk colored lens. Our vision seems to focus in on the inherent risk in anything new, different, or that creates change. The popularity of new wearable technologies like the Apple iWatch are no different. These...

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Is General Liability Insurance Important?

Is General Liability Insurance Important to Your Business? Is general liability insurance important to your business? Of course, it is! There is possibly no more important business insurance coverage than general liability insurance. In fact, most people, when they think of business insurance they’re thinking of commercial general liability. However, when you first think to open a small...

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Facebook Lawsuit and Why We Need Business Insurance

Facebook Lawsuit and Why We Need Business Insurance How can Facebook help us to better understand the need for good business insurance? Well, directly, it really can’t. However, Facebook is now embroiled in a new class action lawsuit and it underscores one of the main reasons small businesses need good insurance protection. Hey, Facebook can be useful! 🙂 Admittedly, I’m not the most active...

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What is the price for small business insurance?

What is the price for small business insurance? Business owners are constantly juggling a lot of expenses. For most of these expenses, it’s pretty easy to estimate the price. This isn’t the case with business insurance. This explains why one of the most popular questions we get is, what is the price for small business insurance? Unfortunately, this is not an easy question to answer. For...

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