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RV Insurance Discounts


When shopping for RV RV insurance you want to get the best rates. Some RV insurance policies are extremely affordable, but you still need to uncover the many ways to save. Take some time to learn about some of the RV insurance discounts below and the ways our insurance carrier partners can save you money. It’s why they are among some of the best specialty insurers in the country.

RV insurance discounts to help you save money

Here are some of the discounts you can find in an RV insurance policy:
  • Multi-Policy Discount

    Already have a policy with one of our insurance carrier partners? Maybe auto, homeowners, renters, motorcycle, or even a boat policy? You may be able to get a discount when you bundle RV insurance with one of your current insurance carrier’s other policies. When you bundle insurance you can save! Learn more about bundling.

  • Advanced Quote

    Many insurance carriers will provide a discount if you get a quote before you purchase. That’s right–just a quote. In fact, one carrier will give you this discount if you quote only one day before your actual policy is effective. More commonly, the quote must be at least seven (7) days in advance.

    Example: You get a quote on February 1st, and start your new policy is effective on or after February 8th.

  • Original Owner

    If you are going to purchase comprehensive or collision coverage, and you are the original owner of you motorhome or travel trailer, you may be able to collect a discount.

  • Paid in Full

    Most insurance carriers will provide you a discount if you pay the entire premium when you purchase the policy.

  • Responsible Driver

    When you have had a clean driving record for at least 3-years, you may be able to get a discount. This means no tickets or accidents in the 3-years prior to purchasing the policy.

  • Pay On-Time

    If you pay your premium in monthly or quarterly installments, and you always pay them on-time, you can get a discount with some of the insurance companies. This is quite simply the easiest discount to get.

  • Renewal Discount

    With some insurance companies, if you have no at-fault claims at the time your policy renews, you can qualify for a discount.

  • Homeowner

    Own a home, including a condo, townhouse, duplex, single- or double-wide? You’ll own another discount just for being a homeowner.

  • Persistency

    If you’ve had continuous insurance for several years, you can get a discount with most companies. In fact, they will honor the time you’ve had coverage with your previous insurer. In some cases, you may get an additional discount for having insurance prior to starting your new RV insurance policy.

  • Paperless

    Another one of those super easy discounts to get. If you simply select to receive your policy documents via email or online account, some insurance carriers will provide a discount.

More ways to save on RV Insurance

After you’ve earned all the available RV insruance discounts, ther are still more ways to keep RV insurance costs low:
  • Accident Forgiveness

    For both small and larger accidents

    Small Accidents: As soon as you start your Progressive RV policy, you’ll earn small accident forgiveness. That means your RV insurance rate won’t increase if you have a claim of $500 or less.

    Large Accidents: Once you’ve been a Progressive RV insurance customer for at least four years and accident-free for the past three years, your rate will not go up for any RV accident.

  • Disappearing Deductibles

    Earn your way to $0 deductibles

    Select this option and your insurance carrier may deduct 25% from your deductible amount for every claim-free renewal period on your RV insurance policy. In fact, they will continue to reduce the deductible all the way down to $0.

Still have questions?

So, after all the discounts and extra ways to save, how much is RV insurance? Motorhome and travel trailer insurance costs will depend on a variety of factors, including the type of your RV, how you use it and your driving history. Learn more basics about RV insurance. Want to discuss your policy with one of our experts? Give us a call at (877) 334-7646 or request a quote online.

Get an RV Insurance Quote

See what RV insurance discounts you can get, start a quote today. It’s safe, secure, and free.

Call 1-877-334-7646 to speak with an insurance agent.

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services, LLC is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California, Colorado, Nevada and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships.

IronPoint Insurance Services, LLC offers multiple insurance quotes through ComparisonQuote.com to provide consumers several options for their insurance products. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto & Home, and Progressive. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent tries to charge you broker or agency service fees for representing these companies, please contact us immediately.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022.

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