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Safeco Insurance

Safeco Insurance

Safeco Insurance has been insuring families with high-quality home and auto insurance products for nearly 100 years.

Or, give us a call (877) 334-7646

Why Safeco?

  • Safeco is part of the Liberty Mutual insurance group.

  • 24-hour claims and customer support line, available 7 days a week

  • For each year you don’t make an insurance claim, Safeco will reduce your deductible by $100 (up to $500).

  • Connect with Safeco Insurance online on Twitter, YouTube, Facebook, or Linkedin.

Did You Know?

  • If you have an Amazon Alexa-enabled device, you can enable the Insurance Advisor Skill to get answers to insurance questions, and even contact your local independent insurance agent.

  • Safeco has the naming right for the stadium that houses the Seattle Mariners and Seahawks.

  • You can manage your policy in the IronPoint Mobile App.

About Safeco Insurance

With nearly 100 years of history, ‘Safeco’ is an acronym for Selective Auto and Fire Insurance Company of America. Safeco’s parent company, Liberty Mutual, has an A (excellent) rating from A.M. Best, based on their financial strength. They have had their headquarters in Seattle, Washington throughout the company’s history and own the naming rights to the Seattle Mariners’ baseball stadium.

Safeco understands that your time is important and that’s why their customers have access to a personalized online portal 24/7. Once you’ve logged in, you can pay your bill, report a claim and even add or delete drivers on your policy.

Whether you want the basics or superior coverage, Safeco Insurance can help. You can choose to add roadside assistance for only a few pennies a day. They also offer the option of rental reimbursement, to help if your car is in the garage following an accident. Policyholders can even get pet coverage, to help if your cat or dog is injured in a collision.

Save even more with Safeco’s RightTrack program. Plug a small device into your car and it’ll see when and how you drive for 90 days. Once your time is up, send it back to Safeco Insurance and you can save between five and thirty percent on your premium. Plus, you’ll get an initial discount for just signing up! Plus, their auto insurance policy now offers RideSharing Coverage in certain states if you work for Uber or Lyft.

How customers feel about Safeco Insurance


How likely people are to renew their policy with Safeco.


How likely people are to recommend Safeco Insurance.


How likely customers rated thier claims experience.

Safeco Insurance Reviews:


3.98 / 


Safeco Insurance gets good marks on Clearsurance, an insurance carrier review site. It’s no surprise that consumers are giving Safeco good ratings, they have a broad product offering, friendly customer service, and competitive insurance rates.

Safeco’s financial ratings are also strong. They get a financial rating of A from A.M. Best. What does this mean? Well, it confirms that Safeco remains in the top tier of financially strong insurance companies. If you elect to purchase with Safeco, you’ll sleep confidently with the knowledge they won’t have trouble paying claims.

The Better Business Bureau gives Safeco an A+, which means that the company usually responds to complaints, has been around for a while and generally has good business practices. 

Insurance Quote

Let’s Get Started

Get a quote online and compare the rates of our partner carriers. It’s safe, secure, and easy.

Or, give us a call at (877) 334-7646.

What does Safeco offer?

Safeco insurance is part of the Liberty Mutual Insurance group and presently offers personal insurance products, like cars, homes, motorcycles, and other things enjoyed by your family’s lifestyle. Below are some of the products that we sell on behalf of Safeco.

How much can I save with Safeco?

Safeco insurance has many home and auto insurance discounts. They also have a UBI option (Useage-Based Insurance) called RightTrack. Whether you use the UBI option or conventional insurance products, Safeco has many ways to save. Here are some of the discounts they offer: (not all are available in every state):

Auto DiscountYour Savings
Multi-Policy Discount

You can save up to 15% when you bundle home and auto insurance with Safeco. Bundle more policies, save more.

Multi-Car Discount

If you insure more than one car on your policy, you can receive a discount.

Accident Prevention Discount

In most states, drivers aged 55+ can get a discount for taking an approved driver safety course.

Good Driver Discount

Have a clean driving record? If you do your can get an insurance discount with Safeco.

Diminishing Deductible Discount

If you remain claim free, your collision deductible will decrease at every renewal for up to five years.This may only be available in Superior or Premiere coverage tiers depending on where you live.

Low Mileage Discount

Do you drive under 8,000 miles? If you do, you can save up to 20% with Safeco.

EFT, Paid in Full and Good Payer Discounts

Save 2-3% by paying through electronic funds transfer (EFT) or payroll deduction; up to 7.5% if you pay your policy in full; or as much as 15% if you consistently pay your premium on time.

Early Quote Discount

The early shopper gets the savings! Get a quote from Travelers before your current insurance policy expires, and you could save 3-10%.

Affinity Discount

The company offers special savings to members of certain credit unions, professional groups and other organizations.

Student Away at School Discount
If a dependent driver in your household goes to school at least 100 miles away, you could save up to 7%.
Good Student Discount
If your high school or college student maintains a B average or better, you may receive an 8% discount.

How much does Safeco cost?

Because Safeco offers such broad coverage, with great service, you may be wondering if it’s too expensive. In reality, Safeco is an affordable home and auto insurance option. Of course, the cost of auto insurance with Safeco will be influenced by a few things:

  • Your driving record. If you’ve had tickets, traffic violations, or claims in the past 3-5 years, you’ll get dinged.
  • Your age: Drivers under 25 usually pay a lot more — although U.S. News reports that Travelers offers affordable rates for younger drivers.
  • Your credit history. In many states, having poor credit means you’ll pay more for insurance. But if you have good credit, you can save.
  • The type of coverage you choose. The cheapest coverage will always be a state-minimum policy, although you may need more protection for yourself and your vehicle.
  • Where you live. Your state of residence can have a huge impact on your car insurance premium, whether you’re buying auto insurance in California, Arizona or Utah can be a big difference in price.
  • Your personal information. Other factors affecting insurance costs include your marital status, address, and the car you drive.

The best way to know what your individual price will be is to get a quote. You can compare auto insurance quotes online to see which company has the best rates for you.

How do I buy Safeco Insurance?

Safeco insurance is typically offered through independent insurance agents. In fact, IronPoint Insurance Services, LLC is an independent agent that represents Safeco. You can also find Safeco offered in some comparison quote sites, like, The Zebra, and

If you want to know if Safeco is right for you, you can contact us, or get an insurance quote online: