Business Insurance

General Liability vs. Professional Liability Insurance: Choosing the Right Shield for Your Business Here’s a business truth you can take to the bank: Lawsuits happen. And they happen to businesses of all sizes, in all industries, whether you’re ready or not. When it comes to protecting your business from these inevitable legal storms, understanding the […]

Business Owners Policy vs. General Liability Insurance: What’s the Difference? If you’re researching “Business Owners Policy vs. General Liability Insurance,” you’re already asking the right question. But now you’re three articles deep and still confused? I get it. I can be confusing. And while you’re trying to figure it out, something is bound to happen. […]

Why General Liability Insurance Is Important: The Protection Smart Businesses Don’t Skip You’re getting ready to launch your business. You’ve got the name, the logo, maybe even the matching t-shirts. But there’s one thing most new entrepreneurs skip over—or don’t think about until it’s too late: General liability insurance is important for any business that […]

What Is a Certificate of Insurance — And Why You Should Know How to Read One You’ve just landed a big job. The client’s thrilled. You’re ready to get to work—and then they ask, “Can you send over a certificate of insurance?” Cue the record scratch. The blank stare. The frantic Google search. Let’s be […]

Restaurant Liability Risks: Hidden Dangers That Could Lead to Costly Lawsuits Running a restaurant is tough—tight margins, demanding customers, and a fast-paced environment where one mistake can cost you everything. All this, and then there are restaurant liability risks that threaten your business every day. But the biggest restaurant liability risks aren’t always visible. They’re […]

The 7 Common Small Business Insurance Mistakes (And How to Avoid Them) Some common small business insurance mistakes will wreck your company faster than any recession. We’ve seen it happen too many times. A business owner builds something incredible over years of hard work, only to put it at risk after a loss because of […]

Why You Should Customize a Business Owner’s Policy (and How to Do It Right) Every business has its own rhythm, risks, and roadblocks. Yet, too many small business owners settle for a one-size-fits-all Business Owner’s Policy (BOP), assuming it covers everything they need. The truth? It doesn’t. But here’s the good news—you can customize a […]

The Smart Business Owner’s Guide to Commercial Fleet Insurance You wouldn’t send your team into the field without the right gear—so why would you send your business vehicles on the road without solid protection? Commercial fleet insurance isn’t just another business expense; it’s a strategy, a safeguard, and quite possibly the smartest investment you’ll make […]

Commercial vs Personal Auto Insurance: What’s the Difference and Which One Do You Need? A small business owner, Jake, runs a mobile locksmith service. One day, while driving to a client’s location, he gets into a minor accident. He assumes his personal auto insurance will cover the damage, but his claim is denied because he […]

Cheap Commercial Auto Insurance: How to Find Affordable Coverage Without Sacrificing Protection Imagine you’re a small business owner, that’s probably pretty easy. Now, imagine you are on a tight budget. Ok, also easy. It’s also easy to imagine that you rely on your work vehicle every day—whether it’s for making deliveries, transporting tools, or visiting […]