Tag: Small Business

Commercial Lease Insurance Requirements: What Business Owners Should Know Before Signing You found the perfect location. The commercial lease terms seemed reasonable. You were ready to sign on the dotted line and get your business rolling. Then you saw it—that insurance requirement. Not just any insurance, but general liability insurance with coverage limits that made your eyes widen. Is your...

The Savvy Business Owner’s Blueprint: Shopping for Business Insurance That Actually Protects You Ever felt like shopping for business insurance is like trying to navigate a maze blindfolded? You’re not alone. As a business owner, you’ve worked too hard building your dream to let it get wiped out by an unexpected lawsuit, property damage, or cyber attack. Yet, when it comes...

Why Every Agent Should Consider Individual Real Estate Agent E&O Insurance If you’re a real estate agent, you already know how important it is to protect yourself from lawsuits. One slip-up, one misunderstanding, and you could find yourself in legal hot water. That’s why brokerages carry Real Estate Errors and Omissions (E&O) insurance. But here’s the kicker: your brokerage’s policy...

When Do I Need to Buy Workers’ Compensation Insurance? (Hint: Sooner Than You Think) “I’ll get to it eventually” might work for cleaning out your garage or learning to play the ukulele, but when it comes to the decision to buy workers’ compensation insurance, procrastination is a dangerous game that could cost you your business. Here’s the thing about...

How to Compare Business Insurance Quotes Like a Pro: 7 Critical Questions to Ask How to compare business insurance quotes is probably the last thing you want to think about today. But it might be the most important. Here’s why: Your business – the one you’ve poured your heart, soul, and savings into – is perpetually one disaster away from oblivion. Harsh? Perhaps. But true...

Right to Refuse Service: What Every Business Owner Needs to Know “We reserve the right to refuse service to anyone.” You’ve seen the sign. Perhaps you’ve even posted one in your own establishment. But can a business refuse service legally? And more importantly—should they? Jack Phillips, owner of Masterpiece Cakeshop in Colorado, learned the hard way that refusing...

What Smart Business Owners Know Before They Buy Business Insurance When you buy business insurance, you’re making one of the most intelligent risk management decisions possible. It’s not just another expense—it’s your business survival strategy. Every day, you’re gambling with your company’s future. Every customer who walks through your door, every product you...

The Surprising Things That Are Simply Less Important Than General Liability Insurance Let’s be honest: launching a business these days is about as difficult as ordering takeout. Got a cute name? A free Canva account? Enough cold brew coursing through your veins to stay awake until 3 AM? Congratulations, entrepreneur! Your Shopify store can be live before your caffeine buzz wears off....

What is the price for small business insurance? Business owners are constantly juggling a lot of expenses. For most of these expenses, it’s pretty easy to estimate the price. This isn’t the case with business insurance. This explains why one of the most popular questions we get is, what is the price for small business insurance? Unfortunately, this is not an easy question to...

Cyber Liability Risk: Why Your Small Business Can’t Afford to Ignore It Cyberattacks strike businesses every few seconds, and small businesses face the highest cyber liability risk. According to Cybersecurity Ventures, a ransomware attack now happens every 11 seconds – that’s how fast digital predators are moving. Imagine this: You walk into your office on a Monday morning, coffee...