Homeowner’s Association Insurance

Each homeowners association risk is different and IronPoint Insurance Services understands this and can provide you a tailored solution to fit your unique community homeowners association insurance needs.  With our A-Rated carriers you can expect to get great protection, service, and 24/7 claims support.

A few ways to protect the homeowner’s association:

Building Coverage

Is all inclusive covering the building and anything attached to it, i.e. fixtures, flooring and cabinets, as well as any auxiliary structures a Residential Community Association would have such as signs, fencing, garage(s), pool, and/or clubhouse

General Liability

To help protect the insured against legal liability caused by bodily injury, property damage, personal injury, and advertising injury to others

Directors and Officer’s Liability

Coverage is an errors and omissions coverage that protects members of the board in the management of the association

Employee Dishonesty

Provides coverage in the event of a direct physical loss to Business Personal Property and money and securities caused by a dishonest act committed by an employee. (Note: If your association contracts a Property Management firm, the association may need to obtain a Fidelity Bond

Building Ordinance & Law

Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damaged buildings caused by an insured loss

Data Loss & Identity Theft

Coverages work together to help your business and you get back on track after a data breach occurs or if you, the business owner, becomes a victim of identity theft

We make homeowner’s association insurance easy

When you buy insurance for your homeowner’s association through IronPoint Insurance Services you are entitled to 24/7 claims service with our A-Rated insurance carriers.  For a free quote for apartment owners insurance call us today at(877) 334-7646.